 Legally speaking, do you have to exhaust all severance pay before you can collect unemployment? |
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Additional Details
Sorry! I didn't know more details were needed! We live in Bergan County in New Jersey, USA.... |
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aviator_hunk | Health insurance? |
Dear friends, I was an international student in the past spring semester and my health insurance is still valid until the end of this summer. Thankfully I have not used my insurance at all and I was wondering if you my friends could give me any smart ideas on how I may be able to get the most out of my health insurance before it expires? I assume there would be no refund to me from the insurance company even if I have not had a single claim on it. I paid almost 500$ for it and that kinda hurts to see it is going to expire soon and you have not benefited from it at all! Hope you understand and thank you very much in advance for your smart ideas and any advice or information you could give, warm regards, Rojin |
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mbrcatz
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Health insurance isn't like a car rental - it's a BET. And, this is October, so . . what do you mean you have it until the end of this summer? It's mid fall now.
If you only paid $500 for it, my advice, if you're determined to "use" it, is to break an arm or a leg. Likely, you'll have a hefty deductible, also, so expect to be out of pocket even more than the $500, but at least you make those darned insurance companies pay you something, even if it costs you more, and hurts a lot. |
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Debi
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While you still have health insurance go have a complete physical! Make sure they do all the lab work to check your cholesterol, etc.! |
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Phreak W
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No you will not get a refund.
Before it expires, get a complete checkup, complete blood workup testing everything. Tell your doctor that you are about to lose your insurance and want to get your moneys worth, most will help with that LOL. |
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Serge M
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If your health insurance is still valid you can benefit from it by getting sick, or having an accident. The insurance is unlikely to cover the full cost and it would be stupid to injure yourself deliberately. Let your insurance expire and consider yourself lucky that you did not need to use it. |
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Cica
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Sorry you're gonna lose it! I agree with the above answers... go get a totally complete physical... Other than that, There's nothing other than getting seriously ill or in an accident that would do it. Insurance is just that, They pay if you get into an accident or need to see the doctor for some reason. It's better than having to pay the thousands of $$ it would cost you if you didn't have it and you had to go to the emergency room!!! Unless you can renew it, or get a cheaper insurance from another company... either way, you're out the $500. Sucks, don't it? But that's worldly greed for ya. |
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