 Buying renters/contents insurance -how to I find out what the roof's made of, what sort of locks are there etc? |
| I'm just moving into a small flat with my girlfriend and I'm looking at contents/renters insurance. My problem is, I don't know if the main doors have a 247 leaver killer-man deadlock ... |
|
 Do I have to pay my neighbor? |
| The fire that started from my house spread to my neighbors and it burned their houses. The accident happened when I wasn't at home and the reason for the fire was electric leakage from fire ... |
|
 Wheres the best health insurance for 2 people who arent married? |
| me and my boyfriend r in need to go to dentist and doctor but we have no insurance where would b the best place to look ? we r not married does it matter?... |
|
 Can I use another doc in my PCP's practice if she is not there...I have BCBS HMO.? |
| I have had a regualr BCBS HMO forever, but have ever had a problem seeing my doctor. i HAVE to go to the doctor today and she is not there. Can I see any doctor in the same group or will ins not ... |
|
 When you sue a company.....Help please and thank you!? |
| My dad is suing a company because he is disabled and he was interviewing for a job. I'm not exactly sure what happened but they discriminated him cause his disabled. He got a letter from the ... |
|
 Urine tests? for life insurance? |
| What do nurses check for in urine tests for life insurance???... |
|
 Can my parents be forced to pay my medical bills if im insured on their plan and they dont want to pay for me? |
| i am insured under my parent's health insurance, and recently had to go to the er because of alcohol poisoning. if my parents refuse to use their insurance to pay the costs, what happens? can ... |
|
 What company do you have your health insurance through? |
We currently have BCBS medical insurance with dental and the price keeps going up and up. I am seriously thinking about switching companies. Can anyone recommend a company that I can switch to?
<... |
|
 Buying individual health insurance: Why do some say a small independent broker is best? |
OK. I understand not to use a broker that is connected with a single insurance product, but what's up with a broker that works for a consulting firm? Is a national consulting firm bad?
<... |
|
| Does health insurance make you paid for medical bill (OB visit) after abortion |
Additional Details
I been going to a OB doctor for a while until I decided to get an abortion. All the medical bill have been paid by my insurance to the OB for the visit but I was ... |
|
 Can you get a life insurance policy without them knowing about it? |
I ask because I have a biological father that does not know wbout me.
I have his SSN and all the other information about him but I don't want him to know I have a policy.
The policy ... |
|
 How do you start up your own .com insurance company using Lloyd's of London underwriters.? |
| I am looking for contact names within lloyds to float an idea and then get venture capital to launch. It sounds very grandiose but i feel sure its a good sound idea with a niche market.... |
|
|  |
Just moi! | Health insurance advise; have member id, not in system??? |
My company changed group insurance from one company to another with an effective date of 2-1-08. As of today, I still have not recieved a card or anything. Yesterday, the broker sent me over a page printed on insurance company letterhead with my member number and group number. When I try to use this info to login to to the website to print a temporary card, they have no record of me. When I call (I called 5 different customer service numbers) they have no record of me or my social security number. The broker is saying that there is nothing he can do because it has all been sent to them. The HR person at work can't do anything more than the broker and I can't get anyone at the insurance company to help because according to them, I don't exist. I am 28 weeks pregnant and have not had a doctors appointment in almost a month because I don't have any valid insurance card or even valid info for them. What to do at this point? I was up half the night worrying about it. |
 |
 
dawnstar
 |
write them a letter threatening legal steps you will take. tell them if they do not find your information, and can't find anyone who can, you will take them to court. insurance companies will do anything and i mean anything to avoid court in this kind of case. if something was to happen to you or your baby due to their unprofessional tactics, they could be sued for A LOT. and i mean obscene amounts. and they know this, so to get the ball rolling, tell them your next step will be to get a lawyer. they will find your records or make another record so fast their head will spin. they know the court will rule in your favor so they will avoid court definetely. insurance companies have to protect every dollar they have in case they need to insure somebody in an unfortunate incident. so they will avoid a situation at all costs if it will cost them money. i am studying to be an insurance agent as we speak and i know this for a fact. you take this step, you will get whatever you want from them good luck and kick their butt. |
|
fth106
 |
Your OB/GYN should take the group number and member number and file a claim. If it is denied, ask them to file again. That will give the insurance company time to locate your records and get you into the system. Continue to check on the situation with your carrier to make sure they are working on it. Ask the broker to follow up with them as well.
I once had a situation with one of my clients that sounds almost exactly like this one. One of the members was assigned a number from the group census page but when they were doing the data entry, two of the applications were turned at the same time. That left us with a number but no record in the system. As the broker, I had to resend that members application indicating the member number assigned. It was straightened out in short order when I put pressure on them. |
|
src50
|
The broker CAN do something. He/she can intercede with the insurance company to expedite getting you "into their system." That's the kind of customer service problems that brokers are supposed to help with. Lean on that broker and get youyr employer to do the same. |
|
Scooter girl
|
I agree with New Jersey, the broker/agent should be helping with this. They have company reps that they should be able to contact and have you manually entered in system.
I would call the broker every hour until I got some where.
That is what the broker is getting paid for. |
|
| |
|
| | |
| Questions List |
Answers | Last Post
| | | |
5 | 34 minutes(s) ago
| | | |
5 | 1 hour(s) ago
| | | |
5 | 4 hour(s) ago
| | | |
4 | 5 hour(s) ago
| | | |
5 | 10 hour(s) ago
| | | |
5 | 2 day(s) ago
| | | |
6 | 3 day(s) ago
| | | |
5 | 5 day(s) ago
| | | |
5 | 2 week(s) ago
| | | |
5 | 1 month(s) ago
| |
|
Homepage 
Financial
Forum 
Insurance 
No Spam
Adult 
Gambling
Unfinished
Deception
Plagiarism
Not English
