Hello, looking for insurance?

I'm looking for individual inexpensive medical and med's coverage for myself, and older adult. State programs I was cut off from because my daughter turned 19, and I'm not old enought to receive ssi or medicaid. Any ideas.? Thank you.
Additional Details
Hello, looking for insurance?
I'm looking for individual inexpensive medical and med's coverage for myself, and older adult. State programs I was cut off from because my daughter turned 19, and I'm not old enought to receive ssi or medicaid. I live in madison, wi. Any ideas.? Thank you.

http://jimkellyandassociates.com/

ehealthinsurance.com

Call AFLAC! They have all sorts of plans! It is worth a phone call. If not call JPS Hospital in Ft. Worth. They have an excellent program. They excell in women's health! Had a few friends take that avenue and are treated very well. God Bless

When you donâ€™t have money to get the care you need:
http://www.nlm.nih.gov/medlineplus/financialassistance.html
http://ask.hrsa.gov/pc/
http://www.omhrc.gov/templates/browse.aspx?lvl=2&lvlID=18
http://www.hrsa.gov/help/default.htm
http://www.thefrugallife.com/medicalalternative.html
http://www.google.com/search?q=Free+Low+Cost+Medical+Health+Services+&hl=en&client=firefox-a&rls=org.mozilla:en-US:official&start=10&sa=N

Free and low cost prescription medication:
http://www.nami.org/Template.cfm?section=about_medications&Template=/ContentManagement/contentDisplay.cfm&ContentID=19169
http://www.themedicineprogram.com/links.html

This is about FREE hospitalization, if you need it and they WILL help you!
http://www.hrsa.gov/hillburton/default.htm
Hill Burton Hotline
1-800-638-0742
(1-800-492-0359 in Maryland)
In 1946, Congress passed a law that gave hospitals, nursing homes and other health facilities grants and loans for construction and modernization. In return, they agreed to provide a reasonable volume of services to persons unable to pay and to make their services available to all persons residing in the facilityâ€™s area. The program stopped providing funds in 1997, but about 300 health care facilities nationwide are still obligated to provide free or reduced-cost care.
http://www.hrsa.gov/help/default.htm
Medicaid is for people under 65, medicare is for the seniors.
How to apply for Medicaid or medicare
http://www.cms.hhs.gov/MedicaidEligibility/
http://www.aarp.org/money/lowincomehelp/applying_for_medicaid.html

For information about Social Security, Medicare, and disability benefits, call the Social Security Administration at 800-772-1213.
http://www.ssa.gov/

For information about Medicaid, contact your local social service or welfare office. You can also find information about Medicare and Medicaid at www.CMS.gov
How To Pay for Mental Health Services
http://mentalhealth.samhsa.gov/publications/allpubs/KEN98-0050/default.asp
http://depression.about.com/cs/findadoc/a/freelowcosttx.htm
Additional Public Benefits for Families Raising Children: http://www.nlm.nih.gov/medlineplus/financialassistance.html
DENTAL HELP:
Free or low cost dental care United States
http://www.nidcr.nih.gov/NR/rdonlyres/53F91091-23DB-47F3-8782-6572C33F9D42/0/LowCostFactsheet.pdf
http://www.raconline.org/info_guides/dental/dentalfaq.php
FREE AND LOW COST DENTAL HELP FOR DENTURES , BROKEN TEETH , PAIN , ETC.
http://dental-assistance.app-sl-1.aidpage.com/dental-assistance/

Need eyeglasses or eye care?
http://www.nei.nih.gov/health/financialaid.asp
http://www.uniteforsight.org/freeclinics.php

How to Get a Free or Low Cost Pap Smear, The National Breast and Cervical Cancer Early Detection Program provides free or low cost Pap smears to eligible women across the country. Through this program, uninsured and impoverished women can receive Pap smears at local clinics and doctor's offices.
Hereâ€™s a list for every state:
http://cancer.about.com/od/screeninganddiagnosis/a/freepapsmear.htm

Where can I go to get free or reduced-cost prenatal care?
You can call this number if you need free birth control help, too!
Women in every state can get help to pay for medical care during their pregnancies. This prenatal care can help you have a healthy baby. Every state in the United States has a program to help. Programs give medical care, information, advice and other services important for a healthy pregnancy.
To find out about the program in your state:
Â· Call 1-800-311-BABY (1-800-311-2229) This toll-free telephone number will connect you to the Health Department in your area code
Â· For information in Spanish, call 1-800-504-7081
Â· Call or contact your local Health Department.

browse here. http://www.tkqlhce.com/click-1748196-10307963

Care First Blue Choice offers decent premiums and coverage, also Mamsi Health Coverage is good and inexpensive too.

You should contact a local, independent agent. Not every company is cheapest in every area, and the guy that works that area will have a pretty good idea who is cheapest. If you weren't looking for prescription coverage, a major medical policy would be both cheapest and cover MAJOR problems (but they usually have hefty deductibles), but they don't usually cover prescription drugs.

OTOH, if you're using generics, or if there are generics that do almost the same job, it's probably cheaper to visit your doc and ask for prescription changes and get them filled at Walmart for $4 a pop, than it is to buy prescription drug coverage with a $25 copay per month.

It would be extremely helpful if you listed your location.

Companies and the plans available vary by location, so it's almost impossible to answer your question. (And since a health insurance plan is only as good as it's local network -- given that almost all of them, and certainly the cheaper among them, -- are based on networks these days.)

For instance a local Health Maintenance Organization may work just fine for you, if you can find one with a broad list of local providers. It tends to keep the cost down, even for prescriptions.

The most important thing, given that you've asked about medications, is to make sure you do NOT exceed a 63-day lapse in coverage. Under Federal law, any new insurer would be required to cover pre-existing conditions (and you cannot be declined) as long as you do not exceed a 63-day lapse. (Afterwards, you would have to get insurance -- assuming you could then -- and pay for it for a full year before they would cover any pre-existing conditions.

Incidentally, not only indepedent agencies offer health insurance, even through multiple providers. "Captive" agents (or those affiliated with a particular company) often have access to different health insurance markets and are allowed to broker (or place with a different company) any business that isn't provided by their primary company. I'm a "captive" agent when it comes to most types of insurance, but I also write health insurance through 14 companies (varying by locality and type of coverage.)

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