 Medical-bill |
| I'm a student, I had an appointment with my Dr. and he recommended me a procedure to be done. They will talk to my insurance to be sure that they will cover for it. After 3 weeks they called me and ... |
|
| benificiaries |
| My mother and my son have been named as benificiaries in my sisters insurance. My mother died in 1991 and my sister died 2 years ago. What happens with regards to my late mothers portion of money ... |
|
| sentence |
| I need help, if anyone knows a sentence in which the insurer has to pay, be it due to premature death because of a routine or necessary operation, where I can find such sentences, or sentence of ... |
|
| What are the options if I don't get 100% deductible after subrogation |
| One guy, Mr. A, had hit my parked car while backing out his car. I was that time inside my frnd's house. My frnd's neighbour (who had hosted Mr. A) knocked the door and informed about the incident. T... |
|
| What does "Paid to deductible"mean? |
| I am new to American insurance system, so please forgive me if my question is off the point.
I filed a claim to my healthcare insurance company which supposed to cover 80% of the cost. I received ... |
|
| Life Insurance and Marijuana Use |
| Hi,
I'm applying for life insurance (I have no idea what kind, my parents are dealing with that stuff). I have recently had the medical exam and because of a guilty conscience I told the paramed ... |
|
| Is Globe Life Insurance a Scam? or a Legit Insurance Company? |
| I need to know if Globe Life accident insurance company is a scam or a reliable company, I must get some additional life insurances and the most people i know got the solicitations from them. Can ... |
|
| Can life insurance deny payment?? |
| My mother was a passenger in vehicle and was killed in a crash now life insurance company wants a toxicology report. The report show thc was in her system can they deny payment on life insurance ... |
|
| Water leak out from basement ground |
| I am living in a 7 year old single house. With all those snow melting, water is leaking out from the cracks on basement ground. So the carpets are all wet. Checked the well, it is dry. Most likely it ... |
|
| No more Social Security Disability, US worries |
| By 2005, the Social Security Disability Insurance (SSDI) fund was cashing checks its tax body couldn't money. Considering that almost half a million new Social Security recipients went on the dole ... |
|
| can i sue dad for medical insurance even though im over 18 with the new Obama law |
| WHAT KIND OF DAD (ANDY ANDRADE) WONT PUT THERE ONLY KID WITH MEDICAL NEEDS BACK ON THEIR MEDICAL INSURANCE?SO WHAT IF I HAVENT BEEN A PART OF UR LIFE U NEVER MADE A EFFORT.. SO STOP BRINGING THE PAST ... |
|
| Dr. billing |
| I went to see a new OBGYN for my annual checkup. With my plan there is no co-payment for this once a year office visit. While there, I also asked doctor's opinion about HRT. I ended up paying $50 ... |
|
| Car Insurance Issue |
| I was driving home when i was involved in an accident, i called my insurance company to report it only to be told i no longer have a policy with them.
I said i have never cancelled my policy and ... |
|
| Told Dentist Accepted My Insurance but Claim was denied for not being in "provider network" |
| Have dental insurance from my work. We had insurance company A for awhile and just switched to insurance company B. I have a great dentist and i love going to them.
After the change, I tell them ... |
|
| nobody wants to pay |
| here's the situation this happened last year 2010- my son had been working part time for this company for a while and finally got the full time position! he was about to start his job as a full ... |
|
| Policy Details of my late brother in law |
| Hi,
Please let me know if i can details of the policies my brother in law took before he passed away as my sister doesnt have any details of the same and i dont think that the agent will help her. ... |
|
| group health insurance wont pay for office visits |
| im retired on disability since 2003. I have health insurance thorough my former employer.i have medicare insurance part A only. insurance company says they wont pay because I'm supposed to have part M... |
|
| retirement earned life insurance paid by employer |
| My mother recently past away at the age of 93 years. I was closing down her apartment and found that she had earned a $5,000 Life Insurance policy for her time served with an very well known ... |
|
| Covered or not? |
| I paid my annual premium for property insurance in December of 09. In February I got a phone messagel from the inspector saying the company was going to cancel my policy due to the fact that they ... |
|
| Homeowners liability |
| I am selling my home and the buyer wants to have a cleaning company come in and clean. Called my state farm agent and he said don't let them in to clean. Could I be sued if someone got hurt cleaning ... |
|
|  |
sparklingeyes24 | Health Insurance is Way Too Expensive? |
I currently have BCBS through my job. I cannot afford to have that deducted from my check and my boss is not giving out any raises. What to do? Is it a good idea to cancel? I have done some figuring and I can pay cheaper on my own than to have that taken out of my check. |
 |
 
WRG
|
You will loose the tax advantages of having it trough your employer and having it through your employer also guarantees coverage. It is not unusual for insurance companies to have very low first year rates and then really jack them up the second year and every year there after. |
|
MP
 |
Be aware that you will likely see reduced benefits, however if the situation works for you then more power to you. Get a copy of your policy and sit down with a local independent agent. Have him or her go line by line with you to see which coverage is important to keep and which is not important to you. If you feel you can go with the reduced coverage, then take the lower rate. Also, ask how long your rate is guaranteed. It can be as little as 3 months and as long as 2 years so this is important. |
|
mbrcatz
|
You have to wait until open enrollment, to drop the coverage. But it's pretty common, for the young, healthy people to be able to get private coverage, cheaper, than the group plan. No maternity benefits any more, though. |
|
Zarnev
 |
More often than not a group policy is more expensive than an individual policy, especially if it is a smaller group. Many people don't realize this because the employer often pays a percentage of the premium. Visit a local agent that works with all of the major companies in your area. You'll want to make sure with the individual policy you do not give up benefits that you need. The agent can explain what you get and, more importantly, what you don't get with the policy and can compare the individual policies with the group policy. Also, if you have pre-existing conditions you'll want to make sure you are covered for those conditions. The agent can help you there as well. There is no extra charge using an agent.
Be aware that you can only drop off of a group plan during open enrollment so it may be awhile before you can change. |
|
Kennith Mike
 |
Ask a health insurance expert, he will guide you properly to solve your question or you may visit to http://www.usa-healthinsurance.com/ here you will find helpful information regarding all the health insurance. Hope that this information will be helpful to you. |
|
Casey Y
|
While you may be able to pay less on your own, you are not going to get the same coverage as you could through a group plan. The only way to opt-out is to have coverage in force elsewhere, but it can be done. |
|
jtshere
 |
I see some people are saying you can't drop until open enrollment. This is true if you were going to drop all together, but if you can show proof of medical coverage somewhere else, you should be able to drop it....just show your employer a letter proving you are covered with another insurance.... |
|
Snaps55
|
I've used the site Kennith has put up. Very helpful, a lot of good information. Check it out, and the best of luck to you. |
|
| |
|
| | |
| Questions List |
Answers | Last Post
| | | |
10 | 24 minutes(s) ago
| | | |
0 | 56 minutes(s) ago
| | | |
0 | 3 hour(s) ago
| | | |
0 | 7 hour(s) ago
| | | |
0 | 9 hour(s) ago
| | | |
0 | 11 hour(s) ago
| | | |
0 | 1 day(s) ago
| | | |
0 | 6 day(s) ago
| | | |
0 | 1 week(s) ago
| | | |
0 | 2 month(s) ago
| |
|
Homepage 
Financial
Forum 
Insurance 
No Spam
Adult 
Gambling
Unfinished
Deception
Plagiarism
Not English
