 How long can an insurance company wait to settle a case? |
Additional Details
This is a personal injury case. The accident took place last year in July. I was hit from the rear at a stop light. My care was consider to be totaled out. I suffer ... |
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 How do major life insurance policies work? I have only ever had the ones offered through jobs.? |
I am single, non-smoker, 25 year old female in reasonablly good health. Non-homeowner & no kids.
How do you invest through life insurance? Etc...... |
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 Water damage and homeowner's insurance questions? |
My upstairs toilet overflowed, running thru my ceiling and onto my kitchen, hardwoods, etc.
Servicemaster has been here and has cut holes everywhere and has fans, etc dryin things out. Adjuster ... |
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 What factors (i.e. speeding tickets, credit rating) will affect your ability to get car insurance? |
| Let's assume you already have car insurance and you are looking for a company with a lower insurance rate? Will a new car insurance company accept you if you have one prior speeding ticket? How ... |
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 I had a horrible experience with the moving company I signed up with should I file a claim with the BBB? |
| The moving men were rude,unprofessional and I feel like I was taken Advantage of because I am a woman.... |
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 Maternity Insurance. HELP!? |
| i'm currently under my parents plan until i get married (in march). we're trying right away to have a baby. however, every insurance company i've talked to won't offer me any ... |
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 My Dad passed away and he got social security? |
| okay my dad past away in august around the 9th and he got social security check for is disabilities and i got some too? well since he passed on they said i get some or all of his check that he use to ... |
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 My Policy no.420071640,issued by Baranagar Branch Kolkata,Original policy losted by branch itself? |
Duplicate Policy not found still today . When I shall get it..?
My Policy no 420071640, and 420071641 issued by Baranagar branch kolkata, I want these two converted in half yearly mode ... |
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 Recently my mother passed away. My father had a small group life insurance policy through his job.? |
He filed a claim and was denied because my mother was on disability. I'm curious , if anyone knows, if they can deny the claim even though her death was not caused by her disability.
A... |
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 Insurance told me they'd cover me, I got the procedure done, now they say they won't? |
| About 3 months ago I went to the dentist for the first time in about 7 years because I had been having horrible jaw pain and figured I had a bad tooth. Turns out, it was my wisdom teeth, which were ... |
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 Lost Digital Camera? |
Hi,
Help, I can't find my camera!! I don't know where I left it or if it was taken from my car. Some friends said I should call my insurance company and see if they will ... |
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 Should she or should she NOT call her Homeowners INSURANCE CLAIMS DEPT? |
Hi, I would like you opinion about a Friend of mine and if you think she should bother calling her Homeowners Insurance company. I will try to keep this short and relevant:
She lives in W... |
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 Is it legal for a doctor's office to bill my insurance company for a missed appointment fee? |
| I had called and left a message on the answering machine of my doctor's office cancelling my appointment awhile back. They charged me a $50.00 missed appointment fee anyway. I just received ... |
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 Looking into LapBand surgery does anyone know insurance coverage for BCBS? |
Additional Details
boy why do people have to be so rude, aren't we supposed to ask questions on here.... |
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 National insurance Number? |
| is it possible to get a job without requiring National insurance Number?... |
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 Would i need to switch health care providers if i'm moving to another state? |
| Before i move i was just wondering if it was necessary for me to switch health care providers if i move to another state. but the thing is, i'm the only one moving to another state, while the ... |
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tragic_exile | How can I become a better salesmen? |
Im a Life and Health Insurance Agent and have been for about 5 months but I suck at it. How can I become a more effective salesmen?
I'm great with people and people trust me. Im knowledgable about my products and I believe in them. I just stink at closing I guess.
Also for a bonus question. Where can I get good qualified leads without paying more than I'm making (which ain't much)?
Additional Details
specifically, I'm selling Cancer Insurance, also called specified disease or dread disease insurance. Most of my leads are existing customers who have been with the company 15-20 years so I'm trying to upgrade their policies. Our policies have Return of Premium after 20 years so I deliver a lot of these checks. |
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domers13
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Ask the existing customers what caused them to buy the policy they already have - what they liked about it, what they didn't and why. Pay attention to what they say and expand that into what you are selling. Ask enough questions and they'll tell you how to sell them....that's why we all have two ears and one mouth - to listen twice as much as we talk. The close will be a lot easier if you try this technique (it's worked successfully for me for many years in investment and insurance sales).
You can get your best leads for free - they come as referrals from your satisfied customers. Don't say - "who do you know that"...blah, blah, blah. Ask for their family members in the area; which one of their friends they consider to be the most successful and the like. Don't be afraid to ask them to make an introductory phone call - the worst they can do is say no, but when asked matter-of-factly, you'll be surprised at how many referrals you will get once you become comfortable asking. |
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cat
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Trust is a big thing when it comes to selling anything. But you also need to give them the big picture. Tell them how it will help them in the long run, how much money it could save them, etc. You have to sell ice cubes to an eskimo is basically what it comes down too. If a customer trusts you that's what's going to keep them coming back. As for the leads the company you are with should give you cards to mail as well as addresses to send them too. (Most of my family is in insurance and that's what the companies they are with do.) |
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kimmy
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as long as you are truthful and your customer sincerly believes in you, but you still can't close a deal, then chances are it comes down to the numbers. 9 times out of 10 the client will go for the lower cost, no matter how much they might like you.
i have lost customers and then tell me that it is strictly a numbers game... |
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gatorgirl
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First - read A.L. Williams book called "Coach" You do not want to sell, just inform. Two, depending on what company you are with, I have a product you can add. It is insurance that everybody needs right now and we have a good system in place. Just thought you might think about adding something. The third thing, do not buy leads. Just use word of mouth. Network! Go to self-employed people. Health insuarnce is hard to sell because so many people have it. |
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Some Guy
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To be a good salesman, you have to love what you do, and listen. Most salesmen like to talk, but successful ones take the time to listen to what their customers want, and offer that to them - even if it isn't the highest commission product. A relationship is worth more than a one-time commission check because you can get referrals/recommendations, and future sales.
Qualified leads are very difficult to obtain... you can look for trade publications or advocacy groups, and see if they have anything available for purchase. Be prepared for lots of internet searching, and plenty of dead-ends, however. |
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cyberdroid_2000
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Years ago I used to sell life and health with Prudential, I was good, but you have to knock doors, talk, push your intangible, make people believe you, that's the only way around my friend, just remember, persistence pays, now I don't work on that cause I graduated of engineering and working on it..☺ |
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