 I have health ins. with my "main job." I want to sign up for health ins. with 2nd job and have both. Problem? |
| I work as an attorney and have health insurance through my plan, but it does not cover my spouse. I have a 2nd (full time) job. I want to sign up for their insurance for me and my spouse and keep ... |
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 What's the purpose of insurance? |
| What's the purpose of insurance?... |
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 Car insurance? |
| i had a crash about 9 months ago and now i have to renew my insurance what would happen if i didnt tell my new insurer that i had a ... |
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 Can a person's auto insurance be tapped to pay for property damage (stairs and hand rail) in a vandalism case? |
Additional Details
Let me clarfiy. Here, at the University of Nebraska, a student intentionally drove his pick-up into a stair case taking out part of it as well as the handrail. When ... |
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 Health Insurance Quotes Questions? |
For a healthy adult between ages 20-35 what would the montly premium in health insurance be for a male and female?
... |
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 Have you filed a homeowner's insurance claim for theft - did they cancel you? |
| I had some jewelry stolen and am afraid if I file a claim the company will cancel my policy, I have car, house and life with them. Not sure what a claim will involve.... |
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 Is it wise to have a Hospital accident Insurance Plan if I don't have a regular health insurance plan? |
| I can afford health insurance for my family. Everyone in my family is very active in hiking and other low risk activities. Should we still have an accident plan to cover accidents. For $30 a day, I... |
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 I just got a speeding ticket , will my insurance rate increase? |
| The officer reduced to 15 kph over in a 40 kp zone and said that I will not lose any points- will this affect my insurance?... |
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 Life insurance? |
| if my mom didnt name anyone as a beneificiary to collect her life insurance she got from working at kaiser and her 401 k plan, who does it go to? shes about on her last breath.... |
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 Will the life insurance co obtain our medical records? |
| My husband & I are getting life insurance for the first time. We are both in our early 30’s and healthy. I know that the insurance co does their own health tests and blood screenings but I have ... |
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 Dental Insurance issue...please help,............? |
| I recently been laid off from my employer so I no longer have health insurance. But a few months ago, I paid my dentist $600 for a full year of cleaning and examination while I had health insurance. I... |
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 When do I need to enroll in Medicare if I plan on staying employed and covered by group insurance? |
| I am self employed and since my group is small, I am told my group insurance is primary. I will be 65 in two months, I am not drawing social security and I will continue to work for the next 18-24 ... |
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 What life insurance would be best for my needs? |
| I am a 24 y/o single male who lives with my Dad. It's just him and I, as my mother passed away a few years ago. In the event that I ever died unexpectedly/suddenly, I'd want my Dad to not ... |
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 $4200 Hospital Bill for going to the Emergency Room in June? |
| Hospital said they can work out a payment plan of $350 a month. I can't afford that; I have a wife & 7 month old baby. I have to work a year before I can get insurance and it have not been ... |
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 I have an idea for a business that I would like to start up. I've gotten great feed back for the idea but... |
| The one thing everyone is warning me about is the high cost of insuranse. Obviously this would put a halt to my plan and I need to know where to start gathering liability facts. The business is a ... |
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 If you, the (auto) insured, not life insured, are killed in an accident that you caused can your loved ones co |
| llect on your auto insurance policy for your death? Which coverage and what would be the limit on that death benefit? God forbid!... |
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Carmen S | How can i go about getting licensed to sell auto insurance? |
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totallylost
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Hi, I am a independent agent with a small business, I sell mostly car insurance. First thing you need to do, is have your head examined! I am kidding...Call the insurance commissioner office in your state. Each state has different rules, so you knew to find out exactly your state requires. My state required that I go to school. It was a class for 3 days, long 12 hour days, but I did it. Then I had to take a test given by the commissioner office. I did my thru a organization called Professional Insurance Agents. They had the class and then the next day I took the test. P & C is the term used for the license that you are going to need. With this license you can more than just auto, but that's what you need to do what you want. I have to take continueing education class every year. I do that on-line now, instead of closing the office. Good luck and make sure pay attention to the instructor because they will give you some good hints on what to study. At least mine did, and believe me it was worth really paying attention. I wish you the best of luck, I have enjoyed selling car insurance, but sometimes I wished I had just worked for somebody instead of opening my own office. E-mail me if you have any more questions.....God bless us all............. |
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Lori A
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Find a broker or firm that wants you. You usually have to be sponsored to sit for the exams. Every state has its own property and casualty exam you must pass to get licensed, but getting licensed is just the start. You have to learn about the products and how to qualify the client to make the best recommendation, as well as how to market yourself and sell. You'll get all of this with the right company.
The big names all have training programs - companies like Farmers, State Farm, Geico, AAA and others, and there are brokers who are smaller that represent multiple lines.
Good luck. |
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saulg21
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You would have to check with your state insurance board and see what permits or fees you would have to pay to get registered in your state. |
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Denise H
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Most local community colleges offer programs that will comply with your state of residence. A test will then be required depending on the state and type of license you are obtaining. |
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mbrcatz
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Go to your state insurance department web site, and find out what the licensing requirements are - you will have to take a written test, and might have to have some "classroom" hours or real work experience. It varies.
You can also go to your local IIAA office - www.iiaa.org - and see what they can do to help you, with either cram courses, or just advice over the telephone. |
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Steve
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With each state it is different, but you could check with your secretary of states office. As insurance is a regulated business, check with the Department of Regulation and Enforcement within
your states Secretary of States office. |
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