 Oral office said "yes" they were part of our insurance plan and now I find out they're not. Are we liable? |
Additional Details
My son needed wisdom teeth removed and I called the oral office who said "yes they were part of our plan". However, after insurance paid them, comes to ... |
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 My wife and i are insured to drive our car on fully comp? |
| insurance, we also pay extra to have our learner driver daughter on same insurance !!! now the problem !! we know ther man next door is fully comp on his insurance and can drive our car upon request ... |
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 Health insurance plan with high deductible and health savings plan? |
| i am looking into getting a plan with a high deductible for my family ($5000-10000) and a health savings account. does anyone know how this works? I understan the high deductible insrance but not ... |
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 Why would a prescription not be covered? |
| My husband is trying to quit smoking. He got a prescription for Chantix, and our insurance will not cover it. I guess I am a bit confused as to why an insurance company would not cover something that ... |
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 I had an heart attack while on the job working for a rental furniture company 2 years ago.Never recieved comp. |
| I was on a delivery with a guy while deliverying a 65 inch tv and started having chest pain. Went and sat in truck. Passed out and had heart attack.Recieved by pass operation. Was fired for missing ... |
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 Where is the best place to compare travel insurance products and find the best value? |
| I am interested in worldwide travel insurance to cover multi activity, baby and US travel. But I want to get the most for my money, not just the ... |
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 Just want to know, Can my employer take my whole week paycheck? ? |
| they took my whole paycheck to pay for my insurance premium health. no money left for food is that legal?... |
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 I am 55yrs old and have been caring for my disabled husband.? |
| Sadly he as died and i was wondering if i should get a pension,i am going back to work in 4 weeks (full time).i really don't know if i'm entitled to anything?... |
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 Should I have a higher or lower car insurance deductible? ? |
| 2 cars one year we were quoted 1049 w a 500 dollar deductible. To save some money we can do a 1000 deductible and its 824. we have money in the bank and usually do not use any insurance. I just ... |
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 Can the insurance company give the court/police the information? |
| Over two years ago I was pulled over (in my now EX boyfriends) suv... he didnt have his new insurance card in the vehicle but the suv WAS insured. After this incident (just my luck) I broke up with ... |
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 If you get fired, how long is health insurance from the company available? |
if/ when some one gets fired, or laid off, how long is the health and dental insurance available?
I do believe there is a difference between getting laid off and being fired...
I... |
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 I know nothing about health insurance. Is this a decent plan? |
| Okay, I just quit my job and started freelancing. I have a four year old and we both need insurance. What's important to me is that we can bot get our yearly exams and see a doctor if one of ... |
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 Expatriates - What Kind of International Health Insurance do You Have? |
| I've been living abroad for 20 years now, and have depended on local national insurance. But now I'm looking for more comprehensive health and life insurance (got married, finally, a ... |
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 Is medicare part B insurance required if you are working and have group health insurance? |
| group health insurance? I was told Medicare is primary other group insurance is secondary. please give information I can understand and pass on to those 65 and older and the insurance representative. ... |
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 COBRA medical coverage question, please help.? |
I got laid off and my medical benefits are ending. The benefits officially end on March 1, 2008. The question is:
I have 60 days from that date to elect COBRA. If in those 60 days, if I ... |
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 ER visit without insurance...how much will it cost me? |
| I went to the ER earlier today because I was having an anaphylactic reaction to about 50+ ant bites along my thighs. I went to the hospital after I blacked out, and I went in and they took my blood ... |
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 Who told me State Farm was reputable? |
| I almost got life insurance with State Farm. I searched Consumer Reports no insurance company complaints were forth coming. I called the commissioner of Insurance and they said they no longer ... |
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Wyatt's Mommy!! | Health insurance question, please help!!? |
I am 18 years old. I currently have health insurance through my employer and it doesn't seem all that great. I pay $57.07 a week. This is my first time having insurance on my own, and to me, with trying to buy and new car and get a place with my fiance/boyfriend, it's hard watching that much money go. I could spend it on gas! You know?! Anyway, I was just wondering if anyone knows of any better/cheaper insurance companies I could try to go to. The insurance company I'm with is Coventry. I pay a lot with the plan I'm on for doctor visits and all. I don't like it. I know there has to be something cheaper out there. PLEASE HELP!! I've tried comparing quotes on www.ehealthinsurance.com, but I don't understand the termonology they use. :P And my mom doesn't either. So anyone's help is greatly appreciated! If you know anything about this stuff please suggest what I should look for when looking for insurance. THANK YOU! Also, if you need to know more to help me out, e-mail me! |
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Tom D
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This is a complete guide to choosing the right health insurance for somebody at your age. Very helpful tips:
http://www.insurancehelpsource.com/health_insurance.html |
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Chloe
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You are paying way too much for health insurance! If you are healthy, the amount you are paying is ridiculous! There is a new company called Precedent that is getting ready to launch in Texas and will offer low cost individual health plans for young, reasonably healthy people. You buy into a plan at a super low cost with fixed benefits that will cover the typical activities of a healthy person. A healthy male 25-years-old (and under) would pay under $100 a month for basic coverage. Then, if something catastrophic happens, you have the option to get additional levels of coverage, even AFTER the event. Find details at http://www.precedent.com - even if you’re not in Texas, they’ll be offering plans in additional states soon. Good luck! |
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miatalise12560
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health insurance is costly....but if you don't have it you'll be spending hundreds to stay well and thousands if you have an accident. What you are paying sounds about right.....I know some people that pay $400 a month. |
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spooky
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i agree that you are paying way too much for your insurance. have you talked to someone in HR to discuss whether the company has other insurance carriers other than coventry. generally, employers have a listing of insurance carriers that they allow their employees to choose from. if you are looking for another insurance carrier on your own, you should be aware that your company may not pick up the rest of the medical expenses. so you should really find out more info from your employer before looking elsewhere. if you want to obtain health insurance that your company does not offer, some of the things you need to consider is how much co-pay you would pay, how much for a hospital stay, how much co-pay for prescriptions, does it cover vision, dental, how much would you have to pay for emergencies, can you have your choice of any doctor, etc. |
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Insurance
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Buy what you can afford and the coverage is sufficient.
In case of an emergency you can have something to fallback.
Choosing the right plan is not easy, maybe u can ask your friends for some recommendation. Those who have previous claim experience can even tell you more about their insurers and agents
The higher the deductible the cheaper the premium will be. But make sure you will have sufficient cash to pay b4 the insurance kicks in |
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mbrcatz
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OK, it's POINTLESS to try to buy health insurance over the internet.
Go to a LOCAL, INDEPENDENT agent. Ask them for a quote for a major medical policy, with a massive deductible - like maybe $4,000. They SHOULD be able to get you a policy for maybe $100 a month. BUT. That means, the first $4,000 of ANY medical bills, you pay out of pocket, before the insurance kicks in. AND, usually that dollar deductible "resets" every January 1st, so if you spend $4,000 between now & December, you'll have to spend ANOTHER $4,000 before insurance pays anything in January.
But it's cheap.
And, I'd seriously think twice about shacking up with the boyfriend, AND buying a new car. A $1,000 junker will get you places just as well, and will cost you THOUSANDS less in insurance. |
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