 What do you think the average 20 something should be making as a yearly salary? |
| Im asking b/c im in my mid 20's and feel as if i should r could be making more.....I can work in pretty much any field based on what i went to school for other than medical. I live in nyc.... |
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 Can a private landord ask you to leave premises because they want to renovate and still charge rent? |
| I live in a privately owned building and the landlord has given me 3 months to leave becase she wants to renovate the apt., but she still wants me to pay rent. is this legal. do I have to still pay ... |
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 Life insurance, is it worth getting? |
| i was thinking about getting life insurance but was advised that it was not worth it . opinions please.... |
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 Would life insurance be a good long term investment for a 19 year old? |
| I am thinking about purchasing life insurance as a long term investment and as a potential way to borrow money off the policy in the next 10-15 years.... |
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 How do i get birth control with no insurance? |
Additional Details
I'm currently on Yaz and it's due to run out in a few weeks. I have no insurance at the moment because I recently moved to a new state and had to quit my ... |
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 Burial insurance for ailing dad? |
| My 53 year old father is in extremely poor health with heart and lung disease, and is on Disability. He has no life insurance and no savings. When the time comes and he passes on, the expenses will ... |
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 If my vehicle gets totaled and the insurance company pays off the remaining balance of my loan...........? |
| Will I have to apply for a new loan with my bank or will they do something like give me another loan for the amount I had left on the original loan? I ask because my credit is not so great and I ... |
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 Life insurance is 750,000 enough for 3 kids ? |
| is 750,000 enough to get three kids from age 1,3,5 through high school and college or do i need lots ... |
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 Whole life and term insurance thing again:? |
here is my original question
http://answers.yahoo.com
very good answers and i want to explain a bit more. i am 34, ... |
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 Im 16 and have been for nearly a month, still havnt had anything about a national insurance card? |
Right, well i turn 16 like back in august, and i never got sent a national insurance card or anything about it.
does anyone know who i have to phone to find out why i havnt had it??... |
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 Can an insurance company cancel my policy, because of claims? |
| My had some water damage and mold the insurance company paid but, now they are cancelling me because of it, I been with them for ove 25 years without a claim until now.... |
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perfect_princess_216 | House fire, should we get a lawyer? |
we had a house fire two days after chrismas and pretty much lost everything now im having to deal with filing claims and talking to the insurance people and i have no clue about any of that legal jargon. should i consult with a lawyer so they can be the middle man and be sure i get everything i have a right to? |
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Don Drapers woman
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I am very sorry for your loss, but before you go get an attorney, who will charge you 33% of any monies you get, are you having any trouble with the insurance company? Are you are getting your benefits that you paid for? If you have questions regarding this situation, ASK!!! Ask the adjuster that came to your house and ask your insurance agent. That is what you are paying them for. Insurance adjusters are NOT out to screw you over, they are doing your job. If they indicate your claim is being denied and the reason for the denial is one you do not agree with, then it may be time to get an attorney. I hope all works out for you. |
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Expert Realtor
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Only if you want to lose a large chunk of your settlement to an attorney at $250.00 an hour.
Before you hit the panic button, just read carefully what you are supposed to get...the current appraisal value, your belongings,a hotel or other rental to stay in while your home is being rebuilt, etc.
Don't consult an attorney unless something isn't right...they will cost you dearly. |
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mbrcatz
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You want to pay a lawyer 30% of your claim right up front? That's nuts.
You have an AGENT. Go to them first. Let them explain everything. FOR FREE. If you're unhappy with your agent, hire a public adjuster. They'll hold your hand and make sure you get what you're entitled to - for 15% of the take. The lawyer is the most expensive way to go.
And unless there are problems, your adjuster is going to do the best they can to be fair to you, most of the time. The PROBLEMS will come in, when you want to claim something that's not insured under your policy - like cash money, or your dog, or something. That's when your agent can show you where it says that in your policy, so you know you're not getting screwed. |
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Adrian A
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Insurance Companies are not in the business of paying claims. Unless your home is a "total loss" and you are getting a check for the full amount of your policy, try a public adjuster first - one with good references. Also go look at this website: www.benefitbill.com
If the insurance company suspects fraud, or does not pay in 30 days, you may require the services of an attorney - but not all attorneys do this kind of work. Shop for attorneys like you would shop for anything else. Fire claims should be simple, but like anything else, they can also be needlessly complicated. |
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Queen B
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there should be no need for you to get a lawyer. your insurance company will assign and adjuster, who should talk to you in plain english and explain everything to you to your staisfaction so you you understand it. hiring a lawyer is actually only going to slow down the process of getting the claim settled. unless you feel you company is doing something outragious, there should be no reason you need a lawyer. i'm sorry for your loss. |
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NY1Krr
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Sorry for your loss..Dont get a lawyer just yet. If you dont have a copy of your insurance policy, ask for it, and read it thoroughly. It will clearly define what is covered, and what isnt.
Then wait until the insurance company does their adjustment. Usually they are more than fair. If you feel that they are trying to give you less money than you're entitled to, then call a lawyer before cashing the insurance company check. Sometimes cashing or depositing the check in your account could be viewed as acceptance.
Good luck |
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mrsdeli
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Sure if you don't mind spending thousands of dollars to pay a lawyer. You will pay by the hour. You should have an agent who will help be the middle man and help you with the claim. Contact your agent. If you don't have an agent, go to a local agent and ask them to be your broker, you will sign a letter to that fact. They will be able to help. |
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adjuster0326
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You sound confused. Some of the answers are suggesting an agent. Not a good move. When it comes down to it whose side are they on? The insurance carrier not yours. Also they are not trained adjusters. You can start with a contractor who specializes in fire repairs. Look in the yellow pages under "restoration contractor's". Your insurance carrier may also offer the name(s) of some. Be careful with that as many of them work "programs" with the carriers. A public adjuster will work with you for a "fee". It will be less than hiring an attorney and just as skilled. You can interview as many as necessary until you feel comfortable with one. Ask for references and then call them. Ask a contractor to recommend one if possible. As an adjuster myself I can tell you that your insurance carrier is only as good as the adjuster they send out. If you feel that the adjuster is not working with you ask his/her supervisor for another adjuster. If you do not hire outside help, review the carriers estimate with a contractor. Ask them if they can put you back to a "pre-fire" condition with the estimate provided by the carrier. If not ask the contractor if he can get additional money from the carrier. If they are unsure or hesitate then hire the public adjuster. |
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MJ
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Talk to your agent! |
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CoachT
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Depending upon what state you live in, you may be able to hire your own insurance adjuster to represent your side of the case. Remember, the adjuster the insurance company sends represent the insurance company and not you. |
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parissweetheart1203
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If you feel comfortable with a attorney then get one. |
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Ralph N
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yes, ask about his fee. |
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