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jenma
Home insurance... am looking to be covered on the inside and outside of the house, where do i start? any ?
any advice on who is best company to be with and not to expensive!! all answers would be a massive help! is contents in or outside the house? and how muchcover contents would you put down.
my house is a 2 bed, semi if that helps
thanks all
First place to start is with a trusted insurance agent. Contents coverage differ with coverage so ask. Outbuildings may or may not be covered or may not have enough coverage for whatever you have stored in them.
blb
Yiou need to contact your local agent for help with this one. Every policy is different and coverage is going to differ from state to state.
mbrcatz
Semi what?
Homeowners policies are pretty standard. They insure contents inside and outside the house, but weather damage to outside contents is severly limited - because you left them outside.
Contents is usually 50% to 70% of the dwelling amount.
YOUR AGENT should be the one helping you out with this, and explaining this.
JOSEPH B
based upon your situation,I think you should find something useful here http://www.InsuranceFreeTip.info/insurance-for-free.htm
VonKlint
Contents are usually considered anything that is normal to a homeowner occupancy. So, swingsets for children or small machinery used to service the insured premises even though they may be kept in an outbuilding would be considered contents. Beware, every policy is different, always ask your agent what may be specifically excluded or limited by the policy contract.
Timelady
Go to whomever you have car insurance with and get a quote. Avoid State Farm, they are very high. Farmers and All State are lower. There are probably ones that are lower yet.