 Selling annuities and life and health Want to go (non-captive) need a company? |
| I have had my liscense for over a year,and I have worked for a insurance company,but I want to go on my own and become non-captive. This will allow me to gain more capital and be my own boss. But I ... |
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 I just became eligible for Kaiser HMO through my work and I'm pregnant. Lot's of questions, can't find answers? |
I just became eligible for Kaiser HMO through my work and I'm pregnant. Lot's of questions, can't find answers?
I am currently covered through medicaid. If I accept the insurance ... |
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 Doctors and disclosure? |
If you go for a M.O.T. at the doctors and let them know that, on occasion, you use recreational drugs so that they can get the full picture of your lifestyle. Is this information confidential?
<... |
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 I'm in the UK and need to insure three diamond rings - anyone know of a company that just insures jewellery?? |
| Hi everyone, I've got three rings that I need to insure for about £4,000, £5,000 and £6,000 - I wear them all day, every day. Does anyone know of any company that just insures rings or ... |
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 Requirements for life insurance policy? |
| I am considering changing my life insurance policy, and obtaining long term disablility insurance. The insurer told me we would set up an appointment for bloodwork. What tests do they do for this? ... |
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 Dropped a plastic piece on my foot at work...workman comp? |
| At work yesterday I dropped a plastic thing on my foot. It was under 6 ounces and should not of done damage... My foot got badly bruised and my mom thought my toe was broken. We went to the doctor ... |
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 How do I become an independant insurance agent? |
| I was told that I didnt have enough experiance to be an exclusive agency, so someone suggested that I be an independant agent and work with 6-8 different companies. I dont have a degree or experiance,... |
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 What does gap mean? |
| i need to know what is ... |
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 When an auto insurance company looks into your credit what are they looking for? |
| When they look into your credit what are they looking for? Just your credit score? or can they see your whole report? Like your credit card debt?... |
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 Employer Provided Health Insurance - Cancellation? |
| Can employer provided health insurance be cancelled if a doctor has put you off due to an illness for over 2 weeks?... |
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 What is Paris Hilton's dog's breed? |
| Hi! I'm 56 and I don't watch TV much. My grand daughter said that she had a cute doggy and she wanted it! I asked the breed and she said something weird that sounded like "Eye Dee Kay&... |
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 I have aetna health insurance, and i was wondering? |
| ok, my aetna says it covers 100% of procedures, and i just have to pay the co-pays. i was thinking about going to mexico (i live in california) and having a gastric LAP-band procedure done. will my ... |
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 How to speed up insurance on disability claim? |
| we have supplemental disability and we filed in march as husband had septic shock...now it is may and they say they are still waiting on records from hospital(military)...how can i speed it up?as im ... |
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 I need replacement social security card? |
| i need to replace my card in order to get an i.d. need i.d. to get card I lost it when moving away from my hometown over 2000 miles away I have no other photo i.d. nor required documents to get ... |
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 Do medical insurance cost more as we age? |
I am currently dont have any medical insurance because I am still young and healthy so it will save me lots of money.
However, would medical insurance cost more if I was old? If so how ... |
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 What to in case of accident when not your foult? |
| someone crash into me whos going to pay for my ... |
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 Anyone dropped from State Farm Insurance (home) after filing claim? |
| We live in NY (Long Island) and recently came home from vacation to find a bad flood, caused by a washing machine hose which broke from wear and tear. There is damage, both upstairs and down. The ... |
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Dane C | How can I get health insurance for myself and family and pay for it as business expense without employees? |
I'm a successful part time entrepreneur in California, but I maintain my day job because of the group health insurance they offer. I'd like to cut the apron string and go out completely on my own, but the insurance situation holds these plans hostage.
I don't want to buy private health insurance, I would like to structure my one man business so that I can easily purchase group health insurance for myself and family. I'd like to purchase group insurance as opposed to private insurance so that I don't have to deal with preexisting conditions and riders, etc. Since I'm still a sole proprietor, I have plenty of leeway in regards to business structure, and I'm willing to change whatever is necessary to get the best deal possible.
How can I get health insurance for myself and family and pay for it as business expense without employees? |
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Kelly T
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In order to get group coverage you must have a minimum of four employees and have 75% participation to qualify. |
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bic
|
you can't legally. |
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John
|
Every states has different guide line for the group insurance. I suggest to check this
http://www.insureme.com/landing.aspx?Refby=614138&Type=health
you will be contacted by the licensed agents who can help your question. It is free! |
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GoddessofCoughSyrup
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First you need to find an insurance company that will sell you group insurance. I don't think it's going to be possible because of the fact you have no employees.
Companies are not going to be interesting in providing group plans (with them giving a group discount) without a group for economies of scale.
If you have a large family that is of employable age you MIGHT be able to employee them and have them covered.. BUT you're going to be paying for it like they were all separate families.. not in a covered policy of your own.
I would be surprised if you could get this to work. I've heard TV commercials for small business insurance plans.. might want to google that. |
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