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I often hear on the news about fires destroying homes occupied by renters with no insurance. and they lost everything.
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 DECEASED PARENT'S LIFE INSURANCE? |
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&... |
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Golfcarmel | Homeowners Insurance question.. We had a loss due to our car being broken into..? |
This was a long time ago,,, and now they want me to come in for a personal deposition.. I do not like attorney's and I do not want to do this.. I'd much rather just not press it and cease the claim.. How do I do this? I do not trust insurance companies and simply want to drop the whole thing.. Any thoughts will be appreciated.Yes, I know it makes me look like I have something to hide, but I really don't care. So I need no lectures on that account.
Additional Details
I've accepted no money from them whatsoever. Nor do I want anything from them. I no longer want to persue this claim at all, and I need to know if they can force me to go to this deposition, or if I can just stop the claim.. Thanks for your thoughts on this.. I have so many other things going on at this time, that I do not need any more confusion in my life. |
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mamatohaley+1
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They want you to do an EUO (Examination under oath) because they do not belive some part of your story. The policy allows them to do this if you continue to pursue the claim. As long as you have not collected money yet you can just withdraw the claim. Call the claims adj and advise the value of the claim is not worth it and you are withdrawing or if you do not want to talk to them send them a letter or email. As you said though it looks suspicious and there is a likely hood of cancellation or rate increase at next renewal. They will definitely do a risk advice to underwriting (note to underwriting advising of what happened)
Another down side of this is that insurance companies all keep claim data in a large central data base and your name will possibly have a hit on it due to this claim. Since I do not know the details I can not say for sure - I am only speculating. What that means to you for example - is if in a few years a driver hits your car in an auto accident and you are injured and end up suing, I can guarantee the other insurance company will know something about this claim. It could effect your credibility. |
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MN-Mike
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Wow, must have been a serious loss and now it is in litigation?...dang.
Call up the company and revoke the claim saying I don't need this hassle and then tell them to cancel the policy in 30 days. If you keep the policy it looks like you are up to no good.
This may trigger an investigation and/or criminal complaint. It's a tough decision but I would stick to the original claim and go through with it.
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tazman
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I guess the biggest question is how much was the loss and is there going to be a cancellation fee for stopping your claim. It all should be up to you but I would weigh the cost for stopping the claim. If there is not one just let them know you don't want to pursue it. |
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mbrcatz
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No, you can call the adjuster and just tell them you wish to withdraw the claim. They should be willing to close the file, etc.
I don't believe they can depose you on the CLAIM, after you withdraw it. |
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La-z Ike
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If you took money from an insurance company they've got you and will make you (judgement ) do as they want. if you didn't get compensated tell them to bug off. nothing they can do about it. |
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