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 Home owners insurance - who has the best rates?
What major home owners insurance companies are there in the USA? (namely Chicago, IL). I am a first time buyer and dont know where I should go or how much I should be paying......


 Should you have to explain to grown-ups who buy insurance that there may be a deductible?
If they submit claims all the time, they should know there will most likely be a deductible, right? Dependent upon several factors....
Additional Details
I'm not an insurance agent. ...


 What happens if someone is left with short term memory loss from a car accident?
She can't get into her credit card to pay off bills because she doesn't remember her stuff.
She doesn't remember her passwords.
She doesn't know what she has to pay.
...


 When you get your license do you have to automatically start paying insurance?
What if I drive my parents car?...


 Life Insurance Question?
My father died a few months ago, and he had a life insurance policy that was left to someone else that he barely knew. I contested it, and I received a letter from the company saying that they could ...


 Can my husband's company not give us health insurance until we provide birth certificate for our daughter?
My husband was eligible for health benefits from his employer as of Oct. 4, 2008. It is now January 2009; and, they will not insure us until we provide a copy of our marriage license and a copy of ...


 Which is the better option for life insurance, whole or term?
...


 Can I make a payment online for my car insurance?
Making a payment on my car insurance before it is cancelled....


 Critical Illness cover - is it worth it?
...


 How many people are in the world?
...


 When do you need life insurance?
...


 How much should I ask for in car accident settlement?
My SUV was rear-ended by a tractor trailer on an interstate off ramp 3 months ago. I'm 34 & this was my 1st accident ever. My bumper only had $800 worth of damage. My 10-yr old daughter, 5-...


 Why is it magnitory to have insurance when it is not guaranteed to cover anything?
Car insurance is a scam considering you pay and it is not gauranteed to cover anything if something happens to you. Is there anyone else that thinks people should not be forced to pay anything that ...


 How do you calculate the re-build value of a house for insurance purposes?
...


 Can insurance companies find out if you are married even if you didn't change your name?
I just want to know if I got married and kept my maiden name and I still currently live with my parents, will the car insurance company know I'm married without me actually telling them? do they ...


 Life insurance on my dad as i am his carer?
can i take out life insurance on my dad??, i am his carer and he has muscular dystrophy.........


 My grandfather found an endowment that matured after 64 yrs the insurance company sent him a check for 226.00?
dollars. That does'nt seem right. The insurance company said they dont have any paper work to accompany the check. but its hard to believe after 64yrs its worth was only 226.00. Any advice out ...


 Insurance claims query?
Where does an atheist stand against what is classed as an 'act of God'?...


 Insurance with Pre-existing thyroid --Get 10 points!!!!?
Hi All,

I was diagnosed with hypo-thyroid with a insurance that I left long back, now my doctor was contacted by my new insurance and they told them its existing. My insurance won't ...


 How do i report insurance fraud? medical billing?
...



Harry S
Health Insurance Question for child.?
I am 21 years old. I am in college. I am a Junior. I make about 8,000 dollars per year. I am having a baby in october. I am the father. I am getting married to the mother in July. What should I do in order to get aid from the government. I want to make sure I can get insurance for my baby that is due in october.
                     
 




Rx_Mich
Rating
Check with a social worker at the hospital where you plan on delivering. The rules for state assistance are different in each State. Ask the social worker and she will get you started in the right direction. Much of this stuff has to be done in advance to get it in time. There are Medicaid,County, and other programs like Catholic Services.

The social worker will advise to which one or combination of available programs will benefit you. The date of the wedding may or may not change coverage options with the state Medicaid system.... again depending on your state. Some go by income status alone, some by marital status. Some states might even make the father repay them for coverage. I don't get the idea from your post that you are trying to duck responsibility. In fact, I see the opposite. Your are trying to be responsible so check into what is available. Here in Michigan, we have country programs that cover people for $80/month by the patient ,$80/month by the employer, and the other $80 by the county/state. Don't just believe that there is welfare as your only option. This is why I am suggesting talking with the social worker who can guide you into making the correct decisions. This will help you decide the date of your wedding too since coverage obtained by you does not extend to your girl friend or child. For the state funded options, she will have to apply with your present marital status.

Make sure your gf/future wife is getting good prenatal care NOW and that should include a prenatal vitamin with folic acid to prevent Spina Bifada. Control and correction of gestational diabetes can affect both the mother and the child since elevated blood sugar is a growth hormone in the fetus. These things are much easier to prevent than react to after the fact. I cannot stress this enough. The care for your child is most impacted by the health of the mother during the first trimester of development. You want to make sure you give her the best chance in the world to make a healthy baby.

Good luck and good planning.


Bill S
The mother can apply for state assistance.


Dentist H since 2001
contact your local medicaid/welfare office and fill out the paperwork ahead of time.

your gf may already be on welfare for her pregnancy


mbrcatz
Rating
YOU the father, have NO RIGHTS To the baby until after you marry the mother. You can't do a blessed thing.

The mother can try to file for medicaid - welfare insurance.


Erika B
apply for state aid.. they will even back pay your medical bill by 3 months.. so she should be going in for visits.. o.k.!
and they will take into consideration.. the entire household income.. so who she lives with determines if she can get coverage or not. when you marry you can be added on to hers (single men usually don't get state aid) and they will adjust the income allowances.


Gerald
Yo -- don't get married the mother will handle the whole thing and start getting receiving welfare checks. Be cool wait till you are graduated with your masters before getting married...
Don't be their to sign the birth certificate. I watch Maurie Povich -- Oprah -- Judge Judy -- and the only way you will know if the baby is yours FOR SURE is with DNA...
That one woman had 11 potential fathers on Maurie and she had sex with all of them and they were NOT the father...
Use your head and just wait -- I am not saying your girl cheated -- Just be safe than sorry - use welfare --OK


lbbastian1
I applaud you for stepping up and taking care of your baby.

Check with your local Family Services...you can look it up in the phone book they will be able to help you with state aid. Medicaid or Medicare.


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