What is the insurance situation when cruising with cancer? We are taking relatives on the trip ............... |
| of a lifetime, but struggling to find health travel insurance for a relative with cancer. Does anyone know what cruise ship policy is? We need to arrange some insurance just in case she needs any ... |
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If the company i work for goes bankrupt will i still get unemployment? |
ive been working for this company for 4 years we are facing some hard times and the business may end up going under if they lose everything will i still get unemployment Additional Details<... |
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Is a septic system considered an underground utility? |
| Thi question had to do with an insurance claim...... |
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Cold Calls for life insurance? |
| I work for an insurance company and it has become my part of my position to call existing clients to offer quotes for life insurance products. I do not sell life insurance myself so I only need to ... |
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Insurance for my boyfriend who doesnt live with me? |
| im getting insurance with united health care, my boyfriend has no insurance and i want to put him on mine, but he doesnt live with me...will they allow that?... |
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My health insurance company just rescinded my policy after I submitted claims.? |
| I applied for an individual health policy and in good faith signed that the information was complete to the best of my knowledge. I also consented to them acquiring any records necessary from my ... |
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Your demand is not within the range of our evaluation of the potential jury verdict. What does this mean? |
| I was offered an insurance settlement and I counter offered. The insurance company said, Your demand is not within the range of our evaluation of the potential jury verdict. What does this mean?... |
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How much is homeowners insurance a month? |
| My wife and I are pricing out home purchasing possibilities, and are looking at homes ranging from 290,000 up to about 360,000. We need to have a feel for the payments, and wonder if there is a ... |
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Tornado hit home and total loss ? |
| House will prob. be declared a total loss...what does that mean? If declared that term will the dwelling coverage of the insurance be paid out to the max as well as the contents? There also is a ... |
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I don't have home owner insurance.. please help!? |
| I owned a condo in New Hampshire. the owner of the unit below me filed a claim to her ihome owner insurance because of water damage that I created. what are my rights to protect myself from her ... |
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What has been your experience with Insurance Claims? |
| If you have ever had to make a claim, were you satisfied? Was the company helpful and reasonable, or did its performance leave something to be desired. Was a legitimate claim denied?... |
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Where wll the govt get the money they are after for the bailout? |
| Will it come out of our paycheck with the other taxes or will they break into our social security money we have saved over the years?... |
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Can i make a claim on my old insurance if im no longer with them. ? |
| i got into an accident on the 4th of oct. my insurance ends on the 11 of oct. i got a new insurance company now, but i have to wait ten days for the police report....can i still make a claim with my ... |
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How do you start your own independent insurance agency? |
| I've been a licensed insurance agent for 10 years. Recently we opened a travel agency and work from home. We would like to open a store front and thought it would be a great idea to have an ... |
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Rod 3 | How can I become an insurance agent? |
I'm thinking about getting in this field (probably Property & Casualty).
Can someone please tell me about the Pros and Cons? |
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h
|
take the test (it's not that hard). And start looking at different companies you could work for. Look on career finding websites. Start interviewing with the different companies and get a feel for what they're like. Pros you make a lot of money, and have more freedom in what you do. Cons you have to work really hard in the beginning, and deal with a lot of rejection, and you have irregular income. |
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mbrcatz
 |
Take the test! Find an agency who will take you on. Sales guys get straight commission. When first starting out, you'll have to split your commission with the agency - well worth it, as they'll provide you with support staff and teach you about how insurance works, and how to get things done. |
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nurse ratchet
|
The state I work in, you must have a company sponsor to even take the exam to be a licensed agent. I am sure that varies from one state to another. I suggest trying to get a job at an agency as a support person so you can "try the ropes" and see if this is an industry you want to be in. Insurance is not for everybody. There are lots of people that get into it and realize they hate it. You can make a good living in this industry, but it is a stressful profession if you truly care about what you do. |
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thisguyknows
 |
take a class, take the state exam and pass, and apply for the company you are interested in.
pros
lots of money
meet new people
learn new things
cons
hard state exam
competition
you will face rejection
you could have a bad month or two |
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fcas80
 |
Pros: insurance is important and agents serve a valuable purpose in society
If you are good you can make a good income
Cons: you work on commission, and income is irregular
Lots of paperwork, lots of small premium transactions, you need to be good on detail or you can cause your clients problems. |
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Elena
 |
The test IS NOT hard...come on!
Pros:
all the pros of owning your own business
valuable knowlegde
OK money if you're good
residuals after several years of hard work. ( i'd say that's the only reason to open an agency, otherwise pick a different business)
Cons:
all the cons of owning your own business
Other people cited "unsteady income", but that's only the case when you really suck at it
If going independant, it's tough to get appointed by companies in certain states, especially as a scratch agency
The cash flow is bad especially in the beginning
It's a very lean business, you'll hardly have enough money to cover all the cost, until you actually start getting good residuals in 2-3 years
LOT OF CUSTOMER SERVICE WORK that makes you virtually NO money, therefore the need for more employees that you probably won't afford.
When cutomers cancel policies in the middle of the policy term, your "already paid" comissions will get sucked out of your next paycheck.
My personal opinion: open a mortgage brokerage
I own both. |
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