 How much should I ask for in car accident settlement? |
| My SUV was rear-ended by a tractor trailer on an interstate off ramp 3 months ago. I'm 34 & this was my 1st accident ever. My bumper only had $800 worth of damage. My 10-yr old daughter, 5-... |
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 Why is it magnitory to have insurance when it is not guaranteed to cover anything? |
| Car insurance is a scam considering you pay and it is not gauranteed to cover anything if something happens to you. Is there anyone else that thinks people should not be forced to pay anything that ... |
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 Can insurance companies find out if you are married even if you didn't change your name? |
| I just want to know if I got married and kept my maiden name and I still currently live with my parents, will the car insurance company know I'm married without me actually telling them? do they ... |
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| Life insurance on my dad as i am his carer? |
| can i take out life insurance on my dad??, i am his carer and he has muscular dystrophy......... |
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 My grandfather found an endowment that matured after 64 yrs the insurance company sent him a check for 226.00? |
| dollars. That does'nt seem right. The insurance company said they dont have any paper work to accompany the check. but its hard to believe after 64yrs its worth was only 226.00. Any advice out ... |
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 Insurance claims query? |
| Where does an atheist stand against what is classed as an 'act of God'?... |
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 Insurance with Pre-existing thyroid --Get 10 points!!!!? |
Hi All,
I was diagnosed with hypo-thyroid with a insurance that I left long back, now my doctor was contacted by my new insurance and they told them its existing. My insurance won't ... |
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 How can I get free/cheap medical insurance, I'm 14? |
| I need to have medical insurace in order to partipate in a sport at my school, but I never had medical insurance and havent been to a doctor since I was 7. My parents said to just not take a sport so ... |
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 Is it worth getting Home content insurance ? |
I have about 6k worth of home cinema gear , Should i get insurance ?
My main question is , say someone steals it how easy is it to make a claim ?
Do these insurance companys pay ... |
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 Fire fraud? |
| who do i conrtact if i think soemone started tehre house on fire to not make payments and collect insuarnce. cause they bough ta new house putting people in danger next ... |
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| Does insurance cover a car that got in a wreck when breaking the law? |
| i had a friend drinking under age and drove and total her car will insurance she has cover it?... |
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 Health Insurance with a congenital heart defect? |
| I need to purchase private health insurance for my son, who was born with a congenital heart defect. He has had surgery to correct (3 years ago) and requires no additional treatment. He does see a ... |
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 Why are there people that are uninsured? |
| I know this may sound silly but i only know what I do from my limited perspective. Im my state we have medicaid and health plus for low income families. Can someone explain to me why is it that with ... |
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 Can i buy life insurance after heart surgery? |
| I bought 30yr term @ age 40,am now 47. 4yrs ago i had a heart bypass. In 5 yrs my premiums will be out of reach.Any thoughts?... |
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studebakerwilson | Home owners insurance - who has the best rates? |
What major home owners insurance companies are there in the USA? (namely Chicago, IL). I am a first time buyer and dont know where I should go or how much I should be paying... |
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mdk
 |
PLEASE -PLEASE-PLEASE when considering Insurance, no matter what kind, DO consider price but also consider the SERVICE! Remember, you only get what you pay for!
A co may wave "low rates" in front of you, but what happens when you have a claim and report it and they'll " get around to it"
Is the $ 20.00 a year you save worth the aggravation and frustration???
Look at the airline industry. Everybody wants cheap fares. You get cheap fares, but you have to beg for a bottle of water on a 3 hour flight, you go to Philadelphia but your luggage goes to Providence?
So, look beyond just the rates. Please! |
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InsuranceGooRoo
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There are several independent agents to look at but some big names would be American Family, State Farm, Allstate, Farm Bureau, Famers. You should get on the net and fill out some leads at their web sites.
When we first bought insurance on our first home, we did not have a clue what we were getting or paying for. Once I got into insurance, I learned that we were paying a cheap price, but we had terrible coverage. Fire and Wind coverage only, the office neglected to explain that to us.
If you have any friends or family in insurance, sit down with them and at least let them explain what you should be looking for and who to see if they themselves cannot offer you something.
We are paying about twice the first cost for insurance, but our home is covered for almost anything that could happen to it. Find an agent that is wiling to sit with you and listen to your needs and concerns so that they can better assist you.
You should also look into mortgage insurance (life insurance) now that you are a home owner! |
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Rainy
 |
Travelers gave us the best rate |
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Mahan
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1st. you should see who offers the best rates. Companies like Travelers, Safeco, Farmers, Firemen's Fund.
2nd. you should know which companies handel claims good. Companies like Traveles, Farmers. |
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Zarnev
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First, go to your car insurance agent. Many companies give discounts if you insure both your cars and your home with them. Second, Make sure that you get a policy that has replacement cost. A $200,000 house usually cost more than $230,000 to rebuild.
For example, company A will insure your $200,000 house and will save you $75 - $100 per year on the premium but if it burns down all you get is $200,000. Company B has replacement cost on the dwelling so they'll pay the $230,000 to rebuild your home. Most people don't know this and get very unhappy when they can't afford the extra $30,000 to replace their home. |
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mbrcatz
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You'll need to go to a local, independent agent to get a few quotes. They'll be able to match you up. Not all carriers write in all states, and not all carriers that are cheap in one state, will be cheap in all states - it varies wildly.
The location of the house, and your credit history, also heavily affect the rates. But if you're in the city proper, expect to pay about $400 for $100,000 of coverage, roughly, if you've got great credit, and the house is less than 40 years old. |
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CaseyAngelEyes
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You may want to try a website that compares multiple companies at once to get you the best price. I am paying less than ½ after I did.
Go to: http://www.insureme.com/landing.aspx?Refby=616162&Type=home
Take care,
Casey |
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