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 Someone stole something from safety deposit box?
my mom told my sister and I that something has been taken. Can a bank teller steal from the safety deposit box? some jewelry and a rare 1930 quarter has been taken. What can we do?...


 Will my COBRA cover me for the next 18 months even if I'm moving abroad?
I am quitting my current corporate job here in the states and moving to Israel for 13 months to study. I want to keep the cheap health insurance that I have now through my company. Will COBRA allow ...


 What's the best strategy to combine 2 health insurance policies?
I currently have a 80/20 PPO with an annual $250 deductible. $10 dr visits, $5 to 12 for drugs etc through my job. . . my fiance has an HMO plan w/ his job. After we're married, I thought it ...


 Is there a difference?
i am going to start a housekeeping biz is there a difference between being bonded or being
insured? what is the best option ? please ...


 Is it nessary to have a lawyer to deal w/the state of texas concerning work enjury?
It appears the insurance company handling my accident was picked by the company I work for, and my case has been rocketed through the system and is not getting me medical attention, just phy therpy, ...


 What does the "monthly benefit" refer to when it comes to disability insurance?
...


 Which is the best college saving plan for kids?
can anyone suggest me the best afordable plan that offers college savings for kids [ages 6 and 11] as well as good life insurance plan for their parents[ages 38 and 31] also combines mortgage ...


 How long does it take for a beneficiary to receive moneyafter the insurance company receives death certificate
...


 What could be done to help us understand the insurance industry?
How could our government help us understand how to compare insurance coverages so that we could intelligently pick the options we needed at a reasonable price?...


 Health Insurance and billing?
i have a question for my friend.

my friend is a full employ staff and her insurance plan under the work place is health net. my friend recently has a yearly physical checkup and usually, ...


 Can my mother be an insurance agent?
She's 55 and speaks English okay (not great). Is it difficult for her to become an insurance agent?...


 Not telling anyone I bought Life insurance?
If you buy life insurance and don't tell any family members, how can I be sure that the life insurance co. will even find out that I died? How can I be sure that they won't try to get out ...


 Health insurance question, helping out my mom, can you help explain?
My mom, has united health care insurance. I'm not sure what plan they have but its probably basic. Anyway my question pertains to the coverage. Mom's insurance company stop covering ...


 What are the steps in getting disablity insurance for medical reasons?
...


 My Dr. is not a provider for ConnectiCare. Am I still allowed to see her?
As stated above, my work placed switched our health insurance from Anthem to ConnectiCare. For the past few weeks I have been seeing a Psychologist for PTSD and she is not on the listing of providers ...


 Can I qualify for health care benefits in addition to my regular insurance?
I'm pregnant and I have blue cross now, they cover up to 80 percent of the birth and delivery. Is there something else I could get to cover the other remaning balance....


 How do insurance companies maximize their profits at the expense of good healthcare?
...


 Can I buy life insurance for my brother who is a prison inmate.?
I am only looking for a policy enough to take care of burial ...


 Fed Ex left my Package @ my Door And Its not Here?
they left my package at my door which is in an apartment building. I was not home at the time and they supposedly left it there and i did not find it there. I don't know what to do and i called F...


 If you are appointed as the beneficiary on an insurance policy does that also make you the power of attorney?
If the person is in a state of mind where he or she can't talk for themselves?...



D
Homeowners insurance question?
We have been having a lot of rain here, more than usual....A few nights ago, it poured for hours, and my roof, which had never had problems in the past, had a leak and water got into my house and ruined my ceiling in the kitchen.....Any ideas if this would covered under home owners? Why or why not? Thanks in advance!
                     
 




Loollea
Rating
it depends on what caused the roof to begin leaking, if it's old and worn out then the roof is not covered but the interior damage is, if a branch fell or hail damaged the roof then it's covered along with the inside damage. read you homeowner policy, it's a named peril type policy


The Advocate
Flood Insurance sometimes is a little different, but this is just normal damage. I would think the insurance company would pay for the damage and fix the roof. I would be very surprised otherwise.


PMS 24-7
Rating
Your insurance will probably cover it, since it's damage from the storm. However, some insurance companies will try to convince you that all you need is to patch the roof instead of getting a new one. And depending upon your deductible, the patch work may not even cost as much as your deductible.
That was the case when my roof was damaged in a storm. The insurance company said it would cost about 400 dollars to fix my roof and my deduct. is a thousand.


John H
Most likely covered. Check to see if you had any hail damage that could have caused your leak. My neighbor got a new roof from the insurance since water came into his house due to a hail storm caused roof damage.


mbrcatz
If you have an HO3 policy form, this would be covered. The leaky roof itself is NOT covered, but the water damage to the inside IS covered. But you need to take immediate steps to prevent further damage - ie, fix the roof!


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