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 Are you required to cover your spouse?
For the state of NC if you have been separated for over a year and the divorce has been filed do you have to continue to carry your ex on your health ins? the ex is working and eligible to get ins ...


 Need health insurance for a 24 yo female and infant in Florida?
Will have to pay out of pocket, I do not qualify for medicaid. Anyone else have a policy similar? Or know of any other state aided health insurance programs that some might qualify for but just have ...


 How can I find someones National insurance Number.?
...


 Does anyone know where i can get hobo stab insurance?
no. im dead serious. i actually want to have hobo stab insurance. im willing to pay money. but perferably cheap....


 Life Insurance beneficiaries and contingents.?
I’m getting an additional life insurance policy through my work and I’m listing the beneficiaries as: my daughter 75% and my sister 25%. I already have a larger policy w/my daughter at 100% and ...


 On a homeowners insurance policy, is their any comverage if you fall in your own home?
...


 What was your worst health insurance nightmare?
Tell me about ...


 13 yrs ago I got a 10 yr primerica life policy. They are still taking money out of my bank,can I get it back?
they did not ask my permission to do so. and my bank couldn't not stop the payment. my wife called them while I was overseas and they wouldn't stop. Is it legal for them to keep taking ...


 How do they figure pain & suffering amount from a car accident?
the air bag ripped the skin off my nose. my chest is bruised. they thought my hand was broke but it wasn't. i have an eight month baby which wasn't with me but i wasn't able to care ...


 How do you get into the insurance field?
...


 Why medical expenses are very high in U.S.A? Can anyone provide me the details of health insurance in U.S.A?
want to know different plans and ...


 I will be moving to New Mexico and will need temporary health insurance between jobs, Any recommendations?
...


 How long does an insurance office hold cancelled files?

Additional Details
We are located in florida....


 How to file lawsuit against insurance company????????
Claim adjuster keeps saying she haven't received the required paper work that I faxed a long time ago for a medical leave of absence with total disability. I faxed the documents 5 times last ...


 Good question about financed car and insurance.?
I'm insuring two cars and my rate is high. I would like to know, Is it possible to tell my insurance company that my car is no longer finance (even if it still is) so i can switch to a liability ...


 Why do we buy insurance?
we do we save with insurance company than with ...


 Health insurane help????
Well I tried to apply for insurance with kaiser permanente and I had said that I have a panic disorder and then they declined me. I don't know what to do. My husband told me why did you say that&...


 How long do injury compensation claims take to go through?
...


 Insurance question?
i crash my truck a week ago..it was my fault but yet the other guys did not have insurance and they were not from texas neither...could they still make a claim..i talked to my insurance agent and she ...


 My company stopped payment on my insurance without telling me, how can i get those deductions back?
i found out last week at the pharmacy that i had no coverage and then went back to work and they were "working on it"and said to bring in reciepts and that it would be cleared up in 48 ...



sueshe95404
Homeowners Insurance-Some insurance agencies such as CHUBB, it appears that they offer personal con't?
liability coverage. If my automoble insurance policy had laspted and I was involved in an injury accident, would my homeowners insurance policy cover the medical injury payments?
                     
 




Bradley S
No, homeowners insurance covers only liability arising from an accident on a residential property—a kid falling out of a tree or a neighbor slipping and falling in your home. Even damage to an automobile that occurs on your property is excluded from homeowners insurance coverage. You need automobile insurance for damage to your automobile, in your automobile, or caused by your automobile.


MSAD
No.

The liability coverage on your homeowners is for the liability that arises out of the ownership, maintenance or use of your residential premises.

The liability coverage on your auto policy is for the liability that arises out of the ownership, maintenance or use of your residential premises.

You can not inter-change the two.


Sue
Rating
Personal liability on your homeowners policy is for liability for NON auto related incidents, the liability is always for on premises & in most cases (especially with Chubb) it is worldwide. It will NEVER cover anything auto related. Medical payments on your homeowners is to OTHERS, never to yourself & also NEVER auto related.
Only liability on your auto policy is for auto related liability. Medical payments on your auto policy is for you & your passengers (& possibly others depending on your state laws).
Get auto insurance now before you drive again. Also, if you have Chubb insurance for your home, you have a large home (they usually only insure large homes - last I checked they won't insure a house worth less than $500,000) & you have a lot to lose.


Lola76
No, they cover separate things. Auto liability has to come from an auto policy.


src50
No.


Lawn Gnome
Rating
Insurance is a tangled topic. All depends on the areas in the policy. The homeowners stuff covers or does not cover incidents that occur on the real property or real estate.
A million lines of fine print later, some people found out that the policies they had paid for fifteen or twenty years did NOT cover the conveyance that was parked on the street in front of the real estate. Others found that it did.
Usually no. Homeowners covers the Real Estate or property implied as owned.
There are so many acts of God in a policy that I sometimes wonder why they do not get tax exempt status as a religion.


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