 Will I get penalized if I have a gap in health insurance for a couple of months when enrolling in new program? |
| When I started my job, the health insurance provider (Cigna) made a big deal about asking me about continuity of care, meaning whether I was covered by another health plan up until I started with ... |
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 Life Insurance Surrender Value Loan? HELP!!!? |
| I have a life insurance policy I need to borrow against. I know you can take a loan against the surrender value of your policy. Does anyone know which financial institution I can go to for this ... |
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| Will my homeowner's insurance cover this damage? |
| I live near Pittsburgh Pennsylvania. We had terrible wind storms last night from the remnants of Ike. Wind gusts were up to 80mph. The winds ripped some shutters off of my house and completely ... |
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 How to get insurance to stop ignoring you? |
| So a few weeks ago i hurt myself on my landlords property. I filed an incident report but they seem to be avoiding talking to me. I also called a personal injury attorney and one of them wanted me ... |
|
 How much is renter's insurance normally? |
| I already have insurance thriugh state farm and they do have renter's insurance but I'm asking people who actually do have it, how much should it be normally?... |
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| Health Insurance Scam? |
| I want to get my own Health insurance plan and get off my companies group plan. I was looking at many different plans online and have talked to quite a few agents. I wanted a well known insurance ... |
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 Where is a good source of life insurance sales leads.? |
| I am a new life agent and I am trying to get started in the insurance industry. I am looking for more sources of leads other than my family, friends or the local chamber I've joined. Does ... |
|
 When a person remarries is it typical for the ex spouse to remain benificiary on everything? |
| Married for two years-husband's ex and their 13 year old daughter are his benificiaries on everything, and they are covered under his health coverage etc while I'm none of the above. He ... |
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 Insurance for senior parents? |
| I'm considering enlisting in the military. One of the benifits I will recieve is life insurance at an affordable cost. I can get a joint policy with my 2 senior parents (who are currently ... |
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 Can insurance company get know our old medical report if we do claim ?? |
| I got a record in private hospital for my small sickness recarding sweating problm,now i want to buy insurance for my medical,did insurance company get to knoe abt my record there?? The record in ... |
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 What are the best life insurance policies? |
| I want to pay up front for the whole policy to go to my two children and my Love...... |
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 I just got fired after 7 years of what i thought was hard work .can i apply for unemployment or no.and get it? |
| will i be able to get unemployment until i find another job. and after working there so long . do i even dare to put him down as a reference.... |
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 Not sure about my nation insurance card.......help please? |
im not sure whether i have lost or misplaced my national insurance card,
is there any way of getting a new one.
thanks ... |
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 How can I find out if a medical device that hasnt been invented yet can be charged to medical insurace? |
| I'm doing a project for school and am inventing a medical device that attaches to a door and will turn the doorknob when a latch is pulled so that the user does not have to use their wrist. I ... |
|
 Should my car insurance company charge me for the last 2 months of my insurance even though i am cancelling? |
I have cancelled my car insurance with yes car insurance & they have advised me that as I have 2 months left they will still take my last 2 months direct debit in one payment.
Is this the ... |
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Linds | Health insurance- dependent coverage, prenatal covered? |
I was just wondering if prenatal is ever covered for a dependent "child" with health insurance? Does it depend on the company? |
 |
 
magoo&me
|
Yes, and yes. It really depends on each individual insurance.
If she is a qualified dependent then it will be covered **IF** the parents policy covers maternity. Maternity is not automatic coverage in all circumstances and is a benefit that is being made optional with much greater frequency in those states where the insurance company is not obligated to include it. The baby however, will not be covered. The dependent of a dependent is not typically a eligible covered dependent on any insurance plan. I've seen insurance plans that would cover a 19 year old child dependent, but, when you check the maternity benefit, she won't be covered unless there is a complication with the pregnancy. So, check your policy details or better yet, call your agent for accurate information because it really depends on your policy.
I personally have not seen any plans in my company that automatically cover this. You may need to look into applying for Medicaid for the grandchild. |
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Lori S
 |
Most group policies will cover prenatal for dependant children. In order for the child to be covered after birth (if this is even an option), the grandparent would usually have to adopt the child. For individual policies, the benefits vary from policy to policy. |
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Bryant W
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You will have to look at the contract you signed. Either you have Maternity or you do not have Maternity. Look at the policy. This is something that is added to the policy and is expensive. |
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mbrcatz
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If the dependent child is insured under the plan, then they have whatever insurance the plan offers.
Many times, maternity benefits - including prenatal care - is NOT covered under the plan.
It doesn't depend on the company, it depends on which PLAN of the company you have. |
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Kevin C
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are you pregnant and you are wondering if your pregnancy is covered, or is your kid pregnant and you wonder if she is covered? |
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