Can someone please explain what EXACTLY a health insurance deductible is/means? |
| I am really confused about what a deductible is (regarding health insurance). I am new to the insurance thing. My new policy has a $500 deductible. I assumed this meant that I would have to pay the ... |
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What happens if I want to make an insurance claim but there was a gap in protection on my policy? |
| I have got response that I should report an accident to my insurance company but at that time I wasn't insured. My policy was cancel but I just got it reinstated today. The accident was ... |
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LIC Policy suggest me good policy ? |
| my age is 28 year,& i want to take one good lic policy.i am unmarried plz suggest me good policy for that,... |
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Is Direct Travel insurance a O.K company to insure holiday with? |
Its for a 2 week break 2 mexico.
just wanted to know if its a established,respectable company thanks?... |
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Anyone know whats going on with my insurance quote? |
| I am REALLY confused about these quotes i got, i have my test booked for the 10th of december and i am thinking about insurance so i got a quote for me on my dads car, the original quote for me (... |
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Holiday insurance for 5 adults one child? |
Where can I get cheap insurance for my family of six travelling to Florida next year.
Two parents
One son aged 24 - working
Daughter and Son - both full time students aged 19 and 21... |
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Will anthem blue cross blue shield cover this surgery? |
lapband or/and gastric bypass
its the kentucky one, which i guess they are all pretty much the ... |
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Should companies be allowed to use your family health records to determine your coverage and rates? |
| I was reading recently that insurance companies are now using family history to calculate rates and even deny coverage where they can perceive a loss or bad investment. I believe most corporate ... |
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Life insurance? |
| I would like to get life insurance, I am single, going to be 23 years old, I dont need anything major but i would like enough to pay off all of my bills and student loans, if something should happen. ... |
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Insurance claim? |
| Has anyone ever had problems getting their insurance company to pay out on a diamond ring that has been "posted" down the drain by their 2 years old?... |
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Aetna insurance? |
| I recently got health care coverage through my work. i was told from a friend/employee that i have to wait a year before i can get pregnant. my husband and i are ready to have another child asap. i ... |
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Heater burned hole in carpet can i claim insurance? |
| So i am in a rented property and i used the landlords electric portable heater one night, placed in on the carpet, the element in the heater must have fallen to the bottom, its a really flimsy design ... |
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How much does smokers life insurance cost? |
for lets say a 45 year old male wanting $200,000.00 Additional Details $250 per month for what dollar amount?... |
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Americans: Do you know Zionist Australian billionaire Frank Lowy made a billion dollars due 9-11? |
| He is the shopping mall magnate behind "Westfield" shopping centres and was leasing the retail areas of the WTC 7. One month or so before the attacks he magically had the bright idea to ... |
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Is it discrimination for an home owner's insurance company? |
| to use your credit score as a price guide...after all your paying them and they arent lending you money..so what gives..how do the insurance companies know that the credit rating are accurate and ... |
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Independent agent vs. Allstate.? |
| I have been an Allstate Customer for years, but people tell me I could get insurance much cheaper through other agents (combined home, auto,motorcycle). When I was younger I always bought cheap ... |
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khl2791 | Hit a fence with my car, I have about $2,000 in damage, if I file a claim ($500 deductible) will insurance go? |
will my insurance go up? I've only been with my company 6 months and just renewed for another 6 months. I haven't had an accident prior to this in over 5 years. Additional Details I have Esurance and live in Northern CA |
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mbrcatz
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Well, you should check with an esurance agent and ask for sure.
Likely, yes. Most states have a "threshhold" where if they pay out over XYZ dollars (anywhere from $1,000 to $2500 depending on the state, I don't know what CA's threshhold is), then the at fault accident is surchargable.
So they'll pay out the $1500 in damage to your car, plus the damage to the fence, plus the cost of a rental. It will likely be between $2,000 total and $2500, unless you took out a WHOLE bunch of fence. |
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Mike
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It will probably go up... how much depends on several factors, such as age, rest of your driving record, etc.
It probably will not go up more then 10%.... but you might need to shop your insurance again to find the cheapest insurance. |
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Phil
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Yes, there is a chance your rates will go up. Rates depend on many factors. |
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jctyper2000
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Yes |
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Gambit
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Unless you can somehow prove the fence caused the accident. Seeing how fences are immobile you might have a hard time proving this. So unless you are prepared to deal with your damages and the damage to the fence file the claim and prepare for an increase in your premiums. |
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ForensicAccountant
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Yes, it will go up and it will scar your record for five years. |
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studiousprofessor
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Yes it will go up, of course. No reason for big detailed answer, just YES it will. Common sense ftw |
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njunprincess
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Sorry to say, the at fault accident will cause a surcharge on your policy. However, since you just renewed it, you won't see the difference until your next renewal. |
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kokopelli
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Don't be surprised if they double the premium, even if you can prove the fence was at fault.. |
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