 A question about insurance? |
| i am 19 and not married, have no kids and not in school. i work 35-38 hours a week but at my job u have to work 40 to get insurance & they will not let me work 40. i live in ohio and was ... |
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 Grandmother won't give me life insurance money my father left me 15 years ago......? |
| My father passed away when I was 9. He supposedly left 60K life insurance to me, which I had to wait til I was 25 to receive. It was supposed to be handled by my grandmother until I was of age. When I... |
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 Life cover vs Accidental death cover? |
Hi,
I am a 30 year old guy, who is thinking of taking an insurance cover against any premature death. I am unable to make up my mind here, which one is better? the life cover or the ... |
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 Does anyone know of any programs that assitst college students w/o health insurance with medical bills? |
| I recently had to go to the emergency room and now my bill is over $7500.00. I'm looking for a 'chairity' like program that assists college students with no medical insurance.... |
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 Where can i get basic cheap travel insurance please? |
| im going on a 19 day cruise and i want insurance to cover personal injury and very little else. im not concerned about the value of the cruise as i didnt have to pay for it. im not concerned even, ... |
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 Car accident? |
| My wife got hit yesterday going thru an intersection. A woman failed to yield and she was hit, spinning her into a 360. The car has been deemed inoperable by both our police department and the body ... |
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 How come 60 million Americans Lack Health Insurance? |
but car insurance is mandatory. Isn't that ironic?
Americans must have car insurance but not health insurance.... |
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 Should I pay a missed appointment fee to a doctor? |
| In April I had a doctors appointment scheduled for a consultation. I drove 40 minutes from my home, one way in order to make the appointment. I also had to take time off from work in order to make ... |
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 My friend is asking a difficult question? |
| My friend is asking a question, his father and mother are healthy now , they are aged about 60 and 55 respectively . currently they dont have any insurence cover , what if something happens suddenly ,... |
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 Can I sue my Insurance Company for failing to notify me that my policy was going to elapse? |
| For many years, I would pay my policy timely after reception of the "Payment Due" notification from the Insurance Company. I just found out that last year they did not send the ... |
|
 Do you think I have a chance of employment at the age of 54? |
Have been trying for 8 months now to get a job, but have had no success, could it be my age?
Additional Details
I have a wealth of experience in office procedures, shorthand and IT ... |
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 What happens if the policy owner dies, before the insured person? |
| my husbands mother passed away, and while going through her belongings, we found a life insurance policy on my husband, that has been paid in full. She was the only beneficiary, on that policy, her ... |
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 I got in a car acciednt 5 months ago and my ins company progressive wants an independent doc to look at me? |
| my primary ortho put me out total disability for 6 months and i dont think they wanted to hear that this totally blindsided me when they called i feel that they dont want to pay me my monthly benefit ... |
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 Full Coverage Insurance for financed vehicles ? |
If i get financed for a car, do i have to pay full insurance for that car ? I live in NY.
If yes, any idea how much full coverage would be for an 2004 acura tl ?... |
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dudtjr2000 | Help! about getting into a health insurance? |
Hi. I have a problem with my intestine and the doctor said that i needed an insurance in order to look into my intestine by an exam because it will cost too much.
So, to get an insurance, would it be better if i tell the insurance company that i do not have any health problem? or should i just tell everything that i have problem in my intestine too?
i am a college student and i really need to save much money as i can in order to pay for my tuition to keep on going to school. could you suggest me anything. thank you :) |
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debijs
 |
~~You have to be honest about any conditions the doctor has diagnosed you with. If their has been do diagnoses on your intestines, then you have nothing to disclose.
You can ask you doctors office what they have been using for diagnoses on your records. This is what you would need to report to the insurance company. Best of luck!~~ |
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FLCajun77
 |
Well if you lie and are caught you will not have to worry about college tuition. You will have to worry about Bubba your cellmate that wants to check your intestines for you. |
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Insurance Pickle.com
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Well, if you lie you'll get the coverage, but when you go to the doctor for the exam they won't pay it (because you lied) and you'll owe the doctor.
Or, you can tell the company and they'll decline you from coverage (likely) and you'll still owe the doctor.
Try to see if your state has a low income plan. Question is if you're in college why aren't you on your parents' plan? (assuming you're not a 30 yr old college student) |
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Reena
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You can't lie about a pre-existing condition. They will find out anyway when they go thru your medical records and come across the diagnosis from the Doctor that just told you that you should have bought insurance to cover this procedure. They have the right to review your medical records and will see that you were already diagnosed with the intestinal problem long before you purchased health insurance.
Go to your county's welfare office and ask for financial assistance with this medical procedure that you must have. If you qualify they will pay for it all or at least cover part of the procedure.
It all depends on your income and you need to wait until they approve your application. The hospital administration should be able to direct you to the right place where you fill out the application.
Good Luck... and don't try to cheat an Insurance Company... they will not pay for it and you will be stuck with the whole bill.
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GARY B
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I have met this kind of problem before,here http://www.HealthInsuranceFreeTips.info/free-health-insurance.htm is the resource I found useful.
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dm_dragons
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You can't lie to the insurance company about your known conditions.
And there will be a waiting period probably as they won't likely be jumping to sign you up.
If your employer has coverage you likely have to wait until the open enrollment period.
So you only real option is to attend a government doctor or hospital. Most major cities have at least one place that will see you and try to work out an affordable payment plan with you.
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George S
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A pre-existing condition will likely be found out through the doctor sharing your medical history with the insurance company (upon their request). If you are in college, you may want to check out health insurance programs that are written through your school. United Healthcare has a plan available at many US schools. These student injury and illness plans provide wide ranging coverage and are designed to be affordable for college students. To check if your school is participating, go to www.UHCSR.com and enter your school name in the search box. You might also be interested in joining the American College Student Association (ACSA), a national organization for college students. They have lots of member benefits, including student health insurance. Their membership fee is affordable. |
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