 How much do you pay for insurance? |
| I would like to know what kinds of insurance you have, how much you pay for it and what company. I would also like to know if the insurance that you have is mandatory by law or if you have just to ... |
|
 Is it a good idea to get life insurance |
| is it a good idea to get life insurance at the age of 22. and if so any suggestions about a company that`s ... |
|
 Can the insurance company still send a bill for this medical expense? |
| Someone I know has arthritis and gets an injection every couple months. She was at a job that covered the injection but she was in the middle of changing jobs. She put her two weeks notice in on 8/8... |
|
 Whole life insurance? |
| if my whole life insurance policy is for 10,000 and it is paid up...how do you know the cash value of that?... |
|
 Can another person be added to auto insurance? |
| my neice in another state wants me to put her on my auto insurance plan . Its her car she is 24.... |
|
 CPCU vs. MBA? |
| I am enrolled in an MBA program (which is a So-So program) at the University of Tennessee-Chattanooga. I have completed 1 class out of 12. I am currently working at a Commercial Transportation I... |
|
 I need help please...? |
| I'm 21 yrs old and pregnant for the first time. I have a job at GE but it's an internship because I'm in college full time. Since it's an internship, I can't get benefits yet ... |
|
 What happens when an employee's FMLA time runs out and they are unable to work? |
| A fellow worker has had heart surgery and is off on FMLA leave because our company does not provide sick time. The company is trying to revoke his insurance because he has not worked the requisite ... |
|
 Why won't my insurance company replace our cabinets with equal cabinets? |
| We had a house fire a couple of weeks ago and it destroyed our kitchen. The insurance guy told us that we had top of the line cabinets and that we would get the same quality when we replaced them. N... |
|
 Injured at work. Company Insurance (walgreens) |
| I hurt my back while at work (walgreens) and need to get an X-ray. The boss said that the insurance ppl haven't called him back yet, so to just go pay out of pocket. but shouldn't there be ... |
|
 How can I get insurance for my fiance with cancer once we get married? |
| My fiance and I were engaged in May 2007, we are planning to get married in October 2008. In October 2007 he was diagnosed with cancer-- both of us being college students, he is still covered under ... |
|
 Can my husband's insurance company......? |
| My husband's employer is changing insurance companies at the first of the year. They stated if your spouse can get insurance for $85 or less through their employer, then they will have to do so.... |
|
|  |
e.rupard | How can 2 people keep more than 100,000 in one bank and still be insured by the gov't? |
|
 |
 
Tom Z
|
Joint Accounts:
These are deposit accounts owned by two or more people. If both owners have equal rights to withdraw money from a joint account, each person’s shares of all joint accounts at the same insured bank are added together and the total is insured up to $100,000.
If a couple has a joint checking account and a joint savings account at the same insured bank, each co-owner's shares of the two accounts are added together and insured up to $100,000, providing up to $200,000 in coverage for the couple's joint accounts.
Example: John and Mary have a $220,000 CD at an insured bank. Under FDIC rules, each person's share of each joint account is considered equal unless otherwise stated in the bank’s records. John and Mary each own $110,000 in the joint account category, putting a total of $20,000 ($10,000 for each) over the insurance limit. |
|
Judy1
|
Different account, can have up to $100K in name of each person, plus $100K in joint accounts, and all would be insured. |
|
mbrcatz
 |
First of all, why in the WORLD would you want to keep more than $100,000 in a savings account? You don't get enough interest from a bank to keep up with inflation.
Second, each person can put $100,000 in an account - two accounts, one for one person, one for the other. After that, you have to go to another bank.
But it's not a very good money decision to do that. |
|
No W
|
Some banks also belong to a program called CDARS. This allows up to $50 million in one bank account to be covered by FDIC. |
|
scottsmylie
 |
FDIC is 100k per person. 250k if it is a retirement account. |
|
Big Prich
 |
fdic insures up to 200,000 per person...if you have more than that then you want to spread it out into different accounts, if you actually care about USA backing up your money
I personally prefer cash in a shoebox
i know where my $$$ is at all times |
|
| |
|
| | |
| Questions List |
Answers | Last Post
| | | |
6 | 2 minutes(s) ago
| | | |
6 | 35 minutes(s) ago
| | | |
6 | 47 minutes(s) ago
| | | |
6 | 1 hour(s) ago
| | | |
6 | 5 hour(s) ago
| | | |
6 | 6 hour(s) ago
| | | |
5 | 7 hour(s) ago
| | | |
6 | 2 day(s) ago
| | | |
6 | 4 day(s) ago
| | | |
6 | 1 week(s) ago
| |
|
Homepage 
Financial
Forum 
Insurance 
No Spam
Adult 
Gambling
Unfinished
Deception
Plagiarism
Not English
