 Worker's comp? |
| My friend from NY were talking the other day, he been on NY workers comp for years and he told me that he was washing dishes and was looking outside and someone was taking pictures of him in his ... |
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 What the Eff? Can I sue? |
| Ok, so I had an interview with a gay who owns his own company with his brother in law last night. I found this place through a staffing firm, and the recruiter informed me that he only wanted to see ... |
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 Umbrella insurance coverage? |
| is it a good idea to purchase a liability umbrella policy if you own a home? or should you up the liability on your car insurance?... |
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 What are some good Medical insurance for me? Please, no stupid answers.? |
Here's my stats:
-I'm in College
-I'm Single
-I'm in Good health
-I have very low income
-I'm 25.
Is there any good and cheap health ... |
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 I have health ins. with my "main job." I want to sign up for health ins. with 2nd job and have both. Problem? |
| I work as an attorney and have health insurance through my plan, but it does not cover my spouse. I have a 2nd (full time) job. I want to sign up for their insurance for me and my spouse and keep ... |
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 What's the purpose of insurance? |
| What's the purpose of insurance?... |
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 Car insurance? |
| i had a crash about 9 months ago and now i have to renew my insurance what would happen if i didnt tell my new insurer that i had a ... |
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 Can a person's auto insurance be tapped to pay for property damage (stairs and hand rail) in a vandalism case? |
Additional Details
Let me clarfiy. Here, at the University of Nebraska, a student intentionally drove his pick-up into a stair case taking out part of it as well as the handrail. When ... |
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 Health Insurance Quotes Questions? |
For a healthy adult between ages 20-35 what would the montly premium in health insurance be for a male and female?
... |
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 Have you filed a homeowner's insurance claim for theft - did they cancel you? |
| I had some jewelry stolen and am afraid if I file a claim the company will cancel my policy, I have car, house and life with them. Not sure what a claim will involve.... |
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 Is it wise to have a Hospital accident Insurance Plan if I don't have a regular health insurance plan? |
| I can afford health insurance for my family. Everyone in my family is very active in hiking and other low risk activities. Should we still have an accident plan to cover accidents. For $30 a day, I... |
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 I just got a speeding ticket , will my insurance rate increase? |
| The officer reduced to 15 kph over in a 40 kp zone and said that I will not lose any points- will this affect my insurance?... |
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 Life insurance? |
| if my mom didnt name anyone as a beneificiary to collect her life insurance she got from working at kaiser and her 401 k plan, who does it go to? shes about on her last breath.... |
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 Will the life insurance co obtain our medical records? |
| My husband & I are getting life insurance for the first time. We are both in our early 30’s and healthy. I know that the insurance co does their own health tests and blood screenings but I have ... |
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 Dental Insurance issue...please help,............? |
| I recently been laid off from my employer so I no longer have health insurance. But a few months ago, I paid my dentist $600 for a full year of cleaning and examination while I had health insurance. I... |
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| When do I need to enroll in Medicare if I plan on staying employed and covered by group insurance? |
| I am self employed and since my group is small, I am told my group insurance is primary. I will be 65 in two months, I am not drawing social security and I will continue to work for the next 18-24 ... |
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ga_red_lady02 | How can I select and compare various insurance coverage? |
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Faye H
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What type of insurance?? Auto? Health? Homeowners?
Most insurance companies have a website these days that you can look at their coverages. That's a rather daunting task however.
There are also some websites that will compare coverages and premiums from several different companies and get you quotes. |
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rebeldefan#1
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proggesive.com |
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aarika
 |
go to the websites of the different insurers and get quotes progressive has a thing where they say they give you the rates of other insurance companies but i found their quotes for other companies to be wrong |
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oracle
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go to www.ehealthinsurance.com(if its health insurance) just one of the sites that list insurance co.,plans and rates. Do a search by typing in health insurance or any other insurance company types and you'll get the info you need. once you get to the sites most you can leave e-mail and phone no and within 24hrs max will have rep call you-did this a while back , got many calls and all were polite pleasant informative none were pests. |
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mbrcatz
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Well, the easiest way, is to have an independent agent do it. They won't get quotes from the direct writers, though - that would be, the state farm, the nationwide. But they ARE familiar with the policy forms, so they could tell you (example), ok, the Travelers form will cover refrigerated food spoilage, and the Hartford form won't.
It's not ONLY about price - it's also about coverage limits, and enhancement endorsements. So that's a LOT of reading, for you to read all the policy forms and compare them. |
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Sue
 |
Best thing to do is to call an independent agent. They gave give you quotes for various levels of liability, different deductibles on comp & coll, etc. They can also quote different companies for you (the ones you qualify for anyway, if you have a bad driving record or are very young your options are limited). You can ask questions & have them explain anything you don't understand. This way, you can make an educated choice of coverage. Also, they will quote the same coverages with each company. Websites don't explain your options to you the way an independent agent can. I called GEICO once just to see how the rates would compare (I wouldn't change my company anyway) but they would NOT offer me higher than 100,000 per person/300,000 per accident & 50,000 property damage. I own a home & would never carry that low insurance. They said that was enough & I could get higher limits in a few years if I wanted. I told no way would I ever buy those limits. There rates weren't that great either. But, what if I didn't know any better? If something major happened, my house & my assets would be on the line, no thanks. |
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