 Why does health insurance cost so much? |
| I dont get it. It is almost impossible to get the care you need if you work. But if you dont work the government will help you a lot. I only make 1300 a month and to get health insurance thru my work ... |
|
 If I move with my husband to Wahington due to the Army, will I be eligible for unemployemt insurance benefits? |
| I have been at 2 companies the past 8 years. Three at one company and just over five with my current employer. He has gotten orders to move to Fort Lewis Washington. Am I eligible for benefits until I... |
|
 Hire purchase notice of termination? |
Hire purcnotice of termination?hase
if you receive a default notice for car finance,and says you are no longer in posseion of the goods with our consent ,and is to be made available for ... |
|
 Is there a status of limitation on life insurance policy payout to survivors.? |
| My father passed away in '93. Just last month it came to my attention that he had a life insurance policy thru Principal Life Insurance that he started in the late 60's early 70's. In ... |
|
 Are there any life insurance companies that will cover someone who's had a recent DUI? |
| My husband wants life insurance but had a DUI a few months ago. When he applied the insurance company told him he'd have to wait 2 years and that most other companies will say the same thing.<... |
|
 Can someone who's not in the best of health still get life insurance? |
| I'm in NYC, 44 yrs old, have panic disorder (no meds), mild high blood pressure (taking meds), and asthma that doesn't bother me anymore except when I get the flu. I'm about 50 lbs ... |
|
 Is renter's insurance likely to cover mold damaged items stored in a basement? |
| I rent my house and we have a developing mold issue in the basement. I insure my belongings with State Farm. I am unsure if they cover mold/ mold damage in Renter's insurance. Do you have any ... |
|
 Get Insurance Company to Help? |
| My LASIK procedure is gonna cost around 4 grand per eye (custom LASIK), and I have a pretty comprehensive health insurance plan (federal government) which I am a dependent on. Anthem Blue Cross Blue S... |
|
 How can i find out how much the insurance pays for my braces? PLZ HELP!? |
| I had an appointment at the dentist, and the said that i probably should get braces, and we need to discuss it with the insurance..but how can i find out? And how much do you think they will pay for ... |
|
 What do I do if I think my home owner insurance has been over charging me? ? |
| I think they have been Red Lining! If that is the correct phrase. I recently changed my insurance company and found out that they have been charging me almost 5 Times what I will be paying for the ... |
|
 Changed insurance companies car received cover note for 7 days? |
| new company wants proof of ncd rang my old company they said i would receive the proof of ncd, havnt received the proof the cover note ran out yesterday now i cant tax car cos i havnt received ... |
|
 Is this a crappy insurance plan? |
| $1500 deductible for husband and self. $40 copay for brand name drugs and $10 copay for generics. An extra $400/year covers all physicals, pap smears and immunizations. Husband is paying $280 per ... |
|
 Is there anyone out there who does this that can help me? |
Selling insurance?
The reason I am curious is this: Recently I answered an add in the paper about working from home, well it turns out it is selling insurance. For the most part after ... |
|
 United Health Care and Pregnancy ? |
| I'm 15 weeks pregnant and just found out that we make to much money for Medicaid. My husband has insurance thur his work with united health care. Can he just add me on and would it cover my ... |
|
 I would like to ask about the policy which named Market Plus? |
| i invested Rs.10,000/- last year towards the payment for market plus (for 3 years duration)Now, for this year I am unable to pay another 10,000/- for this year premium. If i dosen't pay this ... |
|
 Can minors file for unemployment insurance in Connecticut? |
If someone is 16 years old, they have had a job for 4 months, and then they lose their job, can they file for unemployment insurance? I doubt it, but I'm just checking.
Additional Details
|
|
|  |
Joel S | Health insurance question, helping out my mom, can you help explain? |
My mom, has united health care insurance. I'm not sure what plan they have but its probably basic. Anyway my question pertains to the coverage. Mom's insurance company stop covering because she has chronic pain and visits a health care provider frequently. The health insurance company stop covering her, the reason they state was because she kept going. Is it possible for them to that. What are the possible reasons that they can do that. They refuse to cover some of the doctor bills from the past. She usually goes in for a chronic pain in foot and bones. Nothing cosmetic. |
 |
 
Jennifer T
|
Well, anyone other than the insurance carrier can't tell you for sure if they can stop paying. You should read into the contract. Also, if your Mom is going for chronic pain and the doc. isn't fixing the problem perhaps she needs a second opinion. Maybe a new doctor would see something the first didn't and then she wouldn't need to continue to go to the doctor. Hope she feels better! |
|
sarah314
 |
Its difficult to answer your question based soley on the information you've given to us.
When you say that they "stopped covering her," do you mean that they completely cancelled her insurance policy? Or do you mean that they have stopped covering certain treatments because she has had those treatments too frequently?
For example...since you say that she has chronic pain, is she getting injections for the pain? I know that many insurers have frequency limits for certain types of injections done on individuals with chronic pain. If the insurer only covers 10 per year of that certain service, then your mom would have to pay out of her pocket for anything above 10.
That's just one example. Other types of services can have frequency limits too (for example, only allowing a certain number of chiropractic visits per year, etc.). Its hard to say what's happening with your mom's situation without knowing specifically what service it is that she's having, from what kind of provider, why its being denied, etc.
I'd recommend your mom calling the insurance company and getting more specifics. Or, you could trying to provide additional information in your question...many of the regular responders here in this category could potentially assist you, if there was a little more info to go on. |
|
Gem
|
Any private insurance company can quit covering you if they so choose. Or they just increase your rates to the point you can't afford them.
Look for a non-profit (like Blue Cross/Blue Shield), they usually won't cancel your coverage due to health reasons.
It doesn't make sense, but happens all the time. Sorry. |
|
mbrcatz
|
That wasn't the reason they used. "She kept going" just wasn't. Find out what the reason was, that they put on the cancellation notice.
She COULD have maxed out the benefits. Maybe they only cover $100,000 of costs, and they hit that limit. But you have to get the EXACT reason.
If you think they can't do that, write a complaint letter to the state insurance department, including a copy of the original cancellation notice. If they can't do it, the insurance department will make them reinstate the policy. |
|
sheilasays
|
1. if she was sick before the policy its called pre exsisting condition and they dont have to cover them.
2. see if they need a TAR from her doctor that is the pre permission slip to the insurance companies. is she eligible for medicaid or medicare? |
|
| |
|
| | |
| Questions List |
Answers | Last Post
| | | |
5 | 30 minutes(s) ago
| | | |
4 | 3 hour(s) ago
| | | |
5 | 5 hour(s) ago
| | | |
5 | 10 hour(s) ago
| | | |
4 | 11 hour(s) ago
| | | |
5 | 2 day(s) ago
| | | |
5 | 4 day(s) ago
| | | |
5 | 5 day(s) ago
| | | |
5 | 2 week(s) ago
| | | |
5 | 2 month(s) ago
| |
|
Homepage 
Financial
Forum 
Insurance 
No Spam
Adult 
Gambling
Unfinished
Deception
Plagiarism
Not English
