 My house is appraised at 93K. My insurance agent says I need 157K worth of house insurance.? |
| This seems high to me. He claims that the replacement value is the reason this. In the case of a complete loss, I doubt they would pay me 157K, but he disputes this. He also says that the state ... |
|
 Who has the lowest rate for car insurance? How much do you pay for yours? |
| my insurance is kicking my ***. work sucks... low pay. But I need my car for work! I need a lower rate! Who are you with and how much do you pay a month?... |
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 Health Insurance? |
| Can an unmarried never been married man purchase health insurace or recieve it through his employer?... |
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 Health insurance policy number...what the heck does that mean? |
| I was filling out a medical history sheet and it asked me my health insurance company (i know that..) and then it asked me what my policy#: was...... |
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 Do I need insurance for my company? |
| Have a Computer programming business, and went ahead and created it under multi member LLC, why because if something happens the company is responsible and I'm not which I declared in the O... |
|
 Going to gym while on disability (insurance)? |
| I has spine surgery a few months ago and have since stopped working while I stay home recovering...the surgery has not resolved my pain and I have gained weight since I am home everyday. I have ... |
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 If I am on my parents' insurance...are they financially responsible for my medical bills? |
| I am 23 years old but my parents pay for my health insurance (we are on a family plan). My parents always say they will pay for my medical bills, but lately I've been wondering if my mom really ... |
|
 What is required to work successfully in Insurance field? |
Particularly as a Sales Head?
Do i need a lot of contacts?
Also,does one need an mba(insurance)?... |
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 Need health insurance but dont have any? |
| I want to have some health insurance or some type of health care insurance for me. I don't have a job right now and i am 25. I am wondering how i can apply for some insurance if i don't ... |
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 Regarding health insurance contracts? |
I feel stupid asking this. The answer seems obvious. but, maybe I am wrong.
I am looking into buying new health insurance. I am self employed.
I had a salesman here, great ... |
|
 Where can I go get a statement notarized? |
My mother need to get a statement notarized, say I will be living with her sister for the school year.
Where can I go in Appleton, Wisconsin?
Does the bank doe them?
If so, would ... |
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 I want to start my own house cleaning buisness, what insurance's do i need? |
| i wanting to start my own domestic cleaning... house cleaning business. does anyone out there know what insurances i need??... |
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 What happens to a life insurance policy if there is no beneficiary?? |
| Someone has died, and had a life insurance policy but didn't have anyone listed as a beneficiary. Before his death he did write a will of sorts saying that he wanted everything to be handled by ... |
|
 What does it mean when a company says you have to be able to be bonded? |
| I am looking for a job, and one place that I have looked into says you have to be able to be bonded. Is this some sort of criminal record thing? I have a misdimeanor(sp) marijuana charge from about 8 ... |
|
 Should Ins. companies pay for gastric bypass surgery if lives are at risk and the surgeryis there best hope? |
| Gastric Bypass surgery ( roux en Y ) has now been proven through long term studies to cure type 2 diabetes in 95 percent of patients. Reported on MSNBC... |
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 How much does it cost to have health insurance for family of 3? |
| my husband is a private contractor and he does not have ins. but I work as a waitress and my job provides me with health ins, but now we have a baby and we can't afford a day care they cost ... |
|
 Sickness pay? |
| Does anyone know? would i be entitled to full pay from my employer if i were to gain a sick note for four weeks.please ... |
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sebcue | Hi guys, Do you think it is really worth it to have private health insurance in Australia? |
I have one with MediBank and i have to pay a lot each month. I just wondered whether it is really worth it. Instaed I can pay all this if I need it. For example I heard it does not cover dental expenses as such, for example if you have a dental procedure for 5000$ then it just pays a small amount of it. I really think there is no point having it? |
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derekdunne1980
 |
I too work in the health Insurance industry and I think what you are getting stuck with is a cover with little or no Gap benefits. If you can find a fund that participates in the "health fund alliance" you are more likely to find doctors that will participate in a no(or a little) out of pocket expenses. Big funds generally don't join the alliance because, basically they don't have to, but smaller funds join the alliance to help there members get better benefits.
Also if you earn over $50k and are over 30 there are penalties that will occur when you have no (hospital) cover. |
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luke_the_duke
 |
No insurance is worth it! It is the biggest scam in the world. You have better odds at a roulette wheel. These people are the ultimate hustlers. At least at the casino, you get paid when you win, and don't pay a "deductable" for the privilage of recieving your money!! what a joke. |
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Insurance
 |
make some comparisons. many insurers will offer different coverage for the same amount of premium. as an informed consumer we must search and compare the best product !
call an independent agent to assist you. this may be helpful to you. |
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reena r
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I think it's fair |
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bawl_brayker
|
Have you re-assessed your cover, and what your needs are? Have you shopped around to compare, rather than dropping cover completely?
I work in Private Health Insurance, and after hearing all the horror stories I will eat bread and rice to continue my hospital cover.
I know you like to think 'If I drop my cover, I'll just save the money in case I need it'....
Uh huh. What if in a couple years time you need your appendix out, or some wisdom teeth removed, or a hysterectomy, or worse? Have you saved the (potentially) $30,000 that it may require?
What about a minor condition you may get, that may be excruciating but not life threatening? Welcome to the public health system waiting list.
As for ancillary cover, that to me is entirely optional. Look at what you would expect to claim over a few years. Look at the benefits your fund pays out for those services. Look at what you pay in premiums for that ancillary cover over those years and then decide - does the End(ie - benefits) justify the Means(ie - premiums) |
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homer2288
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It is not a question of worth it or not. Well you will need it before you turn 30 and or earning more than $60k/yr I think. So you will pay less medicare levy. If you dont have it you will pay a higher medicare levy than the people who have insurance.
If you're paying too much, then consider going for a lower plan, like minimal dental,etc...hospital cover is essential but doesnt have to be on top cover. See what options they have. |
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