 Which would have higher insurance? |
| Im looking at buying a 2000 Mercedes-Benz SUV (not sure of the exact model) or a 2005 Ford Explorer (not sure of the model as well). Which one would have the highest insurance costs?... |
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 Switching health care providers... Billing question. Help. Please.? |
| My workplace is switching our health care provider from Anthem to Connecticare starting Jan. 1st. I have been seeing a Psychologist for PTSD for the past two months. She has only billed my ... |
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 Is there any health insurance that covers brothers and sisters and also tax exemption.? |
| I would like to know if any health insurance company offers a policy that covers unmarried sisters, mother and brothers and also i would like know if there is any tax exemptions available for that.... |
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 Good Guaranteed return pension plan ???? |
| Please suggest a Good and Best Pension Plan of any company (private or government) which gives me a guaranteed return approx 25000/- every month (as pension) after 20 years up to my death and then ... |
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 State Farm Life Insurance... 30 year term? Whole Life? Select Term? Universal? |
| What insurance should I get? I'm in my late 20's and I'd like to make sure that if anything were to happen to me that my husband and son are left with enough to continue to stay on ... |
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 I has my daughter when i was in high school mom provided insurance and everything else always have I got an? |
| apartment through the housing authority my daughter stays most night with my mom an so do i am i eligible for any benefits medicaid food ... |
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 If a dependent child commits suicide while under a life insurance policy, does it still pay? |
| I've been checking around to see whether life insurance policies pay out for suicide, and it says that usually the catch is that they don't until two years after the establishment of the ... |
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 My parents had an explosion & fire in their manufactured home. State Farm is their insurer on an ACV basis.? |
| The adjuster came out and said State Farm would decide on a repair figure on the home and contents, then apply applicable depreciation and cut them a check. There is a loan against the property. I ... |
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 Home insurance for a home that was built 107 years ago...? |
| why on earth did i get a quote of 3500-4000 for 300k insurance on this home? Is the home that damn old?... |
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 Doctors billed my secondary insurance but not bill my primary? How to make them fix this? |
My doctor billed my secondary insurance. The secondary paid then asked to refund., and sent me letters said that if the doctor does not refund, I will have to reimburse them for it.
I ... |
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 Simple insurance question?? |
| is a 'monthly preminum' the amount taken out of your check for insurance?... |
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 Can homeowners insurance rates increase for having a non operational car on your property in a rural area? |
Additional Details
These two cars do not pose a hazard, and the lot is clean and clear. Its not a chophouse type situation.... |
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 How much insurance do you pay? |
I have a mortgage of £64,000, glad I got it when I did, I'd never get a house these days! Anyway, I pay just over £100 in insurance every month, is this right, it seams an awful lot.
A... |
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 I have heard that there are companies that BUY life insurance policies no longer wanted for cash? |
| I understand that some companies (factors?) buy unwanted life insurance policies that are no longer contestible (owned over two years) for a cash payment (some percentage of the face value of the ... |
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| How can I become an independent insurance agent for car and life insurance? |
| I know I need licenses, clients etc but can someone tell me how can I get a system or something to give people quotes? I don't want to work for any insurance company. I want to quote insurance ... |
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 Where can hiv positive people look for individual health insurance? |
| if you're hiv positive and are currently covered with an insurance policy, but will be changing jobs where group coverage is not an option, what are your options for health insurance? are hiv ... |
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 What percentage do lawyers usually charge for insurance claims? |
| I'm just wondering how much lawyers charge for insurance claims. What percentage of final settlement do they usually take?... |
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 Can an employer take my insurance coverage away without any warning after 10 years? |
| My boss of 24 years took my insurance coverage away without any warning, saying he can no longer afford to pay for it. It was stated to my manager that my insurance would be reinstated in the fall ... |
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dear_gurl | Health Insurance for Small Business Owner? |
Wanting to know how to find out two things: 1) the best health insurance coverage and 2) for the best and most affordable price. My husband is the sole proprietor of a small business he runs. He'd like to get good health insurance for the two of us but what I've looked into has been incredibly expensive for good coverage or cheaper for not-so-good coverage. Someone recently told us to look into becoming incorporated as that may help (I don't know how though). Any ideas? Thanks in advance. |
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debijs
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~~There may be better tax advantages by incorporating but it will not affect your premiums. I don't know what state you live in, but I will give you the number to our insurance agent we use with Costco Insurance. Her name is Lisa and call her at 1-800-611-9057 ext #2206.
We currently have Costco Insurance which is under our business (has to have two people covered) and is through United Healthcare. They are excellent and our premiums for great coverage are very reasonable. It does go by age, so the younger you are the less it costs.preexistingting clause is required. Dental is also available.
Our business is suffering from the bad economy so we are currently working again with her to get us more of a major medical coverage to reduce the premiums, because things are so tight. This girl has gone out of her way to find us a top notch policy at unbelievable rates. It isn't through Costco anymore, which I loved having their backing, but it is with Blue Shield and it is still a very trustworthy insurance.
She'll do whatever she can to get you great insurance. We've used her for over 6 years now and she is awesome. I hope you live in a state which she can sell in. Good luck!~~ |
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DONNA D
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possess as much information as you could maybe is one of the options,however it is quite time consuming,here http://www.HealthInsuranceIdeas.info/free-online-health-insurance.htm is the resource i have ever had good experience. |
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Adam A
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I'm not aware of any potential lower cost with being incorporated.
If it's any help, I was self employed for 6 years and insurance for myself, wife and 3 kids hung around the $800 mark and we were very healthy. That was with BCBS and they were great.
All you can do is get a bunch of quotes from multiple companies to compare the rates and coverage. Be sure and read the small print. There are sites that will get you multiple quotes by filling out one form:
http://www.usinsuranceonline.com/health-insurance/articles/small-business-health-insurance.php |
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edje_of_life
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Well the "best" health insurance coverage depends on who's it for. What's good or best for one person may not be so good for the other. The price can vary greatly on the person getting the coverage.
I used this site:
http://affordable-plans.awardspace.com/quote.php
...to get a quote sometime last year for me and my two kids. It wasn't too bad, about a $250 a month payment I think. I didn't go with it cause I ended up getting insurance thru my employer at the time. You can get a free quote there, check it out and play around with the numbers and see what you can come up with. Hope this helps. |
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mbrcatz
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Yep, with health insurance, you get what you pay for. Being incorporated isn't going to help. I've never seen a "one man group" which is what you're looking for - so you're basically looking for private health insurance. If you're both 30 and healthy and not overweight, a good low/no deductible plan, WITHOUT MATERNITY, is going to cost the two of you around $600 a month. With maternity, and a year wait before you can get pregnant, add an extra $300 a month.
That's just what it costs.
If you're pregnant now, or either of you have anything wrong, you can expect that health insurance will be much more expensive, to not available at any cost, depending on what's wrong. And if you're pregnant now, neither of you are insurable, until after the baby is born. Sorry. |
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