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 Can i get my money back from my life insurance?
my wife and i have been paying for life insurance for about 9 years now. the broker explained that it is what is called whole life insurance and that you would only pay for 10 years. recently we ...


 Can IL employers require a copy of my childs birth certificate & social security card for Insurance purposes?
My ex just started a new job in IL & the HR guy told him he has to have a copy of my daughters birth certificate & social security card for his medical file in order for my ex to cover our ...


 I was in a car accident and a cow was in the road and I ran into the cow. Is the owner liable for damages.?
Are they liable for car damages only, because I had to go to the doctor and I have whiplash in my neck and back?...


 Should I get Mortgage Life Insurance? (If I die, my mortgage is paid for.)?
It costs $2.43 per week for 24 years. I live with my boyfriend and he has bad credit. If I died he wouldn't get approved for a mortgage, so he would be forced to sell the house.
Additional ...


 Are car insurance companies allowed to charge a cancellation fee?
...


 Bought a car for a friend.She quit paying the payments and insurance.She is parking it getting tickets etc etc
It is 100% in my name ,she is not on the loan or insurance in any way.(I know im a sucker).So now she says its her car and I have no say because she made the down payment,cash no contract. Im going ...


 I am appalled at how my insurance company have treated me, with respect to a recent burglary I have?
experienced. I feel I want some sort of compensation from their flippant, lax treatment. Do you think I should try, seeing as there is so much competition around with other insurers?
A...


 When should a person get rid of their life insurance?
If they am retired and make enough to live on and have enough saved to live off it for say 6 to 7 years, should they still have a life insurance policy?...


 A better way acquire an affordable health insurance to cover my family?
if I work for, say Pizza Hut as a part-time while I earn $65K/yr full-time job? I dont want to spend too much monthly payments on health insurance?...


 I have a small business in SC with 2 employees & myself working. Do I have to provide workman's comp for us?
...


 Who is fedex health insurance through?
...


 Very basic everyone's insurance type of question, please help me?
I'm out of state on vacation. I've had some minor (major?) health issues with my child. His doctor took him off Zithromax 2 days ago, but his symptoms are not improving. He has 2 ear ...


 What kind of auto insurance would cover me?...?
I just bought a new vehicle (truck) but I have not had insurance coverage in the past 90 days. Just being careless...but I know alot of insurance companies won't accept me for that. Does anyone ...


 Does anyone no where I can get help to pay medical bills?
Unfortunitly I losed my medical coverage on 6/30/07 and was told I would be able to enroll in another program but that was a lie and then I was in the ER on 7/15/07 and I don't have any ...


 I am doing project on insurance, so i want some material on insurance on net i am not able to find it pls... h
i am doing project on insurance i want information on insurance pls... help me out with my problemi am searcing for material on insurance on the net pls... some one help in getting information on net ...


 Will United Healthcare pay for my gastric bypass surgery?
My doctors have deemed it medically needed and my BMI is a 50.18....


 How do I go about cashing in an insurance policy if the company no longer exists.?
I have three old insurance policies that are paid up. I want to cash them in for the face value. But the insurance company from which they were purchaced no longer has a listing in any directory. W...


 What is the best health insurance and life insurance policies to go with?
I am recently out of the military and need to purchase an individual health ins policy. However, I am not sure which ones are the best. I am a student, do they offer any good student policies? Also, ...


 What car insurance company would be best for my situation?
No accident for 5 years, no tickets for 3 years, excellent credit.

So, what quality auto insurance companies only look back 5 years for accidents, 3 for tickets and weigh in good credit?<...


 How can i get very cheap health insurance?
i am 18 yrs old, i go to school and i work at a place that doesnt have insurance and i really need to go to get my teeth pulled and i need to go to the doc for my stomach... how can i get free or ...



Eric
How can I cancel my geico car insurance?
I pay for my geico car insurance every six months because I save some money instead of paying monthly.
Here is a thing I am going to out of US for 3 months and I do not need insure my car however I already paid for the 6 months.
Can I cancel my car insurance and get the rest of money back?
Do they have any freezing method for these situations?
If I cancel my car insurance, will they charge me some money?
How do they calculate this?
Need specific answer, Thanks.
                     
 




mbrcatz
Rating
Yes you can cancel your policy, by notifying them in writing. You do NOT get all the money back - there's a short rate cancellation charge, AND a cancellation fee when allowed by the state. The short rate is about a month's premium. The cancellation fee varies by state, but is typically $50.

Also, if you have 3 months with no insurance, you'll be considered high risk when you get back, and you'll pay A LOT more for your car insurance then.

I'd say, talk to your agent, but you ARE your own agent with Geico, and they're not going to help you out. But if you have a LOAN on your car, your lender will have a fit if you cancel, and penalize you heavily - and might repo the car. And if you don't, you're probably better off dropping all but the bare minimum coverages, to keep the policy active.


src50
Rating
Why are you asking here? Ask GEICO.


lilredhead
Rating
You should call them , an explain to them whats going on , an they might work something out with you.


Doctor Deth
Rating
if you're keeping the car, you still need comprehensive and liability on it in case someone vandalizes it while you're gone or gets hurt trying to steal it.what you're spending on insurance for those 3 months, you'll be saving in gas and wear and tear on car


Maple Syrup
Rating
Don't cancel the policy. If the car will be parked / stored, and you are certain that it will not be driven at all while you are away, then you can call GEICO and ask to suspend all coverage except Comprehensive. They may ask you to send a written request to do so, but it will be well worth it. Your policy will be credited for the pro-rated cost of the suspended coverages. When you return, call your insurance company at least one day prior to driving the car & ask to have the suspended coverages restored. You definitely don't want to cancel the whole policy - you will be considered "high risk" when you attempt to get a new policy after having a lapse of coverage.


VikingLord
Rating
You need to call them and ask them.


oscargramps
Rating
Most insurance policies have a provision in them that allow for for a reduction in the insurance coverage. I.e. if you are going away for 3 months, you can have the collision cancelled for that period but keep coverage on for thieft of the car.
You can cancell completely and get a portion of the premium back. I would keep comprehensive coverage on though.


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