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 What is the best home insurance?
I am looking to get a home insurance for the flat that I am planning to buy soon. Do you know a good home insurances that I could get?
How much would it cost me to insure my flat and the content?...


 Question for Auto Insurance agents?
Do you have to have some kind of cirtification to legally sell an car Insurance Policy to a customer? Can a Receptionist legally sell a policy?...


 What should I name my office's new employee newsletter?
...


 If a branch from a tree in your yard falls & damages your house does it matter if it fell in a storm or not?
This is under an average house insurance policy.
Does the health or age or species or size of the tree affect the Insurance cover?...


 Is getting the cheapest possible car insurance a good idea?
Like SafeAuto....


 Was there a single event that caused the need for this Bailout Bill?
I just heard that the bill was just approved but I was just wondering, what actually caused all this?
Additional Details
I also heard it may largely be due to the fact that the Lehman B...


 My son had me insured for my car my son as died how do i find out who im insured with?

Additional Details
thank you all for your answers my son lived with his girl friend many miles away his girl friend does not seem to want me to have insurance details or any of the car ...


 Insurance for a Preschool?
What kind of insurance is needed when opening a preschool. I am anticipating twenty 3 year olds two days a week and twenty 4/5 year olds three days a week. The times for classes will be from 9am-12...


 If i get an STD and my parents pay for my heath insurance, will they find out i have it.?
i don't have my own health insurance that i pay for, my parents do....i am going to the doc for an annual and i was wondering, if something goes wrong lke i have an std or something, will they ...


 Does anyone understand health insurance and them determining what is a "Pre-Exsisting Condition"?
Last November I got insurance through my employer and on the form, I listed any medical issues or conditions I have or have had, any prescriptions I take and so on. Based on that information, ...


 Does Worker's Comp cover Carpal Tunnel Syndrome?
If you work as a secretary and work on the computer all day long, would Worker's Comp. Ins. cover your loss when it comes to Carpal Tunnel Syndrome? Plus, what exactly would they cover? The ...


 After a house fire my insurance was cancelled when do i get reinstated?
...


 Is the pool fence covered by home insurance?
My swimming pool fence is only 3 years old and it is now full of rust because I live close to the ocean. It is literally disintegrating. I have house and contents insurance and am wondering, do ...


 I would like to bring a life insurance policy for my 10 month old son. Which policy is suitable for my child?
Please nominate me a good Flexible and benefit LIC policy scheme and that details....


 Which health insurance do you recommend?
I'm a 20 year old female with a federal job. I go to the doctor for womanly visits about twice a year, wear contacts, dentist check up, and I'm on birth control pills. Which health plan ...


 Health insurance?
The company im currently working for offers Humana health insurance. Are they any good? and they also cover 90%..Is that a pretty big amount?.....


 Where can you get home content insurance that will insure a person with a previous criminal conviction?
...


 I'm getting a divorce, can I get COBRA?
I%...


 What if there are 3 kids and the oldest is the beneficiary but is not doing the leg work to collect ins. pymt
Could any of the 3 kids(all adults) check the status of the claim? It is pushing 90 days since he said he filed the claim on their mother's group life policy. Why would it be taking so long and ...


 I was just denied coverage for a wisdom tooth extraction by my insurance. Now what?
I'm pretty confused, so bear with me here.

Last month I had my upper left wisdom tooth removed. It was coming in sideways and impacted, causing me great pain. A few days later I got a ...



Yusuf'sMama
Health insurance wont accept bc of c-section!?
I applied for BCBS private insurance and they approved us under the condition that if I needed another c-section it would not be covered. Is this ridiculous or what? Anyone else? If I appeal, what is the best argument to use??
                     
 




HealthQuote360.com
Rating
There is nothing you can do to appeal the c section pre-existing condition rider but you can certainly wait 6 months and then re-apply and hope for a different decision.

One thing that you should certainly do is work with an independent health insurance agent to compare quotes from multiple companies.

Just because Blue Cross has reached this particular decision does not mean that United Healthcare, Aetna, Humana, etc. will all reach the same decision.

Here is some more information on pre-existing condition health insurance plans and also some info on finding cheap health insurance:


mbrcatz
There's no appeal of an acceptance condition! C Sections are very expensive, and more than half of them have "complications" (ranging from mild to serious).

Even worse, many hospitals and doctors won't allow you to ATTEMPT a vbac, after a C section. So it's pretty logical - if you've had one C section, and are going to stay with traditional medicine, you're most likely going to have ANOTHER C section if you get pregnant!

Sorry. You can't appeal this. There isn't any contract in place between you and BCBS, yet.


sarah314
There's nothing to appeal - BCBS told you the conditions under which they would issue a policy to you. You can accept the conditions or look elsewhere.

A private insurer could reject you entirely for medical conditions, so really (even though it might not feel like it) you're "lucky" that they agreed to just exclude future c-sections rather than reject you entirely.

If you plan to have another c-section in the future, you should try looking at some other insurance companies. Perhaps there is a different insurance company that won't issue that stipulation.

Sorry.


src50
Rating
Its pretty much a take-it-or-leave-it offer. You can't "appeal."


Christine B
Like any pre-existing condition insurance companies can either exclude the condition or increase the price. If your paying for a policy that would normally cover maternity but excludes paying for the actual delivery are they going to cover doctor visits, and the associated tests? If not you might be better off with a policy the does not cover maternity at all. You do have one more option you or your husband get group insurance.


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