 Car accident-how to pay for other car's damage ? |
| I recently got into a car accident which was my fault because i fell asleep behind the wheel. My Jag got totaled and the other car was damaged a lot too. I got a call today saying that I am being ... |
|
 HOME BUILDINGS INSURANCE - rebuild value ????? |
| I am trying to renew my home building insurance. The forms ask what is the rebuild cost would be. How do I find that out ??... |
|
 Bradford and bingley bank what should i do..? |
| hi there i have savings in the uk bank bradford and bingley..should i pull my savings out of there and are they at risk and could i end up losing everything..........please only answers that is by ... |
|
 My Health Insurance doesn't cover what they said they would. How can i find out if they are doing me wrong? |
| We went for regular Physicals and come to find out now that i owe 800 dollars in Doctors Bills. They covered nothing. Even though i should only pay 15 dollar copay.... |
|
 Can anyone recommend a company that can provide life, illness and accident insurance all together? |
| I've found companies that offer life and illness together, but would prefer one that can cover all three.... |
|
 No health insurance? |
| OK, I had to go into the emergency room about a month ago because I went into shock from severe pain, but I didnt have health insurance. They sent me a bill and its for $10,550.00. I'm in the ... |
|
 Insurance wont pay for burglary? please help!? |
| My house recently got burgled. and most of my jewellery given to me as my wedding present (got married recently too) as well as lap top etc was stolen. the house was left a complete mess. luckily i ... |
|
 Insured Twice? |
| I have found out that I inadvertently hold 2 seperate Travel Insurance policies. Having just returned from holiday where my luggage was ransacked in transit and items stolen can I make claims on both ... |
|
 Do I need life insurance? |
| I am a single male home owner age 30, I live on my own and have no children. My girlfriend insists I should have life insurance but I don't see the point.... |
|
 Is mortgage protection insurance good idea? |
| if not how do i protect my mortgage payments when i loose my job or am ill for 2 years and can't earn money?... |
|
| Can I buy the life insurance? |
| My Mother is 52 and has no life insurance what so ever. Long story short I don't forsee her living more than 10 more years. She doesn't have any diseases, cancers, etc. and could probably ... |
|
 Whats with online Insurance? |
| You keep seeing these firms on the TV advertinsing their policies and saying that if you apply online for a quote you can get a discount. Well great but aftrer you fill out all the forms it come up ... |
|
 Suing home owners Insurance? |
| a man ranout in the highway and crashed into my Husband while he was riding his bike...the old man was cited for jaywalking on a highway, can my husband sue his home insurance for the damages and way ... |
|
 Can you cancel easily health insurance should you quit your job? |
| The terms and agreements say that the enrollment will continue until you retire and also if you are in financial hardship, but what about if you quit your job? Is it hard to get rid of health ... |
|
|  |
d5r2329 | Health Insurance App - what if I lie? |
I need to apply for individual health insurance. I already got denied by Humana because I have ADHD and take medication for it. What if I simply omit that information on my next application? I have insurance right now and I am afraid that the company I am applying for will check all my records and see all the meds I am on and any pre-exsisting conditions. Should I omit any of that info. If I don't I may be unable to get health insurance!! Help me please. I am not a liar, but I need health insurance. I can't afford to live without it. |
 |
 
HealthQuote360.com
|
You definitely do not want to ever lie on a health insurance application.
You may be able to get away with it for a little while but if you every have a big claim then they will do some investigating and likely find your lie and then cancel your policy and refuse to pay any claims.
Every health insurance company has different underwriting standards. Just because you got declined by Humana does not mean that you will be declined by Aetna, Blue Cross, United Healthcare, etc.
You will want to compare quotes from at least 3 different reputable companies and then speak with an individual health insurance agent that can help you compare options.
Here is some more information on pre-existing conditions and also on how to find cheap health insurance: |
|
jkrd156
 |
If you lie on the exam and they find out later, you won't be covered anyway! If the catch it too late, they may file insurance fraud charges and you will get free health care in prison! |
|
src50
 |
They will check with your current insurer and also with MIBs for other applications you've made. |
|
aaron p
|
How about working with a health insurance broker in your state who can help you find the right company? Instead of lying on the application (insurance fraud) or getting denied with a bunch of companies until you find one that will take you, they can help make your job easier. You don't pay extra by going through them, and they should be able to spell out what you can and can't get. When they start asking specific questions about your health, that's a sign they know what the heck they're doing.
Good luck |
|
Don
 |
Don't lie!
Find an agent and ask him/her to do a pre-screen. There are other carriers that will cover ADHD. You will have to pay a higher premium. You may be still denied coverage, so do not cancel your existing coverage until you receive, in writing, your new policy.
Don
http://mtnhealthinsurance.com |
|
sarah314
 |
You will get caught if you lie. No doubt about it.
The first time you fill a prescription for your ADHD, your new insurer will start to investigate. Your policy will be canceled.
If the new insurer has paid out any claims on your behalf to doctors, hospitals, or other medical providers, they will take back the money. You will be liable for those bills.
Do not lie - it will come back to haunt you in the end. Find an insurance policy that will accept your current conditions, or get a job that comes with group benefits. |
|
Angee
|
first of all, this is one of the stupidest things ive heard of doing. the minute you pick up your meds, see your psych or have any kind of "hit" on your insurance related to ADHD, they will drop your insurance faster than you think and will sue for the claims they have paid. this goes for anything that you may have. insurance companies have departments that are there just to screen you up, down and sideways. they will catch it, and you will be sorry. |
|
Christine B
 |
Find a company that will not deny you for ADHD different insurance companies will except different risks (Thank the Good Lord)
Try United American they excepted me and my pre existing condition and most agents wouldn't even take my application.
I Was so impressed I became an agent for UA.
Never LIE about your current health conditions! |
|
mbrcatz
|
Well, as soon as they see a claim go in, they'll check with Medical Information Bureau, see that you've had proir stuff done with that code, deny the claim, and cancel your policy.
You're not going to get an individual policy that's going to be willing to cover the ADHD part. Unless you try your state high risk health pool - which most likely will have an 18 month waiting period before it covers preexistings.
They're going to find out if you lie. Then they won't cover you, and you'll be frustrated and angry. |
|
| |
|
| | |
| Questions List |
Answers | Last Post
| | | |
10 | 8 minutes(s) ago
| | | |
9 | 30 minutes(s) ago
| | | |
10 | 45 minutes(s) ago
| | | |
10 | 49 minutes(s) ago
| | | |
7 | 1 hour(s) ago
| | | |
10 | 3 hour(s) ago
| | | |
10 | 8 hour(s) ago
| | | |
10 | 9 hour(s) ago
| | | |
10 | 2 day(s) ago
| | | |
9 | 5 day(s) ago
| |
|
Homepage 
Financial
Forum 
Insurance 
No Spam
Adult 
Gambling
Unfinished
Deception
Plagiarism
Not English
