 My daughter's father is demanding our insurance info...? |
| My husband has BCBS through his job and has coverage for himself, me and my children (his legal step-children since we Are married.) My daughter's father says that while she is w/him on the ... |
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 I have life insurance and put my child as a beneficiary, what happens since she is under 18? |
| Her mother and I are not together. Would my child get the money or would she have to be 18? I would not want her mom getting the money at all. My child is 10.... |
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 Parent stole insurance benfits from children, how do i report it? |
| My father left $ for my niece and nephew when he died, and neither of them collected, choosing to let it accrue interest. One is still a minor, the other has since turned 18. When he tried to get the ... |
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 Auto insurance from Allstate claims accident forgiveness is a lie .....? |
| I had full coverage on my 2004 Liberty Jeep through Allstate. They promised "accident forgiveness" and that my policy would never be cancelled for an accident. I had an accident in August 20... |
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 AUTO INSURANCE AND CREDIT REPORTS, What does one have to do with the other? |
| Does any one but me think its bull that one can be refused auto insurance or pay a higher premium because their credit score may be lower than some other guys. Why on earth are we letting car ... |
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 What right does my insurance company have to Include my Mortgage Company on my claim check? |
We had a house fire and I'm looking for answers.
After all, my mortgage is secured from default by PMI. My Mortgage company did not take out the policy on my house, I did. My mortgage ... |
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 Good health/medical insurance? |
| I need some help so I can help out my brother. Hes 26 and doesn't have any health or medical insurance and ive been getting on his case a lot about it latley. What are some free or cheap state ... |
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 We are about to rent a home, and they want us to pay $300,000 worth of liability, is that unrealistic? |
| The home my husband and i are going to rent is asking now that we have singed our lease documents that we pay for $300,000 worth of liabilty on thier home. The house is not even worth that much. Is ... |
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 HELP!! Blue cross blue shield unfairly denied my child? |
| I applied for health coverage for my 5 year old daughter. She has had some urinary tract infections over the last year. She has had probably 5-6 infections and prescribed antibiotics to clear them up.... |
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 Health Insurance Question? |
| My family's health insurance is issued through my husband's employer. They recently changed our insurance from blue cross to united healthcare beginning Nov. 1. We still have no cards. When ... |
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 What is the benefit of job benefits when you pay $110/monthly? |
just for healt ins.
plus $25/mo for dental.through my job.
I'm young, excellent perfect wonderful health. dont smoke/drink.
ferfect size/height.
I dont understand whats cool ... |
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 What can an annuity do for me? |
| I'm completely ignorant on the subject. I know there are similarities to life insurance policies. And I've heard they're a great investment tool. But why?... |
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 Unable to pay LIC Premium. What are the options available? |
| I hold 12 LIC policies, with net preminum of 10,500 per month. I'm unable to pay the premiums for all the policies due to financial problems and hence discontinue few of them. In LIC website, ... |
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 Insurance cancelled? |
| it was renewal time for my car insurance policy and i paid the amount that they request for the renewal. but i had 45 dollars more to pay but i thought i didnt have to pay it until may. but i found ... |
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 Do I need life insurance? |
| I am 29 yrs old..single..no husband, no kids. My company is offering a free 50,000 dollar life insurance policy but do I even need it since I have no dependents?... |
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 Insurance cover? |
| I have a current claim for tree root damage to a conservatory which insurance company have agreed to cover. As they intend to appoint their own contractors to do the work I dont know the costs. If I... |
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vinod k | How can i compare all life insurance products of all companies? |
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 |
 
uainsdude
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DO NOT SHOP ON PRICE alone. Check ratings. Only do biz with A+ rated companies or above. Also choose a company that gives you a personal agent. Never, ever, ever buy online term. I have seen many people burnt this way. As a rule , you need 7-8x your annual salary in life insurance. Buy term, and max out a Roth IRA each year. Also buy a final expense plan 8-10k. Good luck!!! |
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ingrid n
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just do it online |
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Sidd
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calla lic agent which also deal in mutual fund and ask him broucher of your interested comapny lic shemes. Or buy a book from market that is a so called guide which is available for lic agents! |
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Jeevan Kumar Mittal, 1956
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Practically not possible.
You can make big chart.
You can contact source for further assistance |
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swanjarvi
 |
Create a proforma, a matrix with columns for values: fill the form, and do value analysis! remember to get the facts and figures right! |
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malaysiainsuranceguide
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First, find out your purpose of buying life insurance.
Second, read and understanding the foundamental of various types of life insurance, for example: term insurance, whole life participating insurance, whole life non-participating insurance, investment-linked insurance, etc.
Third, analysis the advantages and disadvantages of each product based on your situation.
Forth, find out which riders or supplementary benefits are allow to attach to the insurance and suitable to you. For example: Long term disability income is allowed to attach to investment-linked insurance BUT not term insurance, etc.
Fifth, find out how much can you afford (the premium) per year
Sixth, ask your professional agent or insurance broker to search for you based on your need.
Finally, make a decision. |
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mbrcatz
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Well, comparing ALL companies products means, getting a copy of each policy form and reading it. Good luck on that, as any particular policy also has the capability of putting riders on it to change some of the terms and conditions.
This is where having an agent helps - they shop around, get you 4-6 quotes, and do a comparison FOR you. Then they sit down and explain it to you. |
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HMT
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Try Mangal Keshav Group ( The Wealth Managers)
e-mail : info@mangalkeshavgroup.com |
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The Rabbi
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Life ins is simple. You pay premiums untill you die and then your beneficiary receives the money tax-free. It isn't like health ins. where there are so many factors to consider.
Agents can direct people to the company that pays them higher commissions.
As an independent agent, I have a search engine with about 20 companies that bid your business. I can just pick the lowest rate.
You need to decide what you need. Get enough term ins to cover all your debts and to leave enough for the family for one year's living expenses. Don't forget college.
Get a permanent policy for final expense and to leave money tax-free to heirs. |
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