 My father left me Life insurance money when he died that i can get once i turn 18? |
| but my mother is claiming that shes not going to let me have it. Can she really stop me from having the money that my father left me for when i turn 18?... |
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 Travel insurance for disabled people with mobility problames? |
Please can somebody Help
A few days ago I booked a cottage in Southern Ireland.
My Bank the nat west In formed me that they can not cater For People who take Doctor prescribed Drugs I.E. D... |
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 Student Health Insurance - any help? |
| Starting nursing school, was told to use on-line health insurance companies. Anyone have feedback on reputible company? I'm in the state of PA.... |
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 Is there any place in ohio that you can get health insurance without a job? |
| Im 18 and i dont have any health insurance. I need to get some but i dont have anyone to turn to and i dont know where to start. Does anyone know where i can get health insurance or even get started?... |
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 Do i need to get a life,medical or health insurance? |
| do i need to get a life medical or health insurance if i didn't get it through my employer.... |
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 Can she do this???? |
| Ok my husband and I have been married slightly over a year, and my mother in-law still has a life insurance policy on my husband. We now have a child and I want to be sure that if something were to ... |
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 Health Insurance benefit that cannot be accessed easily? |
| I commute 1.5I hours to work (I work 12 hour shifts to cut down on communting time). All the health care plans offered by my job (that 50%/$1600. is deducted from my paycheck annually for) have ... |
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 How can I start a New Business? |
I have 6 years total experience & 4 years managerial experience in the field of Insurance, banking & finance, which includes Sales, Recruitment, Team handling,
Now I want to start a ... |
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 What does an costumer service rep. do at insurance companies? |
Additional Details
I am interested in working at an insurance place. they said they have a position in customer service and I wanted to know what kind of duties you have in that? ... |
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 Insurance Payout Related to Roofing? |
| I have an elderly neighbor who is needing a new roof. Her home insurance covers it. However the person she is wanting to put the roof on is NOT a real business, is not a contractor of any type, just ... |
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 Have you ever been screwed by an insurance company ? |
| What company was it ? My SUV was recently vandalized and my loser insurance company only wanted to pay half to repair it, on the basis of "depreciation" They are pathetic.... |
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 Saving money and life insurance? |
| My husband and I are shopping for life insurance, and are considering Universal Life. The reason being: the cash value claims to be safe from creditors and collections. We do want to save money that ... |
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 I lost my social security card. How can I obtain a replacement card? |
| I am 19, do not have a drivers license, id or passport. I have not served in the military and do not have a school identification card. I also do not have an employee identification card. The only ... |
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 Help Please, Health insurance question? |
| I visited my doctor a while back and he wanted me to undergo some exams. I had asked prior to the exams if any sort of pre-approval was needed from my insurance to see if it covers it, his staff told ... |
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 When applying for term life insurance; What do they look for in the blood and urine test exactly? |
I'm just curious, we have a nurse who is coming to draw blood. I've been told its for pre-exhisting conditions but what does that mean exactley?
... |
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 Can my husband drive my car withour insurance? |
| my husband only drives my car about once a month. can i drop him from the policy and still have him covered, because i have given him permission to drive my car? it would save alot of money! i have ... |
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CP | Havent Met Deductable- How much will Dr Visit Cost? |
So I have aquired me insurance, but I havent met my deductable, but I do need to go and see an obgyn I have my co-pay information and all that, but I was just curious how all the insurance will work since I havent met the deductable yet? |
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Jools
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The way a deductible works is that you are responsible for all charges until the deductible is met.
So, for example, let's say you go to the doctor. The doctor normally charges $250 for an office visit. She has a negotiated rate with your insurance company for $85. You have a $1,000 deductible. You will be responsible for the full $85.
You pay only what the negotiated rate is. I have Aetna, and I can go online and see the negotiated rates for all the approved providers. I'm assuming you can do this with your company as well.
Having a deductible does NOT mean you are only responsible for the co-pay. You are responsible for the entire visit. |
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Tim
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It depends on the terms of your insurance.
Call the doctors office and ask them. Most times they have negotiated rates for people with insurance. |
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mrsdeli
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If the doctor is participating with your insurance you only have to pay the copay. If the doctor is not participating then you will have to meet your deductible. In other words, if your deductible is $1000 and the doctor visit is $100 you will have to pay for the office visit. When it comes to out of network doctors...you must meet that deductible first. Email me if you have any other questions. |
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Insurance Pickle.com
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Call the insurance company and ask. Better to do that than get a "from the hip" answer.
Likely it'd just be the copay, but some policies don't cover preventative so it really depends.
Jeff |
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Neil T
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Jools is absolutely correct, you pay the negotiated rate between your insurer and the dr. |
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mbrcatz
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You'll have to pay for the doctor visit. You'll have to ask his office, if it's the first visit, usually they charge around $150. Plus any tests they do. |
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