 Do employers usually fire employees that visit doctors too often (due to the high medical costs )? |
I am originally from Italy and I do not fully understand how health insurance works when it comes to the employer.
When you visit the doctor; does the company that you work for also pay for the ... |
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 Is there a website where I can find the best Medicare plan for me? It really means to be very simple!? |
| I have already visited the Medicare.gov website but it is very complicated to read and understand. Thanks for your help!... |
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 My father is not in the best health and needs health insurance and life insurance, how can I help with this? |
| He is in his late 50s and has not been taking good care of himslef. He has high blood pressure, but does not keep up with his doctor appointments. He lives with my sister and her husband, but they ... |
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 What's the point of having medical insurance you can't use? |
| I have Medicare & Medicaid, & I always have a hard time getting my prescriptions filled because Medicaid always tries to make Medicare pay for it, & then I have to pay out of pocket for ... |
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 I'm looking for health insurance I CAN AFFORD!? |
I'm 23, Female, Single, residing in the state of Minnesota. My job does not offer health insurance and I NEED health insurance!! Does anyone know of any alternatives I could seek?
I ... |
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 National insurance number? |
Heyy!
am 15 but am 16 in a week
i dont know if am gettin a national insurance number cause my friends birthday is in october and she got hers over the summer.... |
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 If I incorporate my small business, can I buy health insurance that will cover a pre-existing condition? |
| I really want to start my own business, but can't leave my job because I need the health insurance. Although I can buy private insurance, it won't cover pre-existing conditions. I have ... |
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 Does a doctor and the hospital she is affiliated with have to take the same insurance? |
| When I gave birth to my second child I went to an OB that was a participating provider with my insurance company. She delivered my child at the only hospital that she is affiliated with. I recieved ... |
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 Homeowners Insurance? |
| We're buying a house in Houston, TX and are currently shopping for a homeowners insurance. What are HO1, HO2, HO3, and etc. ? What coverages are required in the State of Texas?... |
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 Sexual Discrimination in the UK? |
Women drivers have fewer accidents and then they are less expensive ones anyway so women are a better insurance risk, right? Everybody knows this because they keep telling us that it is so.
... |
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| No insurance ticket? |
| I got a ticket today for no insurance. I know I can go to court and show proof of insurance and just pay court costs. After I show the court my insurance card, are they going to contact the insurance ... |
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 Please help me find an INDEPENDENT insurance broker in the Palm Beach County,Florida area.? |
| I have done numerous searches on my own but haven't found what I've been looking for. For example,2 or 3 sites say they're independent but when you read further,you see(for example) P... |
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 I have a question regarding health insurance? |
| Hi, I'm from North Carolina, and my aunt is the parent of a disabled child. I was wondering if there was any type of health insurance that's available for that? She is unemployed and ... |
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 My husband recently lost his job in a software firm now can we have medical insurance for kids nd not parents? |
| Hi My husband lost his job in a software firm and we cannot afford for medical insurance now so is there an option that we can pay insurance only for the kids and not us both elders. Or there any ... |
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 Are there any cheap health insurance programs in Texas? |
My Husband is unemployed and we need a cheap insurance.
Thanks a lot for your help.... |
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| How much would it cost on my home owners insurance if I put a trampoline in my back yard.? |
Additional Details
I had no idea that they were so dangerous. Thanks to everyone who posted about the danger!... |
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 Does anyone know if a 16 year old who's married can get on medicaid? |
| I have a son and me and my husband are separated but not legally and I live in A... |
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elcabula2002 | How can I fight a bogus workman's comp claim? |
I'm an employer in Los Angeles California and several bogus claims are treating my bussines and the employment of nearly 100 people, I know that those claims are not real but the insurance company just pays them and later they will recover the money from a brutal increase in my policy, I talk to them but they don't care, what I can LEGALLY do to stop the abuse. |
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mbrcatz
 |
Nothing. If your agent has talked to the adjuster, and you have talked to the adjuster, and the adjuster tells you that they are going to keep paying the claim, that means the adjuster doesn't hink he has enough proof to deny the claim. Keep in mind, that workers comp is a no fault coverage - and the insurance company has to prove that the claim ISN'T covered, not the other way around.
The GOOD news is, even if the insurance company suspects fraud, and sets a private investigator on the claimant(s), THEY WON'T TELL YOU, THE EMPLOYER. But they can't DO anything to stop it, until they have proof. |
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justwondering
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In Nevada we were having the same problem - no over site or accountability so we started our own Self Insurance Group - or SIG. Large companies and hospitals have been self insured for a long time - but this is a group of similar business' banding together. Look into your laws and see if it can be done. There are administrators that set up and handle the details and third party administrator who handle the claims and it is still more cost effective than letting the state run it. The other advantage is we really do investigate the bogus claims. But right now your only option would be to hire your own PI and get proof that the employees are not disabled - working for cash somewhere - or have a history of such claims etc. Like you say - your insurer will get the money back from you, so why bother expending investigative cost that may or may not turn up something concrete. |
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xxxxxxx b
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So sorry to hear this.
I would agree that you should hire a pi.
I love it when they have those stings on TV where the fraud guy that is supposed to be home in the bed is out on the roof or water skiing.
I would think that any PI worth his weight in tuna would be able to find out if these guys are legit with one week of following them. Dangle a carrot in front of the PI by giving him a 500 or 1k bonus for getting the positive info on camera and decrease the payout of the bonus for every 2 days it takes for him to get the information...(this incentive will make him work that much harder).
You can recoup the bonus from the fraud guys....
These are federal offenses (filing fraudulent workman's comp claims) so you should have no trouble adding the investigators' salary to the money you recoup from the shieskters
GOOD LUCK |
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Jay
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Get a lawyer. In turn, the lawyer will work with a private investigator. |
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KELLI
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get a lawyer |
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Click
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I do this in Australia. First install surveillance cameras, even if there dummies. When you get a claim hire a private investigator to come in and perform a workplace incident investigation. Have in place a signed endorsement from all staff all injuries must have a witness and to be reported immediately. Take a camera or get the supervisor to photograph the scene and the system of work performed by the employee who alleges an injury. You need to send the message to the employees that you will not roll over quietly and accept just anything. You should see a marked reduction in claims. I find the dummy cameras work a treat. |
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