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 PPO vs HSA. Which is better?
My husband's employer no longer will offer HMO's for their employees next year. We have been with our HMO for 7 yrs. He has to choose between a PPO or HSA (health savings acct). We have two ...


 I am entering the insurance sales business...what is best place to find clients (other than business cards) ?
...


 Internet Insurance no help?
I am a resident in Suffolk Va. and a tornado hit my home. I have used an online insurance company (rhymes with bomesite.com) and now they are not helping me at all. My question is they want to just ...


 Injured at work before shift, insurance medical claim was denied, now am stuck with bill. What to do now?
Even after the incident, was told by my management that it would be in my best of interest to go to the E.R and miss work that it would be covered. Just got in the mail that the claim was denied ...


 I live in St. louis, Mo. I have a vehicle accident. The people i hit have no insurance. Is it my fault?
...


 Is mortgage disability insurance a good idea?
I have 90 day disability at work, but I would like to know my mortgage is covered should I become disabled. I am single and do not have family, so am less worried about life mortgage insurance than ...


 What does deductible mean when you try to get health insurance?
it says plan type : PPO. Deductible. 2,500. Coinsurance 20%. Office Visit. $30. Monthly Premium. $60..what does all that mean??...


 How does total loss auto work?
Does the insurance company (mine is State Farm, btw) send you a check with the amount of how much i still owed on the car? Like, i still owe 8k on it...if it's considered a total loss, then i ...


 Because AIG is going belly up, should I change to a different insurance provider?
I see that AIG is suffering a huge setback and is about to file bankruptcy. I am about to seek out a different provider because I do not want to continue paying money to a company that is about to ...


 My birthday was 2 weeks ago but my national insurance number still hasn't came through! What shall i do?
...


 Do I have to have my flood insurance cover the amount equal to the cost of my new home?
Can I just pick the lowest amount of coverage? Say my home costs 72,000 can I get the insurance that will cover up to 35,000 in damage to the building? I have to have flood insurace if I buy this ...


 Homeowners Ins with pitbull?
How can i get home owners insurance if i own a pitbull. he is tiny he weighs 55 lbs,2 yrs old not mean, never bit anyone he is neutered and i can take away a raw piece of meat right out of his mouth ...


 HHEELLLPP!!!!! with TEEN car insurance!!!!?
I would like to either add a 17 year old to an insurance policy or get one specifically for him.....

i called geico, but they said they dont insure teens!!! What can i do?

THX<...


 Will my insurance company cover my damages if i crashed into a pole and coasted $4,000 worth of damage?
no other parties were involved and i did not call the cops. I went home and parked it into my garage, and haven't moved it since. What do you guys think?...


 I need help finding good medical insurance for my and my spouse?
Any Ideas. Also with dental would be good. we don't want a deductible....


 If any one has any insurance related questions, let me know, im studdying for my final exams?
...


 We're refinancing and need to know if I have fire insurance....?
We have a homeowner's policy (with AAA) and earthquake coverage but the finance company is asking only for proof of fire and/or flood insurance. Is fire covered in a basic homeowner's ...


 Health insurance wont accept bc of c-section!?
I applied for BCBS private insurance and they approved us under the condition that if I needed another c-section it would not be covered. Is this ridiculous or what? Anyone else? If I appeal, what is ...


 What do you do if you are denied Health care insurance?
I signed up for Blue Cross Blue Shield in Florida. My family was accpeted but I was denied because they said I have been to the Dr with complaints of a stiff neck. So I have been denied Health care ...


 Watch this now alone and i promise you will be scared?
http://www.subliminalmes...



Ceni
Health insurance for college student in NYC?
I am currently attending college full time and working part -time my mother is insured under medicaid and family health plus and so was i untill i turned 21. They informed my mother that since i was 21 i had to apply on my own and when i did they infromed me that my income was above their guidelines(190-240 before taxes weekly) so what am i to do the insurance plan at my job it way too expensive i cannot afford it and i dont even qualify i cant work more bc of school by i need health insurance asap. any tips advice information??? thank for your time.
                     
 




HealthQuote360.com
Rating
You may want to consider a health savings account or at least choose a plan with a very high deductible.

This way you will have a very low monthly cost but if you choose a reputable company will still have coverage in case you ever get hit with a large medical bill.

Here is some more information finding cheap health insurance and specifically on finding health insurance in New York:


mbrcatz
See if you can get on the plan with your school.


ehealthinc
Many schools require that students have health insurance. First, check with your college or university. Your school may offer a student health plan, which may be affordable and may meet your needs. If you don’t have a school option or it’s too expensive or you don’t qualify for it, find out what kinds of coverage your school may require you to have. Then talk with a licensed agent in your area or with one of the licensed agents at eHealthInsurance (where I work) at 1-800-977-8860. You can also visit our website, eHealthInsurance.com, to review free quotes from some of the leading health insurance companies in your area, and to apply for coverage online.

Good luck!

Amir M, licensed agent


Zachry
I just came across this website, you may find many useful information on health insurance quotes, hopefully may help you:

http://all-health-insurance-quotes.blogspot.com


Katorade
Rating
Have you looked at Family Health Plus? They offer affordable health care for NYC residents, and it's intended for income levels just above medicaid limits.

On their front page:
Adults, with or without children, can join if they:

* Are between the ages of 19 to 64
* Meet income criteria
* Are a New York State resident
* Are a US citizen (or have certain immigration status)
* Have no health insurance
* Are not eligible for Medicaid
* Live in New York City

Link:
http://www.healthplus-ny.org/en/118_ENG_HTML.html

Good Luck!
kt


Insurance Made Easy.biz
With all the different health carriers and plans available most people really should use a health insurance broker. A Broker represents multiple carriers and can help you sort through all the different insurance companies and plan options in your state.

For example a typical broker can have access to 10 major carriers and 60 different plans just for one state.
You can try doing your own research on the internet, but if you give a good broker 5 minutes they will be able to make suggestions on which carrier may fit you best.

I suggest using yellowpages.com to search for health insurance brokers in your area.

Don't call your auto and home agent they specialize in property and causality insurance. You need someone that specializes in health insurance.

Good Luck


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