 How can I find out if my neighbor has homeowners insurance and what company it is with? |
| I am trying to file a dog bite claim against my neighbors insurance, but I do not think he is responding truthfully about his insurance policy. He denies having insurance that has personal liability. ... |
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 Life Insurance help........? |
| Hi I'm currently shopping for life insurance for my mom. This is my first time shopping for life insurance so I have no idea how life insurance works and do not know what I should look for. Can ... |
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 For people who make too much for assistance but make too little for insurance...what do u do? |
| Taking my daughter to the Dr right now is frustrating because my husband lost his job that we did have innsurance through and isn't making enough at his new one to afford insurance for the ... |
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 How do I find health insurance if I have been told we are uninsurable? |
| I am asking this question for my m-in-law. Retired early, had extensive back surgery, f-in-law has diabetes and possible heart issues. Going to be coming off of COBRA in California, and are looking ... |
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 Auto accident, other driver at fault? |
| Was in an accident where the other driver ran a stop sign and hit me. He admitted it was his fault and my insurance is assigning 100% liability to him. I drive an older car that I bought used and ... |
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 Getting sued because of a car accident? |
| my dad got into a car accident a few months back. now the guy he collided with is suing him for 30,000 dollars. if he loses the case(even though my dad's innocent), who will have to pay the 30,00... |
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| Is there any Life Insurance Policy which covers general diseases? |
| There are so many Life Insurance policies which covers hi-fi diseases but I didn't find any such policy which covers general illness like bronchal asthma, root canalling, arthritis, pneumonia ... |
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 House Insurance - please help? |
| A friend of mine took out a home insurance policy last year (sep-06). His tank in the airing cupboard has now burst and his house is flooded. He contacted his insurance company and they informed ... |
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 If my neighbor's house catches fire because of a wood stove, and they don't have coverage for that, and it cau |
ses my house to catch fire, what pays for my house repairs?
Additional Details
I have fire insurance. If my neighbor has a wood stove, I wonder if the insurance company can raise the ... |
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 My father has life insurance that will pay off the house if he passes? |
| is that only if he passes acciedently ( like in a car crash or something) or is that also goes for if he passes cuz he got old or sick?... |
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 Is Chevron liable if a person is injured at a chevron gas station? |
| My Mom was hurt pretty bad at a local chevron gas station.When I contacted the chevron co. they told me that because it was a franchise only that owner would be responsible.But I think thats BS,C... |
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 Does an insurance company bear any responsibility to remove a giant dead tree BEFORE it kills somebody my yard |
| A huge old willow tree has a rotten core and will collapse soon. Its sister tree collapsed a few years ago. If the tree kills someone or damages the house, my insurance company will likely pay ... |
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 Can you lose your house if you have no homeowners insurance? |
| My baby-mamma's insurance was cancelled & she has not made the effort to get a new policy for almost a year. Can the mortgage company take her house?... |
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 Life Insurance Question? |
What are the statistics of how many people have life insurance, and die at an early age?
I want to know out of the 250 million people in the US, how many people die unexpectatly, not of ... |
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 Is 200 dollars too much for 500k life insurance? |
I get this in my email box and was wondering if the quote there was right
<a href="http://dealsaway.com/ads target="_blank">URGENT!
Life ... |
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 I am working in pakistan,how can i get job in usa ? |
Bechlor of commerse having sound knowdgle in the capicty of Textile field,Mechandiser
Additional Details
Working here in Pakistan as manager Merchendiser in textile field,having sound ... |
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 Are proceeds of Life Insurance tax free? |
| I have a term life insurance policy with my spouse as the sole beneficiary. I wanted to know if she were to collect on that policy, are there any taxes due on the face value or would she be entitled ... |
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skydivemommy | Health Insurance with a congenital heart defect? |
I need to purchase private health insurance for my son, who was born with a congenital heart defect. He has had surgery to correct (3 years ago) and requires no additional treatment. He does see a cardiologist once a year, though, strictly routine.
Two questions: (1) Is health insurance like credit cards, i.e. if you apply to too many, it looks bad on your record?
(2) Does anyone know of an insurance company and/or plan that would likely accept him? He's been denied coverage by one, but I don't want to keep applying if it will ultimately hurt his record.
Thank you. |
 |
 
mbrcatz
|
1. No.
2. Assuming he's a minor, he's going to have a really, really, really hard time finding a private company to take him. SO, he's the perfect candidate to apply under your state Children's Health Insurance Program. They WILL take him - if you let them know about the heart issue, they MIGHT qualify him based on his OWN income, and not the family income.
If he's not a minor, his only bet is likely to be through his employer's group plan. Sure, they'll exclude anything heart related for 18 months or so, but then they'll cover it after that. |
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AZBlue
|
Applying to multiple insurance companies and being denied would not have an adverse effect, at least in Arizona.
In my opinion your best bet is to apply with the Blue Cross Blue Shield in your state. If this is the company that has denied coverage, bring this to the attention of the medical director of your local Blue Cross. Each Blue Cross is separately owned and operated, and most are non-profit. Though the underwriting guidelines may be that this condition is an automatic denial, the medical director, (who is most likely a physician,) has the ability to approve applications on a case by case basis.
Have complete medical records at the ready.
It has been my experience with very similar cases that a, "no," isn't always a no. If it is at all possible for Blue Cross to help, I am sure they will. |
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john a
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any claim in connection with his heart disease wont be claimable. Before getting an insurance policy for him, he will be going through a series of test before the insurance company issue a policy for him. Too tough though and you'll pay high on this plans. |
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GWW55
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I don't think you son will ever be able to get major medical,
but there is one company that does take people with health issues that is a good hospital surgical policy. Also there is an association that you can join to get some discounts ect. You can e-mail me and I can get you the information. |
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stacey s
 |
My son has had Five heart surgeries by the age of 5 Im a pro at this, Generally no they are not going to cover him maybe in so many years after surgery and with a waithing period to cover heart, Your best bet is Medicaid, or SSI, which comes with medicaid, please email me what state you are in how many in your family, age of your son, and the name of his heart cond. I will send you some info along with more questions, LOL Stacey schwabstacey@yahoo.com |
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derfkooc
 |
First of all this is a pre existing condition, and that is excluded on most insurance plans. now that ive said that, there is one company that I know of that will accept you without a physical exam, no medical records.
Its called Golden Rule insurance, they are based out of Cincinnati....there toll free # is 800-297-4189, that will get you to customer service and they can advise you where to go from there. Since they do accept most pre existing conditions the rates will be higher, and most if not all services will have to be pre certified with a third party review company, this just makes it so that the treatment that is being provided is "medically necessary for him. My best advice would be to give them a call and see where that gets you. |
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Reginald S
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With Aplan, everyone is accepted and its very affordable. There no waiting periods. Check it out
Also I am going to include IAB. They are a little more expensive, but you have more insured benefits with them. Like I mentioned before everyone is accepted with our health coverage. |
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kate
|
Best way to health insurance is through an employer .
Even if accepted , your premiums could easily be $500 a month .
And usually , if denied by one , no one else will take it on either .
Get a job that has health insurance .
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