 Question about car wreck & medical bills?!?!? |
| If your in a car accident and paramedics come and ask you if you want to be taking to the hospital and you refuse and then they said they dont think you are not of sound mind because of the wreck and ... |
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 Insurance company question? |
| if a person has auto insurance for $100,000 and he hits someone and they have broken bones and the person they hit wants more than $100,000 for pain and suffering, how could the person get more money ... |
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 Why is it that insurance companies don't want to insure property that is rented out? |
| I would like to buy a trailer and rent it out. I am particular about tenants and I take care of my property. Insurance companies frown on rentals. Why is this when the landlord also wants to have ... |
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 Can a Insurance Company make you put a new roof on, even if there is still life on the existing roof? |
| Our insurance company already insured us, then there inspector came out and said we had to put a new roof on, there was no problems no leaks or anything. Now all of a sudden we have to fork out $2,000... |
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| They say you need 199 to start plus licensing fees. They say you can make 100K in the first year or earlier. They alo say you can recruit people and make a ton of money of of them. They also say you ... |
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| After some damage in my rented apartment, I called my broker (first time in 14 years) to make a claim. After a lot of talking, he says the insurer cannot help me. I contacted the insurer directly and ... |
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 If your insurance company turns you down for a procedure that has been approved by the FDA, what r options? |
| I have been rejected twice by my insurance company to have a vns implant implanted for treatment resistant depression. The treatment is FDA approved for treatment resistant depression, but the ... |
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 Does renters insurance cover items in my vehicle? |
| I have renters and auto insurance thru State Farm. I heard that my "high crime" items (cds, computers, etc) are not covered if they are stolen from my car and that my laptop wouldn't ... |
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 Insurance fraud? |
| someone i know received a LARGE payout from an insurance company for "permanent injuries" in an accident. It has been settled, and now he does everything, heavy lifting, recreational ... |
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 Do I have health insurance if my prexisting condition is not covered? |
| I'm 57 years old. My employer changed the type of health insurance we have from major medical to suplemental. I quite got a new job in 3 months I will have insurance but my high blood pressure ... |
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 I can't get on Medicaid --- help? |
I live in Dallas, TX.
I'm 18, female, not pregnant, nor do I have a kid living with me.
I am UNEMPLOYED (trying to get a job) and have NO income.
I live with my ... |
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 Whole life or term policy?? |
Mom is 78 still healthy. I was quoted by a friend of my sister that she should take out a whole life policy on my mom for $50,000, at $275/mo
I found a 10 year Term policy with the same ... |
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 HELP! I sugned up for health insurance through another website.I received an email notification that my credit |
| card payment was processed and then a few weeks later then sent me an email stating that my payment was declined. By this time I had already used my insurance and they paid the claims. I do not have ... |
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 Help with car insurance!? |
| I set up my car insurance for Direct Debit payments but they tried to take the payments on the wrong day, so cancelled my policy, can I renew with another company and still use my no claims total of ... |
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 Question about Cobra Insurance? |
| My husband recently lost his job because is was working a part-time job on the weekend (We didn't know he wasn't aloud to do this). We have been paying $200 a month for health insurance (2 ... |
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dwight817 | Have you screwed up more than me? |
I wrecked my car twice in 1 year, that sucks, 2000 ford mustang GT, hot rodding is not wise people, what should I do, I have a job but deductibles, and insurance have eaten me up within the last 12 months! my insurance is going back up, i just got it back down and now its back up, how to get insurance lowered? |
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Insuranceman
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The Mustang seems to have brouight out the WORST in you! Either get rid of the car and get something more sedate or continue to take chances - "if you're gonna PLAY, you gotta PAY!!"
There is no ONE insurance company that is right for everyone - everyone is rated individually - and all companies have different "likes and dis-likes", different credit tiers, different business models, and many other factors that can vary your rate - and a QUOTE is ONLY a quote until the policy is issued.
Typically, insurance rates will vary from State to State and can even vary by ZIPCODE! It also will depend on the type of car/truck, coverages, limits of liability, and driving record. Some companies run credit scores and MOST run a motor vehicle report and CLUE (Comprehensive Loss Underwriting Exchange) report to see about undisclosed accident involvement.
The best thing to do is call a LOCAL independent agent or broker. Don't go across town, or to some other city - look for someone CLOSE. Just look in the phone book for the PIA or Big I (Trusted Choice) logos and you will find a professional licensed agent that will be able to help you solve your insurance problems, and give you rate comparisons of several different companies.
An independent insurance agent will normally have a dozen different companies and if he cannot help you, he should be networked with other local agents that can.
In my agency, we have companies that do NOT run a credit score and welcome drivers with "less than perfect" driving records and specialize in youthful operators!
Most of the replies on this site say "go to this on-line carrier or that on-line carrier or that 1-800 number" but I'm sure that when you do, you will find some impersonal computer user with a script to work from and you won't be able to talk with the same person every time you have a problem!
Good luck, drive RESPONSIBLY and I hope this helps! |
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suze
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Sell that car and start taking the bus
you save car payments, insurance, gas and hurting someone because of the way you drive
Sorry dude |
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chris6087
 |
Change cars. Drive something thats not a mustang gt. |
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MSAD
 |
Not much you can do not to lower it. You can look around. See if another company will give you a little bit lower rate. But that's about it.
However, you could stop acting irresponsible when driving and not get any more tickets or accidents so your insurance does not go any higher.
2 wrecks in 1 year.......you're lucky you did not get dropped.
And you're going to be paying through the nose for insurance for a few years. |
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mbrcatz
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Sell the car, get a bus pass.
That's what you need to do to fix this. |
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Professor Wonderful
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Chris, above, is correct.
That is a dumb car for a person who drives in an unwise manner. You are realizing that, by your question. Congrats!
A used, old, and 'granny-driven' auto is going to get you lower rates. Avoid anything with two doors. Their rates are higher than four door models.
Ask your agent if attendance at a driving school willl help. If you were my client, I would almost demand that you attend for the purpose of protecting other people.
You made some reckless decisions in your history. Hopefully, nobody was harmed by your driving. (Not even you.) It is going to take about three years of good, safe driving.
Avoid a car that is green. They get hit by other drivers more often than any other color. ("I didn't see him, officer!")
Get something white, or paint something else white. You do not want someone hitting you, leaving your insurance company holding the bag. They will have to raise your rates a little, and everyone else would be charged a few pennies extra. Insurance spreads the risk.
Be kind to your insurance company. DO NOT change companies! If you do, the next company could drop you in a few months under certain conditions. Then you wil not, not, not be allowed back to the original company (unless that company is seeking to put their funds at risk).
Drive safely!!! |
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