Will home owners ins. cover damage caused by neighbors? |
| Neighbors trampoline blew into our yard and damaged our property,will our home owners insurance cover it if the neighbors refuse to pay for it?... |
|
Where is a good place to look for health insurance? |
| I am 22 years old and half to get off of my parents health insurance. What should I be prepared for?... |
|
Is anyone worried about there identity ??? or looking to know how to protect your identity???? |
THIS IS GOOD FOR YOU IF YOU ???
DO YOU HAVE TEENAGE DRIVERS?
DID YOU JUST BUY A HOME?
YOU OR SOMEONE YOU KNOW HAS BEEN A VICTIM?
DIVORCED?
CUSTODY OR CHILD SUPPORT?
SPE... |
|
I'm retired,divorced woman, w/$150,000 assets.Is life ins $100,000 good idea to get now to leave to 3 kids |
I am in fairly good health. A 20 yr policy will cost me $99 mo
Is there a better, safe way to invest my money so that I leave a small sum for each of my kids. They all would benefit from an ... |
|
How much "pain and suffering" money to expect from an insurance settlement? |
| My wife was hit by another car about a year ago. She broke two fingers, which sounds trivial, but they were broken quite badly. She had one surgery where pins were inserted to heal the bones, and ... |
|
Insurance Types? |
Is there a type of insurance that covers any type of damages you cause? Specifically destruction of a mattress. Additional Details Destruction of a mattress not owned by you, :P... |
|
New job doesn't offer benefits, where can I sign up for them? |
| I have been offered a new job that is a great opportunity and more money in the restaurant industry. The only problem is it does not come with health insurance. I am in my late 20s. Is there a ... |
|
Am I able to take my Series 6 and 63 exams on my own and are the tests the same in various states? |
| I want to become an insurance agent. I know i need the 6 and 63 licensing and I want to go ahead and take the test now. However, I am not sure if the licenses are accepted in every state. I guess I ... |
|
Can you get penalized for switching auto insurance after just getting auto insurance? |
| i currently am insured with geico, but i just got a quote through progressive and they gave me a better deal. i have had geico for only a month, and now i'm convinced i wanna change it. I'm ... |
|
National insurance co-operation company of great britain? |
| has anyone in the uk ever heard of this insurance company if so please tell me how i can get in touch with them i have this address but i don't know if its real or fake can someone help find the ... |
|
Do I need to wait for my current insurance policy to expire before I go with a new company? |
| I want to switch to a different insurance company for my cars & house (currently with State Farm) but I have a while until my current policy is up for renewal/expiration. Can I cancel my current ... |
|
Can i add my neice to my health insurance? |
| my sister doesn't have a job and of course her and her daughter doesn't have health insurance. she asked me to put her daughter on mine. i don't have a problem with this but can i ... |
|
Any insurance people out there who'd like to help me figure out what health insurance to get? |
I guess I could ask someone at an insurance company, but I'm trying here first.
I'm in college so I can't afford to eat much less have health insurance. I don't even ... |
|
Engagement ring insurance? Has anyone done this and how? |
| Here's the thing: my fiance actually WASHED the apparaisal certificate in the laundry by mistake, and now it looks like crap and has holes in it (obviously, it's paper). However, you can ... |
|
Hospital Bill... what to do? |
| So my mom just got into a car wreck and she was in the hopital for 2 days and the bill came out to be $50,000. Well, my mom got in the wreck when she was out of town, in California. Well, she came ... |
|
|  |

T T | Home owners insurance? |
Will home owner's policy pay out if I did not obtain permits when remodeling my basement? Will I have problems selling the house? |
|


Sullivan H
|
Home insurance is actually very flexible. I'm not familiar with all the fine print of my home policy, but my homeowners insurance agent is always helpful. Try calling your agent or a homeowners agent in your area. http://www.easyhomeinsuranceguide.com They should be able to assist you. |
|

car253
 |
Yes. You will still be covered if the home is covered for a loss. And, if the insurance covers the kind of loss that you have. |
|

Lola
 |
It depends on your insurance contract and the cost of the remodel. Most insurance companies require that you notify them when you are making any additions/chnages to the home; they sometimes state that any modifications $25K or more requires notifications and then they begin to ask questions about the duration of the project, what's being done, are there licensed contractor's etc.
Read your contract; see if you have gauranteed replacement cost and if there is a cluase re:remodeling & notification.
As far as selling the house, this woul depend on your city/village. Some villages and/or townships will make you remove anything that you did not get a permit for before you sell the home. Check with your city building/zoning dept. |
|

mbrcatz
|
No, there's no LOSS there. If you're being fined for something you did, that's not covered. If you messed up - that's not covered either.
I have no idea if you'll have a problem selling the house, I think that will depend on how good a job you did with that basement. |
|

es
|
Not always. It depends on the kind of loss. Basements, in particular, can have certain restrictions. Read your policy for specifics.
As for the question about problems selling the house, it all depends. If your township requires a certificate of occupancy (sometimes called a use and occupancy certificate) and actually comes out to inspect the property and sees the remodel and that it wasn't permitted, yes, you can be in for some large expenses to obtain the U & O. |
|

| |
|
| |  |
| Questions List |
Answers | Last Post
| | | |
5 | 37 minutes(s) ago
| | | |
5 | 42 minutes(s) ago
| | | |
5 | 2 hour(s) ago
| | | |
5 | 6 hour(s) ago
| | | |
6 | 10 hour(s) ago
| | | |
5 | 1 day(s) ago
| | | |
5 | 6 day(s) ago
| | | |
5 | 1 week(s) ago
| | | |
5 | 2 week(s) ago
| | | |
4 | 3 week(s) ago
| |
|