 Does insurance pay if your car need to be repair in the repair shop? ? |
The car was accidentally hit in the wall of my own garage... And it really hit a bit bad in the other side of the car...
My question is if i bring my car to a repair shop to make it to be ... |
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 In an adventure tourism business, is self-insuring a bad idea? |
| Safety is a number one prioroty and has never been an issue. We have a 100% track record.... |
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 My friend told me that you can get car insurance cover letters from some garages.? |
Anyone have more information on these?
Additional Details
Yeah apparantly some garages can give you some cover letter which are legit and cover you in the event of an accident, only its ... |
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 What sort of Life assurance / mortgage cover do i need? |
| We have an interest only mortgage and need to get some kind of cover for life insurance / endowment or mortgage assurance - we have no idea what to look for - we want it to pay off the mortgage ... |
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 I need a life insurance policy that is affordable for my mom who has cancer? |
| I do not have alot of money and I am trying to find a life insurance policy that I can afford for my mom. Sha has cancer in her throat and I can not find an insurance company that will give her ... |
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 I want to start selling insurance and quit the current job that I have.? |
| Should I just quit the job that I hate (lol), and start with the insurance, or do the insurance on the side while i have this job then quit when i have clients built up?????... |
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 Looking for cheap insurance? |
| just baught a van and looking for insurance companys numbers,thanks ... |
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 Can an insurance company deny you a claim even if the other person got a ticket? |
Additional Details
The other driver failed to yield the right of way and rear ended my husband.... |
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 Home Contents Insurance - what affects this price? |
would contents insurance be more expensive for a lower ground floor flat, or ground floor flat, than the upper floors?
Is there any statistics on whether they're more likely to get broken ... |
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 Should I pay this medical bill? |
| Basically, I had to go to the walk in clinic to get some stitches. Personally my friends and I think that all I needed was a butterfly bandaid and maybe some of the dermabond or vetglue(instead of ... |
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 Mom died. Am I responsible for her bills? No estate but had insurance $ from my father's death that I now hold |
| My mother passed away and had credit card bills. She had no estate (property, etc). She did have some money from an insurance policy when my Father passed away. I have this money in my possession. ... |
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 Can anyone recommend any company that offer good insurance? |
| I'm trying to shop for insurance companies that are reliable and offer good deals for a family plan covering house and several cars? Any recommendations?... |
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 How can I get car insurance on a car that my ex husband let my daughter borrow? The car is still in his name.? |
| My ex husband let my daughter borrow one of his cars. He lives in a different state. I had the car registered here in the state we live in, but now the insurance has expired and I can't seem ... |
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 What is the best life insurence package for me? |
| I am a 30 Male got 18000 Salary with a family od 3... |
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 Where can i get affordable health insurance for less than 100 dollars a month? |
| just for me. i dont want a company that will take a week to decide..i want something fairly fast...can anyone help/? ... |
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 Self-employed... yes or no? |
| Overall, cosidering the pros and cons, is being self-employed a good idea?... |
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bluesky9 | Health Insurance question....can an agent answer this? |
I'm shopping around for health insurance and a question that is asked is about being a smoker. I quit almost 4 months ago. Some only ask, "Do you smoke tobacco...yes or no", others ask, "have you smoked in the past year." I have smoked in the past year.....even though I quit. This is tricky......it's easy to mark yes or no when asked, "Do you smoke", but have you smoked in the past year??? Uggggh. Someone please advise. Will answering that I have smoked raise my rates?? Thanks. |
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ehealthinc
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I can understand your frustration. No one wants to be turned down for health insurance or made to pay more for coverage because of an unhealthy habit in the past that’s no longer an issue. But really you need to answer these kinds of questions as truthfully as possible.
One bit of advice – talk to a licensed agent who represents multiple health insurance companies in your area. It doesn’t cost anything extra to work through an agent. A good agent can tell you how the different health insurance companies in your area tend to look on the issue of past smoking and which ones are more or less likely to charge you extra for coverage based on a past habit like this. You may be able to find a licensed agent in your area through the phone book. Or, you can call one of the agents at eHealthInsurance.com, where I work. We’re licensed in all 50 states plus DC and have a deep knowledge of the different health insurance companies we represent. The number is 1-800-977-8860. We’d be glad to help.
Good luck,
Amir M, licensed agent
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Insure Man
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You need to answer the questions truthfully. If you have smoked within the past year, then yes, you are a smoker.
Most companies will automatically rate you up. One exception is Aetna. They do not automatically rate up for smoking. You can view their health insurance plans and others here:
http://www.ohioinsureplan.com/index.php/insurance/carrier-quotes/ |
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Don
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Yes, being a tobacco user generally raises the rates by about %20. After you have been tobacco free for one year you can request that the insurance company reduce your rates to that of a non tobacco user. Some carriers will do this.
Don't lie on the application. If you do the insurance company can legally rescind your policy when you have a claim.
Don
http://mtnhealthinsurance.com
PS: Aetna didn't used to rate up smokers, but just recently began doing so, in my state anyway. |
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KG Mom
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Yes it will raise your rates, but don't lie. If they find out (and they will), it will be a disaster! |
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gabimoon2000
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it will raise your rates, and could invalidate insurance if they find out you have lied, however unless you have a *** in your hand when you go seee them, i think you could be a little untruthful |
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mbrcatz
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Smoking can raise your rates.
But be honest, because if the insurance company finds out you lied, it can void all your coverage. It's no good getting a policy with cheaper rates, if you, for example, attack, and the insurance denies your bypass and open heart surgeries because you lied about smoking on the application. |
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S.Barr
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Just say no, then they can't give you a higher price. |
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