 Do Insurance companies give you money if you totalled a car in a DUI? |
| One of my friends just bought a 16,000 dollar jeep liberty and she drove drunk and TOTALLED it....she got charged with DUI....will her insurance company still cover it? She had full coverage. She ... |
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 Is my real Father allowed to still hold a life insurance policy in my name now that I am over 21? |
| My parents are divorced and I have no relationship with my father. He took out Life Insurance Policies in my name and my brothers back in the early 90's. We are both now over 21 and have ... |
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 How do I find out if I have money coming to me from a long ago life insurance policy? |
| My Great Aunt bought me a life insurance policy on me at age 13, I dont remember the name of the company and she is long dead. Is there a way to find out if I have money coming to me from it being ... |
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 Another life insurance question, what should I get? |
| I'm a single 44 year old female with a 20 year old daughter who lives at home and attends college. I'm employed full time and have the life insurance offered at work. The insurance at ... |
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 What is disability insurance? should i buy it? |
| a guy came to our company today and talked about disability insurance, but i'm in good health and athletic. should i have it?... |
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 Cheap car insurance.? |
Just insured my olde 2.3 go faster Volvo - for £145 with RAC, group 16 though mind but, fully comp, £100 excess.
I'd been on RAC web-site, and others, but Elephant was my best ... |
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 Is it true that insurance companies will cut you off if you are not a full time student taking 12 units? |
| my mom is telling me this but i feel as if its a lie...I'm 17 will be 18 next month and supposedly once i turn 18 the insurance company will ask for my classes to see if I'm taking 12 units.... |
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 How do I find out the previous owner of my houses insurance claims? |
| I know there has to be a way, I know you can do it with cars and tell if they were in accidents so I would assume there has to be some way. Please help. Thanks for taking the time :)... |
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 AIG is not good insurance? |
| my vehicle was stolen a little over a month ago and was recovered, aig said they would have to investigate....well they sent out a investigator to speak to me now they want me to talk to their ... |
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 I am looking for buildings insurance for a house I am buying.? |
| I am concerned about the question that says if I have made any claims in the past 5 years. I have had insurance for houses since 1968,and only claimed once in the 70s,when a chemical factory blew up. ... |
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 After insurance payed on hospital stay.the hospital wont us to pay over 500. a month.can they make you pay .? |
| my husband went into hospital. his bill was over 82 thousand. the insurance payed an the hospital said we had to pay $581.00 a month for 2yrs.we told them we had other doctors bill to pay too. can ... |
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| I don't understand health insurance hmo or ppo.? |
| Ok right now I do not have health insurance but my husband does. we just found out that I'm pregnant about 5 weeks, so I need to find health care quick. I DO NOT want to be a welfare mom and ... |
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 Health insurance... need some? |
| Hi. I'm a 27 year old white female who lives in Virginia. I need some kind of health insurance but I am VERY VERY Low income. I only get about 600$ a month total, but have no rent fees or ... |
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 I am looking for a place online to research and buy life and health direct insurance for me and the family? |
| Anyone aware of a site for this? Is it a good idea. I know life and health are complicated but I think agents make it confusing sometimes...... |
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 Can i cash in my dads check w/ his name on the check??? |
| im already 18(if that has to do w/ anything) and am his son. so, can i cash in my dads check? will it just work to show a proof of ID? the check is around $200. i dont wanna look stupid.... |
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vtown_german | Health insurance help? |
What should I concentrate on in looking for health insurance? I am trying to find the best insurance plan for a reasonable price. Is it important to look for deductibles, or copay, or what else should I be cautious about. I really don't know much about all that insurance stuff, I just don't want to get some unnecessary stuff and pay so much money for it. |
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zippythejessi
|
Pretty much, your biggest concern is to have the smallest amount out of pocket as possible.
If you're relatively healthy, and don't go to the doctor that often, go for a lower premium and a higher deductible. (You can usually get a plan with a $1500 or so yearly deductible and a premium of under $250 a month.) This way, as long as nothing catastrophic happens, you aren't spending an arm and a leg for stuff you're not going to need. (If you go for a deductible, you should NEVER pay up front - let your insurance be billed, the insurance will tell the provider how much to bill you - and it's usually less than the amount billed.) And, even if something major happens - you're still covered - and you can make a payment arrangement to pay what you owe.
If you can, with this option, get an HSA (health savings account) - it's your pretax money that can be used for anything related to medical coverage - many of the new ones allow you to use it for over the counter medications, AND you can roll them over year to year.
NOW - that said, if you tend to see doctors often or have small children, you're going to probably pay a higher premium, but you want a copay instead of deductible or anything like that. Sure, you're going to pay quite a bit more every month, but as long as all the doctors you see are covered, you're only going to pay like $25 a visit or so.
Good luck! |
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IWIU
|
I've looked alot for cheap insurance and I finally got blue cross
I got the one thats 0 deductable, $7500 maximum out of pocket and 40% copay of whatever the doctor thieves charge.
$127 per month
It's hard to get a good plan cheap. You kind of have to decide, do you want to pay less per month, like $75 and pay more if something happens, or pay a little more per month and pay less when something happens.
I basically want to make sure that if I had a $50,000 bill, what would I do, so at least I would only have to pay a maximum of $7500 and the insurance will start paying right away since I have 0 deductable.
some cheap plans have a $2000 deductable, then you have to pay the first $2000 before they will start paying. |
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jeni
 |
Hi
It is necessary to take of many things in health insurance and i think health insurance cost quite a bit huge. If you wanna know more about any kind of insurance then just visit the link below. It will be useful and beneficial to you.
http://www.worldwideinsurance.biz/toinsurance.html
http://www.worldwideinsurance.biz/poinsurance.html |
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photogirl
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Another thing to consider is whether you sign up for an HMO or PPO. PPOs allow you to go to whichever doctor you choose. If your hair all falls out you can go straight to an endocrinologist without visiting a regular doctor first. If you sign up for an HMO, you will have to go to your PCP (Primary Care Provider), who will then refer you to one of his buddies. I like the idea of being able to go to whoever I want (as long as they accept my insurance). That way I can ask friends for their referrals, rather than a doctor who might be getting a kickback for his referral. |
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cosmeticreine
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important points |
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Gem
|
If you are buying yourself you will pay out the butt no matter what.
Ask yourself how much you can afford to pay out of pocket if you get sick. Deductibles are the amount you have to pay before the insurance will pay (each year), co-pays are a smaller amount that you pay at time of service, and the insurance company pays the rest.
Depending on your age and bank account would be the policy I would pick up. |
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