 I am a pregnant teen about to deliver and I am on my moms insurance policy.? |
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Shelly P. Tofu, E.M.T. | Health insurance... need some? |
Hi. I'm a 27 year old white female who lives in Virginia. I need some kind of health insurance but I am VERY VERY Low income. I only get about 600$ a month total, but have no rent fees or utility bills except telephone. Does anyone know of any low cost or government health insurance I would qualify for? Like Medicaid? I am going to need some blood tests done soon, and I'm afraid medical bills are going to be beyond what I can pay.
BTW. I don't have any pre-existing condition, like diabetes or anything.. I just need some tests done to measure hormone levels and thyroid, etc... and I'm just afraid that if that leads to something (say Cushings disease, which would require a surgery to correct, and i do have a few of the symptoms but no diagnosis) There is NO WAY I could pay for it!!
Any advice???
THanks so much |
 |
 
jon
 |
try this http://gsx1.com/InsuranceComparison.html
it's one form to get a number of quotes from different insurers. It's free and a big time saver, these are all the main American insurers competing to get your business so you are bound to find something that suits you, if it works out remember my points please :) |
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Alterfemego
 |
Shelly, I can tell you from experience, don't go to a doctor before you have insurance. Anything they write in your chart can affect your ability to get insurance.
Check with your state for medical assistance. Most states have something. |
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mbrcatz
|
Likely you would qualify for medicaid . . . you'll have to apply. |
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AZBlue
|
Here is a link to Virginia's Medicaid program.
http://www.dss.state.va.us/benefit/me_famis/index.html
There is an online tool to see if you qualify, but you must also be interviewed. My guess is that you will qualify for one of their programs.
If not, here is a link to the Blue Cross in Virginia. You can get a price through this link. http://www.anthem.com/visitors/visitor-va.html |
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Christopher C
|
If you can't afford insurance you should have a second alternative, and thats getting a discount plan. I suggest going with ASI, and I think it's an excellent discount plan. This is what ASI has to offer
Option 1 - Premier Health Care Savings Plan*
v Covers the entire family
v Covers all pre-existing conditions- no exceptions! No claim forms or deductibles.
v Save 30-40% average on health care costs at participating doctors, hospitals, specialists, and chiropractors with America’s 1 non-insurance healthcare network.
v Accident coverage- pays up to $2000 per accident with only a $100 deductible at ANY hospital, emergency room, or doctor 24 hours a day, 7 days a week. Covers unlimited accidents.
v $5000 Accidental death and Dismemberment benefit.
v Prescription Drug Plan- significant savings on prescription drugs with both walk-in and mail order options.
v Dental Savings Plan- Save 20- 80% on all dental procedures with one of America’s largest dental networks.
v Vision One Eye Care Program- Saves up to 65% on all your eye care needs at over 2,500 locations nationwide. Save on eye exams, prescription glasses, and contact lenses.
v Points of Care Program- Offers additional member benefits with savings up to 40% and convenient home delivery on Durable Medical Equipment, Diabetic Supplies and Over the Counter products. Simply pick up the phone to order! Includes a Hearing Savings Program with the lowest prices on all major brands of hearing aids.
v FREE cell phone shipped in 90 days with 250 FREE minutes of usage every month.
v FREE long distance- unlimited personal calls throughout the USA.
Dental PLUS Plan
$24.95 per month for the entire family
$69.05 One-time only registration fee
*Includes:
Dental coverage
Vision coverage
Accident Plan
Accidental Death & Dismemberment
Points of Care coverage
A Free Cell phone – will mail when plan has been active for 9 0 days
250 free cell phone minutes per month
Free Unlimited Long Distance at home
Contact me via e-mail if you would like more information. |
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Al Mac Wheel
 |
It will be a heck of a lot easier for you to get insurance than me. I had employer health insurance until my employer dropped it, and now I can't get private health insurance ... I have the money, they think I am too much risk ... old age, overweight
If you have ANY insurance ... auto, life, renters ... then go to THAT insurance company & ask if they cary health insurance, get quotes.
Look up in your phone book ... the yellow pages ... for INSURANCE companies ... contact them, get quotes
You end up getting insurance you can AFFORD
It is like auto insurance
We get what seems like a reasonable expense
Purpose of mine is to protect against major disasters
so I have a deductable
What I want health insurance for is to protect against major disasters cost-wise from unanticipated health problems
There may be a requirement for a doctor checkup to verify pre-existing conditions ... through life everyone develops them, it is inevitable |
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