 Will computerizing doctor patent files and making paper work obsolete will make health care costs go down? |
| If the doctors are all computerized and paper work for patents as well as for filing insurance claims made faster by less paper work, will it drive the cost of health care down? Thanks in advance for ... |
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 Am I paying too much for health insurance? 29 year old healthy non-smoker paying $114 a month? |
| I am a 29 yr old, in shape, non smoker/drinker no history of health problems, and they just raised my health insurance from $98 to $114 a month. I live in Florida, and this seems very high to me? I ... |
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 Which would have higher insurance? |
| Im looking at buying a 2000 Mercedes-Benz SUV (not sure of the exact model) or a 2005 Ford Explorer (not sure of the model as well). Which one would have the highest insurance costs?... |
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 Switching health care providers... Billing question. Help. Please.? |
| My workplace is switching our health care provider from Anthem to Connecticare starting Jan. 1st. I have been seeing a Psychologist for PTSD for the past two months. She has only billed my ... |
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 Is there any health insurance that covers brothers and sisters and also tax exemption.? |
| I would like to know if any health insurance company offers a policy that covers unmarried sisters, mother and brothers and also i would like know if there is any tax exemptions available for that.... |
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 Good Guaranteed return pension plan ???? |
| Please suggest a Good and Best Pension Plan of any company (private or government) which gives me a guaranteed return approx 25000/- every month (as pension) after 20 years up to my death and then ... |
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 State Farm Life Insurance... 30 year term? Whole Life? Select Term? Universal? |
| What insurance should I get? I'm in my late 20's and I'd like to make sure that if anything were to happen to me that my husband and son are left with enough to continue to stay on ... |
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 I has my daughter when i was in high school mom provided insurance and everything else always have I got an? |
| apartment through the housing authority my daughter stays most night with my mom an so do i am i eligible for any benefits medicaid food ... |
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 If a dependent child commits suicide while under a life insurance policy, does it still pay? |
| I've been checking around to see whether life insurance policies pay out for suicide, and it says that usually the catch is that they don't until two years after the establishment of the ... |
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 My parents had an explosion & fire in their manufactured home. State Farm is their insurer on an ACV basis.? |
| The adjuster came out and said State Farm would decide on a repair figure on the home and contents, then apply applicable depreciation and cut them a check. There is a loan against the property. I ... |
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 Home insurance for a home that was built 107 years ago...? |
| why on earth did i get a quote of 3500-4000 for 300k insurance on this home? Is the home that damn old?... |
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 Doctors billed my secondary insurance but not bill my primary? How to make them fix this? |
My doctor billed my secondary insurance. The secondary paid then asked to refund., and sent me letters said that if the doctor does not refund, I will have to reimburse them for it.
I ... |
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 Simple insurance question?? |
| is a 'monthly preminum' the amount taken out of your check for insurance?... |
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 Can homeowners insurance rates increase for having a non operational car on your property in a rural area? |
Additional Details
These two cars do not pose a hazard, and the lot is clean and clear. Its not a chophouse type situation.... |
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 How much insurance do you pay? |
I have a mortgage of £64,000, glad I got it when I did, I'd never get a house these days! Anyway, I pay just over £100 in insurance every month, is this right, it seams an awful lot.
A... |
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 I have heard that there are companies that BUY life insurance policies no longer wanted for cash? |
| I understand that some companies (factors?) buy unwanted life insurance policies that are no longer contestible (owned over two years) for a cash payment (some percentage of the face value of the ... |
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| How can I become an independent insurance agent for car and life insurance? |
| I know I need licenses, clients etc but can someone tell me how can I get a system or something to give people quotes? I don't want to work for any insurance company. I want to quote insurance ... |
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 Where can hiv positive people look for individual health insurance? |
| if you're hiv positive and are currently covered with an insurance policy, but will be changing jobs where group coverage is not an option, what are your options for health insurance? are hiv ... |
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sidsar1961 | How can i buy an insurance agency? |
buying an exsisting insurance agency |
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Matt1331
 |
Be smart about it...if you have connections in the industry they should be able to point you to an agency that is for sale or is potentially for sale if the right deal came along. Of course the "right deal" is true for any business owner, anyone will sell if the right deal came along.
But anyways, what do you want to do within the industry? Primarily personal lines? Then find an agency that has a sizeable personal lines book of business for you to feed off of and has good markets for you. Primarily commercial lines? Again find an established agency in a locale you are familiar with and have connections in and has good contracts with carriers with a competitive commercial lines product. Health and Life? Again, find one.
Potential targets would be agencies with one owner that is getting close to retirement. Also an agency owner that has fallen sick is a potential target as they may need to cash in on what they have invested in. Also agencies in financial trouble are targets, but you have to be careful with this one so as you don't buy into something doom to fail, find out what the problem is and figure out if you can fix and how you are going to fix it.
As far as what you can bring to the table, all business owners are looking for the same thing, guaranteed cash. If you can't offer them that then it is going to be really tough for you.
Good Luck! |
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insureman613
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www.agencies4sale.com |
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mbrcatz
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Same way you buy any other business - find one for sale, negotiate a price, close the deal.
Most of the time, if you're going to be the person RUNNING it, you also need to have an insurance license. It's not hard to get.
What's hard, is finding someone in your area with an agency to sell. THAT part is mostly about networking. |
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InsuranceAdvisor
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As a business owner I can recommend you the following:
1) Build your own book of business (the cheaper way)
2) Buy exisitng BOB. There are a few sources:
http://www.insurancejournal.com/classifieds/?cat_id=1
http://www.bizben.com/listings/98743.php
When buying insurance agency check the following:
Commercial Accounts vs Personal Lines
Accounts with small premiums vs Large premiums. Don't buy business that has 2-3 very large accounts and those accounts make up the reported premium
Type of commercial accounts
Loss History
Agency's E&O claims
# of accounts with preferred carriers vs non preferred
If you still have questions email me felix@guardianspecialtyins.com |
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hi k
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K.. Go ahead |
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