 Health Insurance for a family of 4?? Help? |
Help........I need health Insurance for a family of 4...
I dont work and my husband's Company doesnt Offer Health insurance...We have 2 little Kids ages 4 and 3..we need health insurance ... |
|
 Damage to cars from falling roof tiles? |
| I have home insurance and during the high winds some tiles blew off my roof. Thing is they fell on two cars parked in my drive, neither of them mine. The insurance company say they will pay for the ... |
|
 Auto insurance policy? |
| i know someone who is in a car accident during a snow storm.. she got hit, not badly but got neck pain. Now, she tells me that her lawyer is saying her auto ins wont be paying for any more bills and ... |
|
 What is the minimum age requirement to still be on parent's medical insurance? |
I am turning 18 next year and was wondering what age I go off my parent's medical insurance.
Also, if I am a full time college student, am I still on their medical insurance?... |
|
 Can an insurance company make me pay taxes on a loan i took out against my life insurance policy? |
| I took out a loan on a life insurance policy. the premiums i paid had twice exceeded the amount my beneficiaries would recieve if i died. I was told that if i didn't repay the loan the only ... |
|
 Health insurance? |
| i have PPO option with a $1500 deductible with co-insurance (no co-pay). What does co-insurance mean? Would I have to bear the expenses for the 1st $1500 I spend for my health treatment/prevention? T... |
|
 Help! My neighbor flooded my ceiling, but I don't have insurance!? |
| I live in a condo complex. My neighbor flooded our ceiling when she said her dishwasher wouldn't stop filling water (not sure about it). Then I asked her Insurance, they wouldn't cover ... |
|
 We are buying a house, how do we find out how much the insurance will be.? |
| We are looking at houses to purchase. We know the amount that we will need for the mortgage and the taxes , but I am not sure where to go to find out how much our insurance will be.We want to make ... |
|
 What sort of health insurance can a grad student qualify for whose past age 29? |
Additional Details
i should also mention that the student is not yet working, finishing up school so income is really low-medical costs as far as labs also an issue so for lab work, is ... |
|
 How mcuh should my daughter get for her personal injury claim? |
| A little over a year ago, I backed into my 23 month old daughter with the our car. A few months later our car insurance called and offered to settle her claim for $850. We were suprised that my ... |
|
 Can I get ROAD TAX without insurance documents? |
Additional Details
Laura924, I will have insurance via online, but no actual document to prove it.... |
|
|  |
Viral & Krupali | Health Insurance Coverage for our new born? |
We have a one week old baby and I was told repeatedly by doctors/insruance agencies that our new baby is covered under our family insurance for 1st month (for first 30 days) for FREE. My employer still asked me to pay the difference for first month. Can anybody guide me to a policy or guidelines on web about this? |
 |
 
mbrcatz
 |
Oh, it's NOT free. You're covered for the first 30 days, meaning you have up to 30 days to add him to MOM'S coverage. You have to PAY the additional premium, if there is any, retroactively to the date of birth.
If you're switching your plan from "employee and spouse" to "employee and family", there will be a premium change. The change is made effective the date of birth. For us, we already have kids, we're already ON "employee and family", so there isn't any additional premium. |
|
Matt and Diane
|
For the correct answer on this, contact the insurance company directly and they can tell you the specifics of your policy. Every insurance company is different. |
|
M S
 |
Your doctor is wrong. The rule is that you have 30 days to add your baby to your policy, otherwise he/she is not eligible for coverage under your plan until your company's open enrollment period. Your employer is absolutely correct in requesting the additional premium for your new child. |
|
queenofqueens
|
try this please http://www.tkqlhce.com/click-1748196-10307963 |
|
HR Girl
 |
mbrcatz17 is right, the 30 day is where the child is automatically covered under the plan, after that if the child isn't added to the plan (during that window) then provided that your employers plan is a pre-tax plan, you would have to wait until open enrollment to add your child. You still have to pay the difference in premium, unless as mbrcatz stated, you already have a family plan, then no additional premium is required. It's always best to confirm with your insurance company but that is fairly typical amongst the insurance world. Good luck and congrats on your new baby. |
|
kat70359
|
I doubt that's true. Just pay it. It's for your child. |
|
Custo
|
Listen to your employer. Yes, they can pro-rate your premiums for the baby. Yes, it is legal. The doctors are idiots. They don't know anything about insurance & should keep their mouths shut, instead of blindly leading you in the wrong direction. Check in your benefit book under 'eligible dependents' There's probably a small clause that states the EE may be billed for any premium amounts due to increase, etc. in the even of a life status change. |
|
| |
|
| | |
| Questions List |
Answers | Last Post
| | | |
8 | 26 minutes(s) ago
| | | |
9 | 51 minutes(s) ago
| | | |
8 | 2 hour(s) ago
| | | |
5 | 4 hour(s) ago
| | | |
7 | 7 hour(s) ago
| | | |
8 | 9 hour(s) ago
| | | |
8 | 10 hour(s) ago
| | | |
8 | 2 day(s) ago
| | | |
7 | 1 week(s) ago
| | | |
8 | 2 month(s) ago
| |
|
Homepage 
Financial
Forum 
Insurance 
No Spam
Adult 
Gambling
Unfinished
Deception
Plagiarism
Not English
