 I have filed a claim on a life insurance policy. It has been almost 3 months and the insurance company .....? |
| ....still have not paid. Is there a time line for the insurance to pay out? Are there policies by the State requiring they to pay in a timely manner? The company did not give me a definate answer. I ... |
|
 What's the penalty for knowlingly using an expired health insurance card? |
| Ex husband using old card from wife's group coverage 2 yrs after divorce! Wife gets statements from insurance co showing recent visits.... |
|
 I have a health insurance question.? |
| My husband is self-employed and makes a good living, but we can't afford individual health insurance. He has no employees so we are not eligible for group insurance. Our income is too high for ... |
|
 Why are the hardest working folks in this country not allowed health insurance? |
| Like all the small businesses with millions of people in them........it seems to be a noble king and queen thing to me, the peasant population parodox, and remember the farmworker parodox in 1800 ... |
|
 Does insurance pay for damage to doors after thieves break in to residence to steal contents? |
| my insurance has refused to pay damage to doors after thieves broke into my rented residential house.my landlord want them repaired at my cost.... |
|
 I took traffic school, can the insurance company still jack my rates up? |
I was in a minor accident in 2006. Technically it was my fault but I blame the other douchebag! Can the insurance company still jack my rates up even though I took traffic school?
Additional D... |
|
 I just got a letter from my insurance company? |
regarding a trip to the emergency room i had in may.
it says "if you had recent health coverage, your prior company should have sent you a "certificate of health plan coverage&... |
|
 Who’s the best (cheapest) insurer for a first time driver on a 1.2 Corsa ?? |
| Any one had any cheap quotes as a first time driver for a Vauxhall Corsa, 1or 1.2 litre, 2000 - 2003 model???...Cheers!... |
|
 What's on your social insurance card exactly? |
Your social insurance card or just social insurance is just so the government can keep track of your money and how much your making right?
How much information does it have on you exactly? ... |
|
 Do I need health insurance? What kind? |
| Right now I'm paying between $300-$400 in monthly prescriptions without insurance. But I'll only be needing these prescriptions for less than a year. My dad is paying for my doctor visits, ... |
|
 Washington Mutual in trouble? |
I just heard from a friend today that she heard rumors that Wamu is in financial trouble and might close down (don't know what that means).
Has anybody heard something similar?... |
|
 If a life insurance company goes bankrupt, what happens to whole life insurance benefits? |
| My Dad purchased whole life insurance through AXA Equitable which is all paid for. What happens if the life insurance company goes bankrupt or their assets are under water like so many other ... |
|
|  |
amber 18 | How can I get health insurance that includes maternity? (not through an employer)? |
I own my own business and need health insurance that includes maternity benefits. Surprisingly (to me) this is nearly impossible. Any ideas?
Additional Details
I'm already married and we have a family business so my husband and I both need insurance.
No I'm not currently pregnant. |
 |
 
Michael B
|
Great that you are working for yourself and the owner of your future. As you know it is hard to find maternity converge that is worth the extra cost. I have been in the insurance business for over ten years and have just learned about most hospitals "Cash discount programs".
Let me explain how this works, you tell the hospital that you would like there cash discount price for you and your babies stay before you go to the hospital. I have had a number of clients this has worked for and the savings is huge. I have four kids so know a little about how this works. With are last baby boy the cash price was $3,500 total for mom and baby boy. If we had waited for the hospital to send the bill it would have been over $15,000, what a difference a day makes. Also, if you have any complications like the need for a C section most regular health policies cover for the complications.
Getting health insurance with Maternity coverage is not easy and can be very costly as you have found out. If you still want it after learning about the cash discount program look at getting a small group policy you and your husband make a small group, all you need is 2 employees. Good luck. |
|
Insurance Biz CT
|
Laws on health insurance vary from state to state, so it is difficult for any of us here to answer your question, not knowing where you live.
In CT, there are a few individual plans that cover maternity, and since you are not currently pregnant, you would qualify for them.
Also in CT, group plans are mandated by State Law, to cover maternity - provided it's not a self-insured plan. You can also qualify for group coverage if you are a "group of 1", meaning you and your husband may be able to qualify for group coverage. If you are the employee, he could be listed as your spouse, or you both could be listed as employees.
My best recommendation is for you to find a local, independent insurance agent who specializes in small business health and sit down and discuss your situation. Ask questions about maternity coverage laws in your state and what constitutes a group.
Good luck in your business and in planning your family. |
|
Mahan
|
Considering the fact that you are not pregnant, there are a lot of chances for you to get a good plan with maternity.
1- Health Net Simple Choice plans 15,25,35,50
2-Blue Cross PPO 500/1000/1500/2500/5000
If the financial requirements are met then you can qualify for AIM which is a government program. |
|
Assurelifenhealth.com
 |
http://www.teamcorp.com/tc4486 |
|
Nicole B
|
Are you already pregnant?
Most insurance wont take you if you are already pregnant and most have 10-12 mth waiting period. So yes, it is impossible. Your best bet is to try for Medicaid.....or just have the baby and pay for the hospitalization yourself...just remember to try to have it natural to save money |
|
mbrcatz
|
Once you're pregant, you *might* qualify for your state Children's Health Insurance Program, which includes prenatal coverage for the mother CARRYING the child.
Aside from that . .. my midwife charges $3200, with a $500 discount if you pay by the 7th month, for total prenatal care and homebirth delivery. And if you look at the statistics, midwives and homebirths are healthier for babies and mothers.
Beware of "health discount plans" like the one in the answer above. MOST providers don't take them. It's the "latest scam" in the insurane world.
You *might* want to consider www.medi-share.org, if you qualify. It's NOT health insurance, so that's a warning. But it might do the trick for you. |
|
AmZ
 |
Blue Cross offers maternity coverage, but like most, you need to be insured 12 months prior to pregnancy in order for them to pick up the tab. |
|
jake
|
get married to someone in the military, I knew people who did it that way sort of a contract marriage, you get benefits they see a rise in the amount of money they make. |
|
| |
|
| | |
| Questions List |
Answers | Last Post
| | | |
8 | 34 minutes(s) ago
| | | |
7 | 45 minutes(s) ago
| | | |
6 | 49 minutes(s) ago
| | | |
8 | 1 hour(s) ago
| | | |
8 | 3 hour(s) ago
| | | |
8 | 4 hour(s) ago
| | | |
7 | 8 hour(s) ago
| | | |
8 | 1 day(s) ago
| | | |
8 | 6 day(s) ago
| | | |
8 | 1 week(s) ago
| |
|
Homepage 
Financial
Forum 
Insurance 
No Spam
Adult 
Gambling
Unfinished
Deception
Plagiarism
Not English
