 Can an health insurance policy be purchased on an newborn, without insuring the parent? |
| Issue: An unmarried college student, living at home, and covered on her parent's health policy as a dependent is pregnant. The newborn will be her dependent, not her parent's so she will ... |
|
 What is a good and reasonably priced health insurance? |
Additional Details
Sorry! I didn't know more details were needed! We live in Bergan County in New Jersey, USA.... |
|
 My insurance broker gave me no temp proof of insurance. It's been a month and nothing. Any thoughts on that? |
| Shouldn't the broker be giving me a temp while I wait for my package in the mail?? Should it be taking this long?? I have given him my first and last payments and a void cheque...worried he... |
|
 I have an insurance question....? |
| If you have a high deductible what does that mean? Does that mean you have to pay co-pays until you meet that deductible and then you don't have to pay co-pays once you've met it? T... |
|
 Health insurance didn't pay bill when they approved it from 5 years what can i do about it now? |
| I had my wisdom teeth removed about five years ago, the doctor required that I had anethesia to avoid choking on pieces of them because they were fragile from cavities. They had to run the insurance ... |
|
 What the best health insurance for me? |
| i am a senior in high school and I am going to college this year, my family don't have any type of health insurance so i want to get one on my own, I want the health insurance that covers dental ... |
|
 Which insurance is better? |
hello,
just wanted to know which insurance is better? for a couple ages 51 and 50.
AETA PPO
Blue Cross Blue Shield 5000 (Nevada)
Humana
thank you ! :)... |
|
 How do I get life insurance for my parents.? |
| My Parents do not have life insurance. Can I get a policy for them and will I need a power of attorney or do they have to get it on their own.... |
|
 Healthcare and health insurance? |
| What are some examples of quality healthcare plans and health insurance through work? Thank you.... |
|
 What type of insurance should I have for small business? |
| I am planning on Starting a small yard cleanup business or pooperscooper business. what kind of insurance coverage should I have? I will not have any workers, it will just be me, and I will be ... |
|
| Will after the fact proof of insurance lower my fine? |
| I was cited for speeding and lack of proof of insurance. If I fax in my proof of insurance after receiving the ticket..will it lower the overall fine?... |
|
 Is $13.50/month a lot for a 5-yr term life insurance of $50,000? |
| Is $13.50/month a lot for a 5-yr term life insurance of $50,000 for a healthy 22-yr old? This is for State Farm....... |
|
 Will my lupus still be covered if i change job? |
| I had lupus for 4 years, and my medical bills are covered by my current company insurance. If I change job in the future, will my lupus still be covered by the new company's insurance?... |
|
 How do I get unemployment? |
If quit would I still be able to apply?
If I get fired would I still be able to apply?
... |
|
|  |
tavo | House robbed does insurence pay for it all? |
okay me house was robbed and thay took 2 thousand dollars in the closet my laptop and my moms jewlery were stolen does the insurence pay for the stuff that was stolen and if they do what if we dont have any reciepts ohh and a broken window |
 |
 
Pauly
|
If you have insurance, it will pay (minus the deduction). You will need a police report and some proof of ownership of the items stolen. Receipts, photos, witnesses, etc. The cash can also be claimed, don't listen to what the other poster said. Lots of people keep cash in their house. They may question you about it and all you have to do is give them a short interview. If you swear there was cash stolen, you will get it back! I have five thousand in my house, but I do have it in a safe.
I submitted a claim on a $2000 gold watch that was five years old. I had no proof but a photograph of me wearing the item from several years before. They paid the FULL value, I got a check for $2000. I actually lost the watch, it was not stolen! I answered questions from a claim adjuster over the phone and all was cool! I was covered for any lost or stolen Jewelry. I had a special rider covering jewelery and fur. I still have the insurance to this day, it's on my homeowners policy! |
|
emy1516
|
You need to make sure that you file a police report. And i believe that you will need proof of what was stolen. You will need to check into what your deductible is and what you coverage is. I know for a fact that the broken window should be covered |
|
mbrcatz
|
Nope, homeowners insurance NEVER pays for "it all".
First of all, IF you have homeowners or renters policy, and IF that policy has theft coverage, it ALSO has a deductible. So, you add up your total losses, depreciate for age, subtract that deductible.
Second of all, there are built in limitations for some property - so it doesn't matter if she had $500 or $500,000 in cash there, the most the standard homeowners policy pays, for stolen cash (including coins, checks, etc) is $200. There's a limit to jewelry, too, of $1,000. Not per item, but total, unless you pay seperately for it.
The window, is likely under your deductible.
|
|
car253
|
Pauly had the best answer and the correct one.
Write a list of the things stolen and give it to the claims adjuster. |
|
acermill
 |
You will probably have some difficulty in getting your insurer to pay. How on earth will you prove that you had two thousand dollars in a closet ? (And why DID you stupidly have $2,000 in a closet?) Jewelry is only covered to a pre-determined limit, unless you submit appraisals and declare the items over and above the standard value amount.
Now you know why folks keep their money in banks, and why so many photograph each room of their house with their possessions. |
|
| |
|
| | |
| Questions List |
Answers | Last Post
| | | |
5 | 10 minutes(s) ago
| | | |
5 | 29 minutes(s) ago
| | | |
5 | 31 minutes(s) ago
| | | |
4 | 46 minutes(s) ago
| | | |
4 | 2 hour(s) ago
| | | |
4 | 7 hour(s) ago
| | | |
5 | 2 day(s) ago
| | | |
5 | 3 day(s) ago
| | | |
5 | 5 day(s) ago
| | | |
5 | 2 week(s) ago
| |
|
Homepage 
Financial
Forum 
Insurance 
No Spam
Adult 
Gambling
Unfinished
Deception
Plagiarism
Not English
