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| I got a speeding ticket today for going 80 in a 75. I'm 20 years old. I got one when i was 17 for going 37 in a 25. If age matters. This raised my insurance a little bit. Will this one raise it ... |
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 If someone vandalizes your car, will their insurance company pay for it? |
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mindblock | Have you always payed your house insurance without another quote? |
I had been with one company for 15 years for my house insurance. Decided to have other quotes this year as I always do with my car insurance.Got the same cover for £100.00 cheaper per annum with another company. Rang the company I was presently with....said they couldn't do me a better deal. ( well, could knock £10 off. Wow!!! Big deal ) Had been with them for 15 years and never claimed!!!!!! Who's the fool??? Get quotes everyone!!!!
Additional Details
In answer to Rick J. Exactly the same cover. That's why it was so shocking to me. |
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jcdevildog
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I work in insurance, and I choose based on which companies I know have good claim service. In addition to getting quotes & comparing coverages, you'd probably be wise to talk to friends who've had claims about how theirs were handled by the different companies. So long as you never have a claim, price is everything; but if & when you have a serious loss, service and fairness are everything. |
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Rick J
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Always get a few quotes, BUT check what you get for your money.
Your current policy may cover a lot more than a cheaper one.
Good Luck |
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nats28
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I couldnt agree more. I always shop around coming up to renewal time. 99% of the time I get cheaper elsewhere! |
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nap4gbp
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when I receive mybill and it stays the same I just stay with that company, but it goes up like about 100.00 or more than I'm on line asking for other quotes. sometimes the company has their quota filled so they don't care if your a customer or not, when they are low they will even drop prices to get customers. So I use the 100.00 gauge to decide on looking for another or not.I also do the same with auto coverage |
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Dave M
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If you ever had a claim, you might better realize the difference in insurance companies. My neighbor and I and actually everyone on our street got flooded by a river. My insurance representative was amazingly fair and fast in taking care of me at this horrible time. My neighbor now hates her insurance company for all of the resistance they gave her.
I have also had a couple of auto claims with the same insurance company and have always been extremely pleased with how I was taken care of. One time my auto's window was broken in a theft attempt. I called the insurance company, and they told me where to take the car just up the highway. It was fixed immediately. I didn't even have to take my wallet out of my pocket.
Another time my car was broken into, while it was stranded downtown. I called a wrecker service to haul it to a nearby service/repair station, who fixed it. The company just told me that it was normal procedure to call them first in order that they could approve or suggest the right towing company. But they said there was no problem and paid for everthing.
I could go on with a couple of more claims.
I am with State Farm, who isn't the cheapest, but I have been happy with them for over 15 years now.
I don't work for them either or have any kind of affiliation with them other than having all of my insurance with them. |
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DrIG
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Good advice. Always get new quotes. The situations change more frequently than most realize. |
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makeloans2
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Wow, good idea. I have never shopped around for this type of coverage but will now. The main reason I haven't is that our insurance is paid as part of our normal house payment, and I always thought it was too much hassle to go back and re-do that paperwork with the lender. I will look into it. |
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sparkle555_2000
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If you decide to get a new policy then make sure the cover is just as good as you had on your old policy. Compare the individual coverages very carefully to make sure they're what you want. Don't choose lowest price policy; many people get caught out like that when they try to claim and find they're not covered for a certain aspect. |
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can_leeds
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Clearly they don't appreciate your loyalty, so just switch!
compare gocompare.com, castle cover, CIA and i'm sure you will find better policies. |
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