 Can I have a reverse life insurance policy, where they pay me as long as I live and they get money when I die? |
With life insurance, I pay the insurance company money each month I am alive, and they pay my estate or beneficiaries if I die.
With an annuity, I pay the insurance company up front, and ... |
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 How does unemployment equal 99 weeks? |
| I am currently on unemployment in the State of Nevada. Although I am searching for work, the process isn't going so well and I wanted information regarding the process of the unemployment ... |
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 Can I request a health insurance company to pay a bill of a service done four years ago? |
| I had a health care service performed on me four years ago, and just recently the service provider is claiming for a payment. I have another insurance company now, can I ask my previous insurance ... |
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 Wouldn't it be cheaper to just buy the uninsured health insurance from the private sector? |
| The price tag for the current health care proposal is $900 billion over 10 years. That works out to an average of 90 billion a year. The main objective of the proposal (presumably) is to provide ... |
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 where can i get car insurance with no deposit? |
just wondering if any one knows a website where you dont need to leave a deposit when taking out a car insurance policy?
thanks!... |
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 I have no insurance, what do I do? |
| I have been having horrible headaches that won't go away..it even hurts my eyes when I look around. I don't have any insurance yet, because i got married not too long ago. what can i do? : (... |
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 If I get some blood work tests will the insurance bill specify what kind of tests were run? |
| I'm still technically under my mom's insurance and I was wondering if she will get the lowdown on the type of tests run when getting the blood work done on the insurance bill. She's ... |
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 Can I recieve compensation if I didnt get injured? |
| Ok, so today I was sitting in a bus stop when suddenly (from no fault of my own or others around me) all the glass from the window pane smashed and went all over my head. Despite being really shaken ... |
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 What kind of insurance protects your things without owning a house? |
| I'm going to be moving out soon and it's going to be the first time I need to buy insurance.I'm going to be living in an apartment,so what kind of insurance should I get in order to ... |
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 Do i qualify for a hardship? |
| I am 17 , and i have a young son. I turn 18 in 4 months , But im starting collage and my husband works so he cant take me everyday. I plan on getting my license as soon as i turn 18 , But i cant wait ... |
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 Accident at work, worker's comp claim. OSHA involvement? |
There's a situation at my work where large animals certain equipment = injured employees.
Suffice to say with a bit more design savvy, the equipment could be modified to eliminate ... |
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 Can anyone help with with a medical bill that I received? |
| About 9 1/2 months ago, I went to an Ear Nose and Throat doctor in regards to water behind my eardrum issue that I was having. When I went to the doctor, on 08/13/09, the office told me that they ... |
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 Does one have to pay the full out of pocket maximum each year? |
| I'm looking to buy health insurance from Kaiser and so it says that their family plan annual out-of-pocket maximum (individual/family) is $2,500/$5,000. Am I supposed to pay the full amount of ... |
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 National Insurance Number? |
| Good afternoon, I left the UK 5 month ago,before that i claimed all my tax back from the NI.Now i would like to go back to London,am I goin to have a problem to ask for a new one?... |
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 Will they tell me what insurance providers they cover? |
| I'm suppose to be getting braces this summer and I had a question. I'm suppose to do my research on orthodontists that cover my parents insurance. Will they or should they tell me, if I ... |
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Mellisa W | House robbed, what is a customary insurance pay out? |
My big Brother (were in our mid 30's) has home owners insurance and his home was just broken in to. He filed a claim for over 5,000$ worth of missing items, most were big items he still had receipts for. One of the items was a 3 month old 42" flat screen (tragic I know). He paid about 1,400 for that item alone. His insurance company cut him a check for 1,300 is this right? They claimed depreciation, but seriously on over a 5,000 dollar claim to only receive 1,300 that seems fishy. Any one have any idea's of what he could do to fight this decision, without having to hire a pricey lawyer? It just makes me upset? What if this happens to me? We pay home owners insurance and think we are covered if the worst happens, and then it does and they don't have our back, what's up with this? |
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Starlight
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Your brother can ask the insurance company for a copy of their depreciation tables used to determine values. That would be the first step in determining how they came up with that figure. |
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Tom Z
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Your brother should have purchased replacement cost coverage. Hopefully he did not decline the coverage. He, in fact, may have replacement cost coverage but may not be aware that the remainder of the insurance settlement is not paid until the TV is replaced. With replacement cost coverage he is paid the actual cash value of a loss until he actually replaces the stolen item at which time the remainder of the claim is paid less the deductible.
He should be talking to his insurance agent. Asking, If his property is not covered for replacement cost why not? And adding it now if he does not have the coverage. |
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