Home Owners Insurance......Guys I need help...I tried calling my auto insurance company to get an estimate as ? |
| to how much I might be looking at spending annually on a $380,000 property, but they said that they could not give me a idea because a lot of things have to be taken into consideration,,,so this is ... |
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How do insurance companies deal with massive claims after something like the Newcastle storm disaster? |
| Will they be able to pay everyone at once? Do they even have enough money to give all the affected people?... |
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Can my company enforce a new policy at work that affects my personal life? |
| I am the friend responding to his question. I do have my nails done professionally every two weeks. I am gloved and have very little skin contact with donors. This is a new policy my company is ... |
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How come insurance is almost double for 2 cars.? |
I can't drive 2 cars at once, only one at a time. Therefore, the odds of causing an accident are the same as if I had one car.
Why don't insurance actuaries know this? A... |
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I want to sell Life Insurance to a friend...but i am almost positive he has smoked pot within the last month.. |
| I know that for the life insurance, he will have to have a paramed come to his house/work and check him over real quick, and they almost always do a urine test depending on the amount of insurance he ... |
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Help.. Insurance won't consider my car a total loss...? |
| My current insurance company is allstate. I have a 2005 TL with significant damages. The repair estimate came out to be $18,000. The value of the car is about $30,000. The front frame rails must ... |
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What should someone do with a dead body? |
| Let's just say, hypothetically, I know someone that might have a dead body he or she needs to dispose of. What should they do?... |
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Home owner insurance question.? |
I had a lot of trees down on my fence during hurricane Ike and I found out my insurance company (American National) doesn't cover fences,but during Rita they did.
My policy doesn't ... |
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What health insurance company do you like ? |
| I want a ppo and am looking for a good ... |
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I'm buying a used car in Texas, and need car insurance coverage; what is the minumum required by law? |
| Car insurance in Houston is so expensive!! I was wondering what is the minimum coverage that I need to pay? I can't afford to pay almost half of my monthly payment on car insurance!! That'... |
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Help! My insurance will not pay ANY of my $30,000 surgery bill!!!? |
I am a full-time college student working part-time and can simply NOT afford this. I had septoplasty and turbinate reduction for chronic sinus infections.
What would you suggest I do? ... |
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How do you get hospitals to write off bill? |
| I have been recently hospitalized twice for depression. Unfortunatley, my insurance pays very little for psychiatric care. How do I successfully get the hospital to accept just what my insurance ... |
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Car Insurance? |
I want to know if it is possible to carry no claims bonuses over.
I had 2 years no claims 3 years ago, since that time i haven't had my own insurance ive been on a traders policy for ... |
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Illegal or just immoral?? |
| My husband and I got car insurance. Before our policy was up I got into a minor accident (me and my neighbor accross the street backed up at same time- it was ruled I was at fault --I had the slower ... |
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Does medicaid cover circumcisions? |
| i was just wondering if utahs medicaid covered getting your baby boy circumcised. i have read to different things, i read that if u get it done after delivery it covers it and i also read it doesnt ... |
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Baby health insurance question!!? |
| my insurance company told me when i called that i couldnt put my son down without a SS# but when i got the ss card i called back and they said i cant do it because it has been more than 31 days since ... |
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Zuri A | How can the insurance company find out wether or not you got a traffic ticket? |
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MomOfMax
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if they choose, they can run a motor vehicle report (MVR) on you at every renewal. They don't always do it, but if they do anything that you've done wrong will show up on the report. |
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midget/pita
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all they do is look it up on the computer , i think its linked into the same as the police use? not possitive but good luck |
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vgordon_90
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The insurance companies use links to the DMV for the state you are in to look up your driving record (if they wish) prior to issuing you insurance. If you have been in an accident, the police report (if issued) will also tell the insurance company if a ticket was issued as a result of the accident investigation.
You can also go to your local DMV and request s acopy of your driving record. I don't know what the cost is, but it is minimal; here in California, I think it's $3.00. |
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DFK
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Usually the Driver record is pulled from the DMV when you apply for insurance. This is a mandatory underwriting premise that governs your eligibility and sets a standard for rating.
If you have a ticket during the policy period it is unlikely they will arbitrarily pull your record. Of course if you had an accident while speeding and was ticketed they would know this right away since they are on the claim.
To answer your question ...they have means to find out if you got a ticket. |
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Globalwide Insurance
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the only way a insurance company know you have a received a ticket is when you make changes to your policy it automatically triggers a motor vechile record check and on renweal some companies check from time to time, check out GLOBALWIDEINSURANCE.COM |
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RangerK
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Some tickets will hit on your insurance, some won't. It depends on the jurisdiction. The tickets I write (federal) will not end up on an insurance company's desk unless a warrant is issued for failure to pay. So, pay the fine, and see what happens. :) |
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mbrcatz
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They request motor vehicle records from your state, usually about 60 days before your policy renews, or every time you have an at fault accident.
The state provides them with that information, along with a list of people at your address that have a driver's license (undisclosed licensed operators). |
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MrChili
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The government knows everything and are more than willing to sell it to companies willing to pay for the information. |
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