Home | Links | Contact Us | Bookmark
Financial Forum Search :
   Homepage      News      Financial Topics     Finance Directories      Financial Forum      Dictionary  
Financial Forum    Insurance
Finance Discussion Forum

 Insurance Settlement is it fair?
My wife was in an acident, received hearing loss, weakness, and stiffness injuries. She can not go to movies or concerts because the noise hurts her ears. Her left side has weakenss and she can not ...


 Will my homeowners insurance cover this?
I left my mac powerbook on the workbench in my garage. When I pulled my motorcycle into the garage, I knocked it off onto the floor and broke the screen. Is this kind of thing covered by most ...


 You take out a life insurance policy on someone, they die within days, do you still get the money?
I recently learned my mom has a lot of policies on older family members & trying to figure out how it works exactly......


 I was hit while riding my bike by a driver high on meth. He has nothing to his name- am I able to recover $$$
The driver has crappy auto insurance and nothing to his name (he's a meth addict). The DA called to notify me that they will be charging him with DUI as well as Felony Assault. I ended up with ...


 I need an insurance plan... any suggestions?
I am currently under my husband (he is a Deputy Sheriff in North Carolina), and I am a full-time student. I need a plan with no deductible (I have monthly prescriptions, so I always need to be able ...


 I moved from one city to another same state ,does it effect my auto insurance rates?
is it better switching to cheaper one..what happens to all the money i am paying for this insurance if i switched to another one?...


 Do you get health benefits when you work full-time?
Is an employer required to provide health benefits for a full-time employee?...


 Looking for Disability Insurance? Where should I start? Any suggestions of good proviers?
I have recently became a independent consultant and am looking for getting a Disability insurance. Would like to know the experience of other people who got disability insurance privately like me....


 Traffic ticket and insurance?
Can a single, unmarried, never been married before man with no kids who has had some speeding tickets in his life (80 in 55 or 65MPH zone) still have auto insurance?...


 Making an insurance claim?
On Saturday I was the victim of a robbery where I was hit over the head with a baseball bat and had my gold chains stolen.

After the attack i went home with the intention of cleaning ...


 Can we do away with the current income system and come up with a national sale tax?
a tax system to be fair to all. people and business rich, middle class and poor with no exemption at ...


 How much do you pay for car insurance?
Tell me your age, gender, car insurance agency, any tickets, driving experience years, and lastly how much do you pay for your car insurance. Just want to see some comparisons by fellow Yahooers.
<...


 I got an email saying that someone died in 2002 that had me on their insurance policy, and was for 6 million?
i don't want to write them because they might ask for infromation that they might use to con me or something what should i do....


 Would my insurance cover weight loss surgery?
I am 20 years old and I weigh 215lbs and my BMI is calculated to be 38.1. I was wondering if my insurance would cover a type of surgery for weight loss. I have Tricare under my dad's name, and I ...


 My Condo wants to be named as additional insured on my condo policy. ?
What does this mean? Also, do they share in an award if I sue someone under my condo policy. I live in Florida....


 How much is workman's comp insurance?
I am starting a new company and I have (5) full time and (3) part time employees........

The company will gross just under 100k....

I would like to know what the cost will be.<...


 Help!! Caught in a 3-way with my dentist, finance company, and insurer!?
This is very complicated. Can anyone help? I was informed by my dentist that I needed 4 bridges and that my insurance would not pay for it. So he had the financing coordinator come in and she filled ...


 How do you start a home based auto insurance? Example making quotes, issuing insurance and taking payments.?
...


 Should maternity coverage be optional?
Maternity coverage (usually at 100% coverage) is usually included in most health benefit coverages and yet only applies to a small fraction of the people who have health coverage. It's also the ...


 How do I get 3 million dollars worth of life insurance?
...



curiousinatl
How can I find out if a life insurance company is a legitimate, licensed company?
                     
 




mizzred
Rating
check with BBB or Dun & Bradstreet


earlthek
Rating
You can either contact the state insurance commissioner or go to the Better Business Bureau to find out if they are registered.


Financial Answer Guy
Here are a couple of good references:

www.naic.org - National Association of Insurance Commissioners

www.ambest.com - Rating company for insurance industry.

Also, Life Insurance companies will not "sharpen their pencils". The rates for life policies are based on rating class, age, sex, health, smkoing status, face amount and type of policy. The only hope is to have an underwriting decision reviewed in an effort to qualify for a better rating class.


Lucky
Rating
Get quotes find the ones that apply to your needs at reasonable cost you may not pick the Lowest or the Highest one because you will check out the BBB and State on the ones you are thinking about doing business with..
All licensed insurance co’s will not pressure you to the point of telling you that is a one day only offer…If they do it is a salesman that will not be in business long. So check out what you find and go back to the one’s that check out. If you find one that you like and they are a little higher then the second one you like go back to them and have them sharpen their pencil a bit If they can they may if they can’t then you will have to make your decision biased on the original quote. Just don’t go back to a co. if you have not checked them out. A little common sense goes along way too don’t forget.


Frankie
There's usually a Dept of Professional Regulation in every state. Shoot them an email.


newneenee33
Rating
Standard and Poors, AM Best are two organizations that rate companies from A-F. Check them out online.


 Enter Your Message or Comment


User Name:  
User Email:   
Post a comment:







Archive: Forum -Forum -Finance - Links - 1 - 2 - RSS - All RSS Feeds
The Causes and the Results. 0.044
Copyright (c) 2011 Financial Crisis Sunday, May 27, 2012 - Terms of use - Privacy Policy