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 National insurance number?
can a national insurance number be used to
find out if a person is working or not?

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 10 yr, 20 yr, or 30 yr term life insurance??
I'm 20 years old, married, no kids. I want to take out a term life insurance plan. (I probably will need it for about 30 years) My question is, should I take out a 30 year plan, so I will be ...


 I don't even trust myself now ... Help required ... ?

Additional Details
apologises this should have gone in the mental health category ......


 I just found out that i'm pregnate, and i don't have insurance?
i can't find anyone that will give me insurance because i'm already pregnate. can anyone give the names of any companys that will give me insurance or a maternity card....


 If an employee switches from FT to PT, is an employer allowed to take away benefits, such as health coverage?
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 Does house and contents insurance cover loss of fences blown down by wind?
I have cover with direct ...


 Health Insurance company refusing to pay bills. Claim it is pre-existing...?
My insurance provider is refusing to pay my medical bills from surgery I had last August. They claim it was pre-existing however a review of my medical records will show that this is / was not pre-...


 Let's not have universal health care but just make health insurance more affordable?
and have the insurance companies take out take all these pre existing condition clauses. Then we don't have to worry about giving health care to illegals or higher taxes. Does anyone agree with ...


 If i wanted insurance is it cheaper to do it all through the same people? (life,travel,home and car insurance)
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 I need Health Insurance!!!?
The problem is the my COBRA Health insurance is going to run out within 5 month.
It cost me $380 per month, for me only.
As of October 2006, my COBRA health insurance no longer covered my ...


 How to rip off insurance? how can i rip them off?
they rip us off for years, now my ...


 I am 36 years old, I want to invest in pension plan , which company shall I select, LIC,HDFC,TATA AIG, BIRAL?
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 Should i get renters insurance?
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 Some one is calling me from an insurance company!!!!!!!!!!!!!?????...
some one keeps callin me from an insurance company they would like to meet me for 15 minz and its all free...and they say its a new insurance-based savings plan i dont understand that they say this ...


 I pay more than $10,000 per year for Health Insurance, does that sound reasonable?
I'm self employed and gross about $105,000 / year.
Have wife and 3 small children. (wife stays home)
Premium for family is $857.41 / month and increases about 11% per year.
M.D. ...


 When customer say am not interest ??
after you furnished your detail about your product which has to be sold ...


 Could i sue?
the place i'm working at will be closing down tomorrow. could i sue them for improper notice. they just told us yesterday that our last day is tomorrow. is there anything i could ...


 I had a fire and lost my birth certificate is there a way to get a replacement one for free?
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 Cheapest health inssurance?
i need a health insurrance , so could any1 kindly tell me plans and all or somw websites though which i could figuire out which 1 to take..thanks..
Additional Details
common..what all ...


 How much life insurance would one need to have based on income. As in multiples of your current income?
I am a 32 year old male in good health with a wife and 2 one year old twins....



Rajesh S
How can i perform better in selling life insurance products?
                     
 




beckychr007
First off remember that most people don't want it. But you can't care.

Second, you must remember that most people hate to hear from you because you are always trying to sell something they don't think they need and don' want. But you must not care.

Third,have to be pretty shameless. Hopefully you have a lot of friends--and you need to hit each and everyone up--and their friends and their friends, etc. I am sure your company has taught you the basic lines and ideas to use. You have to keep these simple and pray on people you know.

You must constantly be looking for people to buttonhole. If at any moment you do not have someone like this to bother then you will have to cold call. And you will get rejected billions of times and called nasty names--but you must persevere and not care.

If you can not aggressively do this--you will not succeed.


Euegne T
I would do three things

1. set up a website to direct people to your product
2. explain the benefits of the insurance you are selling
3. Do not pressure them.


homeward07
Read every word you can find of W. Clement Stone.

Other than that, go to people who truly love each other, such as newlyweds, new parents and those who volunteer.

Write a leaflet called "Why Life Insurance is Pure Love" and enumerate the actual stories of families with and one without it.

Never try to sell it to anyone who is not in love. Our prisons are full enough.

Great question. I wish more salesmen had the humility and desire you possess. You'll be just fine, in the long run.

Join a local club of Toastmasters International, and become a superb communicator.

ALSO: Loving one person at a time is the ultimate sales tool. Truly listen. Deeply care. Be a friend. Smell good. Smile. Walk as if you owned the world, and it was just sold for twice what you paid for it. Be the most fit, cheerful and dynamic person around, but remain modest. Do secret acts of kindness each day, and you will enjoy energy, as never before. Pray for inspiration. Realize that you are a very, very fortunate person. Each of us is. Spread the truth about this.

Above all, IGNORE negative people. They are pure evil. They seek to trip you up. Study the history of human progress. Without inventors and salesmen, we would all be primitive, still. You are a hero. SUCCEED!


Daniel P
Don't think of selling, that people can smell. Although important, forget about the commission. Listen to people, they will tell you their problems, you provide the solution. Most people don't really think about what will happen to their families if they die. So helping through injecting questions like, "How will your family cover your medical expenses if you have an accident?" etc. that can get the thoughts working toward thinking beyond them self. The sale always lies in the problem, solve the problem complete the sale. The commission is a natural result of solving their problem.


Marty K
Rating
I must tell you, a lot of people don't really need it.


wilf69
Primerally by learning the business terms. It's "Life Assurance" and if you don't know how to sell it and need this answer on the internet, get another job.


some advice
Rating
Get out of the habit of thinking of yourself as a "life insurance salesman" even though, in essance, that is what you are. People don't want to be "sold" anything. You have to show them that life insurance is the foundation of thier entire financial plan. Life insurance is the ultimate product to protect clients from the possiblity that they will not be around long enough for their familys to realize the friuts of thier labor. I like to think of life insurance as the last love letter that the surviving spouse and family will ever recieve. One more thing, do you own life insurance on your own life? I am a single man in my mid-20's, and I have a $1,000,000 on my own life. Even though its all term, it is convertable to permenant which is what I will be doing. I may not have needed it now, but I don't want the family I will have someday to be short changed because I was not smart enough to get my health locked in today. You have to own and believe in what you sell. Do that, and watch people take more stock in your products and what you are trying to do for them. Good luck!


Jatin Shah
be more aggresive and develop your skills and selling points.


Lenny B
Rating
Make more friends/network


Eve
Rating
Many people, do not want to talk about life insurance. It's like facing the fact of truth, that someday our lives will end, and they are scared of it.
You may be selling life insurance products/policies, however, someway convey to them...that they would be helping their loves ones by purchasing these policies. Do they want to leave their loves ones behing to worry about the final arrangements and costs, that maybe they cannot afford?
Give them several choices.....If they can afford whole life, etc... they too could benefit. Just do not push them, they will turn away..even though we know we all need it.
Dress well, which I am sure you do, do not be overly takative,
look, listen and suggest to them. After all, it's for their own good, to have everthing in order. I do not know your age.....
If you are younger, explain how much cheaper it is to get when you are young.........and how much more it costs as you age.
Hopefully, I have given you some suggestions......Go out there, and get them to realize, it's never too late, while they are still here, to have everything in order.
I


RON PAUL for President 2008
Rating
Motivational cd's, books,videos on sales
personal coaching


INACTIVE
Get to know your products and services so that you can sell with complete integrity. Be honest with your clients and you'll get their respect and refer you to others.


JK
Rating
I suggest you, dont concentrate only in insurance..go with all financial packages and work as a financial advisor. then u can build up an excellent carrier and can earn handsome money. if u are really interested, reply to my mail id: jayan_bull1@yahoo.com


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