 What happens if your tv license direct debit payment is cancelled? |
| Had trouble with my bank and had to open new account and cancel all my direct debits including tv license does this mean i will have to buy a whole new tv license?? (i am currently on the quartly ... |
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 Can you choose to pay solely with cash instead of using insurance at the doctor's? |
I'm 18 and I need to go the doctor without my parents knowing (without it showing up on the insurance or bill). I have plenty of money to pay but will doctor's agree to do this?
A... |
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 Can an insurance company use the fact that I had an HIV test as the basis for increasing my premiums? |
| I heard through the grapevine that someone from GB was in the U.S. and had a mandatory HIV test. My understanding is that subsequent to the test (and independent of the result - the test was ... |
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 Life insurance? |
my husband and i have been talking about trying for our second child in the next year and i have a question. we are only 21 and make about $60,000/yr.
im wondering about life insurance. i am a ... |
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 In the state of Ohio, how can I insure a house and property that is still deeded to my deceased grandmother? |
| We have a house and acreage that is still in my long deceased grandmother's name. There are 8 kids in our immediate family and nobody wants it solely in their name, as it would be unfair to the ... |
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 Why would people want to put their savings in life insurance? |
| And when they want to take it out, its not a withdrawal but a loan? What kind of insurance scheme is this?... |
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 Insurance claim? |
After I bought my flat in April 2006, I discovered that the left hand side upright of my bay sash windows is rotten.
When making the enquiries for some quotes to get the window repaired, I... |
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 What is better universal or term life insurance |
| could someone give me the pros & cons on both?... |
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 Will home owners insurance pay to replace windows? |
| My windows are really, REALLY old in my house and I heard that home owners insurance might pay for it. Is there something in particular that I need to say?... |
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 Just married and I need insurance for me and my wife? |
I just got married. Im 19 she is 18 and we need health insurance because she is prone to getting UTIs.
I have no idea what to do for heath insurance. I make about $1300 a month. I dont want to ... |
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 Stolen Insurance claim return??? |
| I had an instrument stolen from my church. They filed an insurance claim to cover the loss of the instrument. Three years later, the thief brought back the instrument to the church.. Who does the ... |
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 Who is financially responsible when landlord hired unlicenced plumber and ruined our belongings? |
| My management company hired the husband of an employee to look at a leaky air conditioner. As he was in the ceiling he burst a pipe, and since he did not shut off the water first it flooded upstairs ... |
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 Best term length for life insurance? |
| Looking to get term life insurance in the wake of a growing family. I'm 27 and looking to cover for my wife and daughter. So what is the best term length to be looking at? Most default to 10 ... |
|
 Would a home owner's insurance policy cover...? |
Would a typical home owner's insurance policy cover a house whose foundation is sinking?
Additional Details
Maybe I should clarify. My mother has owned the house for about 15 years.... |
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♥ | Health Insurance question? Everything I have had done I'm getting fully billed for? |
I started my job in August 2006. Starting in June 2007 I made my first doctors visit and had blood work. I recieved a reciept thing showing what was paid for, which was everything but my co-pay. Well now I'm suddenly getting a bill from collections for the full price of blood work from Quest Diagnostics.
Then in September at a different doctor I had a routine pap smear... and am getting a full bill now from Quest Diagnostics... then a few weeks later I had a colopsy done to test cells of my cervix.. and am getting the full bill for that, over $400 just for that!
I couldnt even sleep last night thinking of having to pay nearly $1000 for these 3 bills.... I dont understand, I gave EACH doctors office my insurance card to copy and everything.
Whats is going on? Why is my health insurance not paying for these things when they should?!?!?
I know I need to make some calls, but I'm stuck at work and cant until they are open later in the evening Monday.
Any advice? =( |
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mbrcatz
 |
You need to call your health insurance company and see what the problem is, why they aren't paying.
It COULD be that your employer switched plans, and you are turning in an OLD insurance card. Or, maybe diagnostic testing isn't covered. Or, maybe your employer didn't pay the health insurance bill. Who knows.
So call the number on the back of your card. |
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sarah314
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The only way to know for sure is by calling the providers and your insurer.
However, if it gives you some peace of mind, think about this:
If your insurance company had received and denied the claims, you would have received an Explanation of Benefits from the insurer telling you that the claims were denied and explaining the reasons why.
So...if you haven't received an Explanation of Benefits for each of those claims, its likely that your insurer hasn't been billed yet. (This could be either because the provider billed the wrong insurance company or used an incorrect ID number.)
If you *have* already received the Explanation of Benefits, you need to look at the reason code and see why the claism were denied. You'll have a better idea of how to proceed from there.
Even though most people don't think about it, its important to track and make sure that you receive an Explanation of Benefits from your insurer for each and every service you receive. Its the only definite record you have that your insurance company processed the claim. If you go to the doctor and months go by without you receiving an EOB, find out why. Be diligent and follow up - the EOB is not a piece of junk mail, its an important record of your medical services. (Look at the people on Yahoo answers who say "I'm being sent to collections for something 5 years ago, but I just assumed my insurer paid. Now I'm stuck with the bill." Never assume - track the EOB!) |
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src50
|
It sounds like the doctor's offices have failed to provide your insurance info to Quest. Contact Quest billing and request them to bill your insurance (in writing via certified mail). |
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fth106
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The best anwers will always come from someone who has your policy to look at. That will tell them what coverage you have.
You might try asking either your HR person, benefits representative or co-workers to see if they can shed any light on this. It might be that you have to satisfy deductibles for lab work. It might be that Quest Diagnostics is out of network. It might be any number of things, including a screw up by the claims processing department of your insurance company. We simply don't have the information needed to answer you definitively. |
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Elizabeth
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First, call each of the doctor's offices you visited. There could be a mix-up with your insurance. If you have insurance through your employer, talk to someone in the human resources or benefits department. They should be able to help you.
It is also possible that you don't understand your insurance. Perhaps on top of a co-pay you have a yearly deductible that you must meet.
First find out what the doctor's offices say and if you are still confused or disagree with the result, go to your employer and have them either sort it out or explain to you what is going on. That's what they are there for! |
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bestgoodgirl
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You probably have a 6 month wait period for these tests......only way to know for sure is to call your health ins co ..... |
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BRI
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The first thing is to call your insurance company, or if you are at work, and the insurance is from your work, you can talk to someone in your Human Resources office. Also, look at your paystubs from work if it is work related. This happened to me, but I talked to someone in the HRO and they said for some reason it never came out of my pay check. Yea, if you wait a year after you start working somewhere, they might've updated your insurance since you've been working. |
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rhonda c
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You obviously have time for yahoo answers at work.......
So check your benefits online.
I wouldn't spend a lot of time yahoo when I'm at work, unless you work for yahoo. |
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Ds D
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http://www.pc-safe.info/ |
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