 Health Insurance for a family of 4?? Help? |
Help........I need health Insurance for a family of 4...
I dont work and my husband's Company doesnt Offer Health insurance...We have 2 little Kids ages 4 and 3..we need health insurance ... |
|
 Damage to cars from falling roof tiles? |
| I have home insurance and during the high winds some tiles blew off my roof. Thing is they fell on two cars parked in my drive, neither of them mine. The insurance company say they will pay for the ... |
|
 Auto insurance policy? |
| i know someone who is in a car accident during a snow storm.. she got hit, not badly but got neck pain. Now, she tells me that her lawyer is saying her auto ins wont be paying for any more bills and ... |
|
 What is the minimum age requirement to still be on parent's medical insurance? |
I am turning 18 next year and was wondering what age I go off my parent's medical insurance.
Also, if I am a full time college student, am I still on their medical insurance?... |
|
 Can an insurance company make me pay taxes on a loan i took out against my life insurance policy? |
| I took out a loan on a life insurance policy. the premiums i paid had twice exceeded the amount my beneficiaries would recieve if i died. I was told that if i didn't repay the loan the only ... |
|
 Health insurance? |
| i have PPO option with a $1500 deductible with co-insurance (no co-pay). What does co-insurance mean? Would I have to bear the expenses for the 1st $1500 I spend for my health treatment/prevention? T... |
|
 Help! My neighbor flooded my ceiling, but I don't have insurance!? |
| I live in a condo complex. My neighbor flooded our ceiling when she said her dishwasher wouldn't stop filling water (not sure about it). Then I asked her Insurance, they wouldn't cover ... |
|
 We are buying a house, how do we find out how much the insurance will be.? |
| We are looking at houses to purchase. We know the amount that we will need for the mortgage and the taxes , but I am not sure where to go to find out how much our insurance will be.We want to make ... |
|
 What sort of health insurance can a grad student qualify for whose past age 29? |
Additional Details
i should also mention that the student is not yet working, finishing up school so income is really low-medical costs as far as labs also an issue so for lab work, is ... |
|
 How mcuh should my daughter get for her personal injury claim? |
| A little over a year ago, I backed into my 23 month old daughter with the our car. A few months later our car insurance called and offered to settle her claim for $850. We were suprised that my ... |
|
 Can I get ROAD TAX without insurance documents? |
Additional Details
Laura924, I will have insurance via online, but no actual document to prove it.... |
|
 What recourse do I have with my home owner's insurance provider who added coverage without my consent? |
| Last month I was notified by my mortgage company that my home mortgage payment had increased. After researching it, I discovered that my insurance agent had added an endorsement to my policy two ... |
|
|  |
colleen n | How are we homeowners supposed to be able to afford insurance? |
my homeowner premiums go up 200.00 a year. i know i'm not the only one with this grip. i'm gonna have to drop my ins. it doesn't cover that much anyway. i don't make a bunch of money & it's only me in this tin can with my 1 dog & 2 cats. i just can't afford the ins. any help out there? |
 |
 
SCH
 |
I don't know what to say to help with the cost stuff, but please be aware that if you drop your insurance your mortgage holder will place forced insurance on you (just like if you dropped your auto insurance) and it is WAY more expensive than normal home owners insurance. I don't know where you live but I have great coverage with Michigan Millers (I only pay $68/month for full replacement coverage). |
|
bharani s
 |
hi check this link its good
http://snipurl.com/1mult
. |
|
Cali-Gal
|
If you carry a mortgage on your home, you have to carry insurance on that note with the lien holder (whoever you send your payments to as the loss payee). If you drop your insurance, the lien holder can force you to pay insurance that they will provide and you run a risk of having to pay even higher premiums. My advice would be to shop around and get some rate quotes and compare apples to apples and choose an insurance that will cover your home adequately and save you money. Another thing you can do is up the amount of deductable on your existing insurance. |
|
fcas80
 |
Don't drop your insurance.
Try increasing your deductible. |
|
ronnad1975
 |
If you can't afford your insurance chances are you couldn't afford to replace your house and everything in it if you had a loss, so DONT cancel your insurance.
You need to search for a better insurance company that fits your needs. Try doing an internet search for homeowner's insurance in your state and you can usually get quotes online. Try www.statefarm.com
www.progressive.com
www.allstate.com
You can NOT afford to go without insurance, you just need to look around and find something more affordable for you.
Good Luck! |
|
Lindsay S
|
shop around with other insurance co. You should get a discount if you go with the people you have car insurance with. But just don't drop your homeowners insurance. I have a 1300 sq foot home and our insurance is just over $300 a year and we pay that right in with our mortgage, so I don't have to stress it! It may seem like it doesn't cover much but if you stuff was damaged in a fire it would mean the difference between going bankrupt trying to refurnish and fill another home and being out on the streets because you can't replace what you had! |
|
bharani s
|
hi check this link its good
http://insurancess.notlong.com
. |
|
mbrcatz
|
Be grateful you're not in FL. How do I know? Because their homeowners rates have TRIPLED over the past couple years, and it's not going to get any better any time soon.
Call your agent, and see what you can do about pricing. Have them quote with a different company. Make sure your house is maintained - if all your major systems have been updated within the past 15 years, there's a hefty credit.
Review your deductible - you can save a TON of money by moving from a $100 deductible to a $1,000 deductible. If it doesn't cover much, review the coverage limits.
If your house is insured for less than $100,000, well, that's where most claims are - you can usually get a price break if you insure the house for $110,000 or more - to the point where it's cheaper to insure the house for $125,000, than it is to insure it for $80,000. In any case, have your agent recalculate replacement cost of your house.
Lastly, consider getting your house and car insurance with the same company - they give hefty discounts for that, too. |
|
| |
|
| | |
| Questions List |
Answers | Last Post
| | | |
9 | 10 minutes(s) ago
| | | |
8 | 11 minutes(s) ago
| | | |
5 | 17 minutes(s) ago
| | | |
7 | 45 minutes(s) ago
| | | |
8 | 50 minutes(s) ago
| | | |
8 | 3 hour(s) ago
| | | |
8 | 4 hour(s) ago
| | | |
7 | 8 hour(s) ago
| | | |
8 | 1 day(s) ago
| | | |
8 | 6 day(s) ago
| |
|
Homepage 
Financial
Forum 
Insurance 
No Spam
Adult 
Gambling
Unfinished
Deception
Plagiarism
Not English
