 Is it wise to enroll any insurance policy and pay monthly payment by credit card? |
| actuaclly im not intrested in this policy due my financil problem .i tell the guy but he insist to do so. now i want to terminate it. what the best thing will i do for that problem?... |
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 How do I get my insurance licenses? |
| Do I have to work for an insurance company before?... |
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 Should my homeowners insurance pay for an entirely new roof? |
| I live in Michigan and have Pioneer State Mutual homeowners insurance. During a recent storm, a large tree in our backyard fell straight across our single story ranch style house, coming to rest ... |
|
 What does liablility insurance cover? |
| I got into an accident and only have liability does that cover the damage i caused to the other car...i know it does not cover my cars damage...is it worth is to go through the insurance or am i just ... |
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 Primary insurer has a specific exclusion to a service Medicare normally covers, will Medicare pay? |
| Bariatric surgery is a covered benefit with Medicare if certain health risk requirements are met. However, the primary insurer has a specific exclusion to ANY obesity treatment, regardless of medical ... |
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 Water damage to house, why does the Insurance company stall? |
| My house has water damage that happened over time yet was discovered in Oct. 06. I called the people, they game me a claim number and the house was stripped of damage and mold. (Don't ever ... |
|
 Does anyone know of an auto insurance company that has a better system for carrying proof of insurance? |
| auto insurance cards suck they always expire so quickly and I can never remember to put the new ones in the glove box. Is there a better system then printed paper insurance cards? I usually lose them ... |
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 Neighbor's tree fell on my house? |
| I recently had to file a claim about two months ago. This past weekend a tree fell on my house. Not sure where the property line is, but I think it's the neighbor's tree. Do I file ... |
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 Affordable health insurance in NC? |
| Hello everyone. I have been a few months without health insurance and I know I need it. I am looking for some affordable insurance, health, dental, and possibly maternity? I am not pregnant but I ... |
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 Life Insurance Policy? |
Which life Insurance Company is it that has the picture of the baby on it and is mailed and given out as soon as you have a baby (Mothers you know about all of these types of mailings)
Its ... |
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 Surprise doctor's bill? |
| So far, my OB-GYN has been covered by my insurance deductible. I just got a bill in the mail for some routine labs that were drawn. We've been paying monthly payments to the doctor every month (... |
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 Insurance help? |
| I have been with my insurance company for along time now. my bill was due a few days ago but my bank screwed up with my direct deposit and the moneys not in my account to pay my bill yet, how long do ... |
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 Totalled truck? |
| My bankrupcy was recently finalized, I kept the truck and made timely payments on it. I totalled the truck yesterday, and called the finance co. to report it. hey told me that the truck was included ... |
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 Would making all health insurance ILLEGAL for everyone fix our current healthcare crisis? |
| I believe the answer is yes. I also believe that perhaps people could only be allowed to purchase plans that have a 10k deductable per person per year. This would cause the free market to work ... |
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 Life insurance policies- need a contingent beneficiary? |
My husband and I were just approved for life insurance policies. We need to designate a contingent beneficiary for both polices.
Obviously, we will choose each other as the primary.
... |
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| Independent insurance broker or work for a company? |
| I just got licensed in Florida. I am going to be working for a company that focuses on Life insurance products, particularly Mortgage credit insurance, but the mortgage company need not be the ... |
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 How do health insurance companies decide when to apply costs to one's annual deductible? |
| It seems they randomly choose when they will pay in full & when you will pay in full because they decided to "add it to your deductible". For example, they'll pay for one x-ray in ... |
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Brittani_Banana | Home Insurance For Special Cases? |
I am trying to find an insurance company that will write an insurance policy on a very special home. It is way out in the middle of no where. They run on generators not normal electricity. They might have a well but more than likely they haul water in to the property. It is a small house that was more than likely not built to standard. It is on 43 acres and is about 3 miles away from a volunteer fire department. Does anyone know of an insurance company that will write insurance on this home? The home is located in northern Arizona. Thanks a bunch!! |
 |
 
Sue
 |
First, find a local independent agent, they are your best source for uncommon properties. I have a few companies that would write that property if it was located in rural New England. Most fire depts here are volunteer, there are no fire hydrants (unless you live in one of 2 towns in the whole county). We have many people "off the grid" in my area that have standard policies, there are just a few safeguards that the companies require.
Anyway, only 3 miles from the fire department is not in the middle of nowhere (we have many places here that are up to 8 miles from the fire department on standard policies), 43 acres is quite average size land here too (I have one neighbor with over 125 acres & another with 47 in the middle of town).
Good luck to you. |
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jodapoet
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I'm sure there are some companies such as Fireman's Fund Insurance etc... that will cover it however the premiums will be very high. It may not even be cost effective to even insure it. The best thing to do is contact a local homeowner's insurance agent who can help you with the details. |
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STEVEO
|
you might ask a local agent about a farm or ranch policy. failing that, ask about a "named peril" policy. these policies insure for specific perils such as fire only or possibly fire and wind combined. these policies are written to "value" rather than to "replacement cost" so you will be able to insure to a much lower dollar amount.
the rate per thousand of coverage will be higher than a regular homeowners policy for various reasons; more than ten road miles from fire station, no source of water, etc. but because you are insuring for the lower amount your total premium may still be affordable. underwriting is not as stringent on these types of policies also. |
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INS CSR-L.A. County
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A broker can usually help you. Lloyds of London usually insures what cannot be insured anywhere else. Any broker can assist. Good luck. |
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pai
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The risk cover rate is fantastically high and will not be worth the investment. After all Insurance Companies are there to make money, not donate their savings.. |
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mbrcatz
 |
Firemans Fund isn't going to touch this, IMO.
You CAN get property coverage. It's NOT going to be a standard homeowners. My guess is, the CHEAPEST way to do this would be through your state FAIR plan.
If you don't want the state fair plan policy, or if they've already turned you down, you can probably STILL get coverage, but it's going to be mongo, mongo expensive - like in the thousands of dollars, with alarm requirements, and lots of exclusions.
Bottom line - you're going to have to use a local agent anyway, so start shopping for a new local, independent agent. |
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