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 Why is honesty the best policy?
...


 Can a health insurance policy dictate where you live?
My grandfather has a health insurance policy with Monumental and he is convinced that he is not allowed to move one county north or he will be dropped from his policy. I told him that, most likely, ...


 How can I lower my car insurance if it is high because of bad credit?
I have been told that my car insurance is high because of a bad credit rating. I am currently enrolled in a DMP to pay down some credit cards and I'm sure this is why it is so bad. Will any ...


 What makes a person uninsurable?
regarding life insurance, what makes a person uninsurable? would a previous surgery do that? what about any illness, would any illness make you uninsurable?...


 I need a life insurance policy to cover atleast 20 lakhs in case of any risk. how much premium per annum?
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 Is a person allowed to have 2 health insurance plans at the same time?
I have cheap health insurance that has a $4,000 deductible. I want to see a doctor. Can I open a new policy with a different company that has a low deductible, go to the doctor, and then cancel the ...


 To get maturnity coverage or not?
I am currently 29 years old and just recently married. I have come to a decision I have to make on my health insurance. I am not planning on getting pregnant for at least the next 2 years. So do I ...


 Can I make a lot of money selling life,auto,health and home insurance?
If I network my family,friends,coworkers and neighbors(say 500 total) can I get a good start at selling insurance...I mean do you think this is a good start of referral business,TO START THE BALL ROLL...


 Insurance and ACT of GOD!?
if a person doesn't believe in a GOD, can an insurance company not pay out due to an Act of God?...


 What can I expect for health insurance costs as an early retiree?
I'm 35 now and plan to retire around 40 or 41. I'm not exorbitantly rich, though; I've just saved enough to support my expenses and will do what I want instead of going to work every ...


 Is my room covered by home and contents insurance?
I rent a room in an apartment from the owner and the owner's brother rents the other room. There was a burglary and mostly my stuff was stolen. The owner made a claim on the home and contents ...


 Why was I denied for health insurance...I'm never sick?
I've always been under my parents, but now I need to get my own because I turned 25. I have no health conditions at all. The only thing I've been to the doctor for recently was a Urinary ...


 Who does the cheapest car insurance at the moment? Know of any offers?
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 My tools were stolen from the car dealership i work for they said their insurance wont reimburse me?
I dont think this is correct, some one broke into the dealership overnight and took the dealers things and the other mechanics as well they told me that my home owners insurance will cover this, but ...


 What suould i ask from ins. co for pain and sufering from car accid?
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 What should i do when my insurance refuse to renew my home policy fir reasons beyond my control?
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 My travel insurance co refused to pay my claim, because they said they did not believe the amount I claimed ?
had been stolen. They accused me of fraud, by saing the amount was higher than it really was, and refused my claim. I had a police report. Is this common for them to do this and is it worth telling W...


 Can a person be denied for a life insurance just because a of past drug addiction?
2 years ago i was arrested for possesion and use of illegal drugs i did 3 months and jail went into rehab for a year, I have been clean and sober for 2 years and few months, I recently try to get a L...


 Is the landlord responsible if you have a electrical fire and you have no rental insurance in New Jersey?
The smoke detector's wiring caught fire. The firefighters said the whole electrical needs to be done.
Additional Details
In this sense I'm wondering if the landlord's ...


 Is it cheaper to have my car and home insured by the same company or not?
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-*Ashley*-
How can I get my insurance to pay for a boob job?
I'm trying to figure out how I can get my insurance to pay for me to have a boob job. (Not because I don't have any and I just want some.) I have a what I think to be huge breasts for my age and they do cause me to have some shoulder and back pains. I am wanting to have a reduction then possible a small implant so they will still look good. How can I get my insurance to do this?
                     
 




toniaturnage
Rating
If your doctor recommends a reduction then your insurance will most likely cover it, though they won't cover an implant. A friend of mine had to have a reduction done as well, but there was no need for an implant. Doctors tend to do a good enough job so that you can keep everything completely natural, which is obviously the best.


Sue
Rating
Your insurance may pay for the reduction as long as you meet certain requirements and it is deemed medically necessary (i.e. back problems, etc.). Call your insurance and ask for a copy of their medical policy on the subject and bring it to your doctor.
As for the implant...that is cosmetic...you'll have to foot the bill on that one yourself.


myfrenzcallmeheath FM
Rating
most insurance companies will pay for it, if the dr says its causing side effects like back problems, etc... but after a reduction, you most likely wont need implants, cause during a reduction, they lift them also.. just tell the dr to take ya down to whatever size you want, and you should be set... they will look very good after a reduction. no insurance company will pay for implants after a reduction cause they just paid to make your boobs smaller and it wouldnt make very much sense for them to do that... and even if it did make sense, insurance would never pay for implants, as not havin boobs dont cause other health problems.


sarah314
You can get coverage for the reduction, if you meet the insurer's medical criteria and get prior approval.

But there is absolutely no way that you'll get coverage for implants afterwards. The *only* way that implants are ever covered under a medical insurance policy is for post-mastectomy breast cancer patients. Period.

If you want implants after your reduction (which sounds a little insane to me, honestly), you'll have to pay for them at your own expense.


Expert Realtor
Rating
If it is causing you severe back pain, that is a valid medical condition.

You would have to get a medical doctor (NOT a plastic surgeon) to say that it's medically necessary for you to have a reduction.

It is something that many insurance companies do pay for because it's considered an abnormality and preventive care.

They won't pay for the implant, just so you know, but you may be able to cut a deal with the plastic surgeon on that aspect of it.


Angie
I'd start by talking with your doctor. Let him/her determine the extent that they are causing your back problems. With your doctor's support for this, the insurance company should be more willing to pay. Especially if it can be proven that you face substantial future insurance claims as a result of your back problems.


MSAD
Rating
Some insurance companies will pay for a reduction. You will have to speak to your doctor and health plan to find out if your's does. Be aware, that if the insurance company pays for the reduction, they will require a certain amount of material taken out from your breasts. This is the minimum amount that has to come out.


mbrcatz
Rating
Well, I don't think you'll get implants, but usually if you talk to your doctor, and the back pain is severe enough, it can get covered.

Talk to the doctor. Then call the insurance company.


Terri
Your insurance can pay for it if it is causing health issues. Mine paid 100% of it ($8,000). But I did not have an implant put in.

Breasts look good after a reduction so I really don't think they should need an implant IMO.

You will have to find out from your insurance company if they have any requirements (weight loss, chiropractic appointments, etc). Mine approved mine without any requirements thank goodness.


hs_group_hp
Look insurance in http://www.cybershimla.com there you will find best information.


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